Lance Surety Bonds offers a number of exclusive bond programs for Arizona customers, which enables us to offer the lowest possible rates on Arizona surety bonds. Whether you have strong or weak personal credit, we’re confident we can help you find the bond you need at the right price. Our agents are very experienced with the many different Arizona bonding requirements, and are looking forward to the opportunity to help you get bonded!
Lance Surety Bonds has always worked only with A-rated and T-listed sureties. This guarantees that the bonds we find and offer to you are provided by the best in the industry, without compromises.
The questions and answers section below will provide you with all the relevant information on how you can get your Arizona surety bond, how to get bonded with bad credit, and how much it will cost you.
If you’ve gotten bonded in Arizona before and simply want to apply for your new bond, use the search tool below and follow the link to get to your application.
Also, call us anytime at (877) 514-5146 if you would like to consult with our surety bond experts, or if you need advice or assistance. We are well-versed in all the bonding requirements for the state of Arizona and have extensive experience with underwriting Arizona surety bonds.
Find Your Arizona Surety Bond
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Contractor License Performance & Payment (State) BondContractor LicenseThe Registrar of Contractors
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Contractor License Performance & Payment (State) BondRight of Way Performance BondCity of Phoenix
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Collection Agency BondCollection AgencyDept of Financial Institutions
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Collection Agency BondCollection Agency Bond
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Debt Consolidators BondCredit Repair Services BondArizona State Government Management Services Div.
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Professional Fund Raisers BondContracted FundraiserAZ Secretary of State
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Insurance Agents/Brokers BondInsurance BrokerDirector of Insurance
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Insurance Agents/Brokers BondDepartment of Insurance Administrator BondState of Arizona
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Insurance Agents/Brokers BondHealth Care Card Provider BondState of Arizona, Department of Treasury
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Mortgage Broker (1st & 2nd Mortgages) BondMortgage Surety BondDept of Financial Institutions
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Mortgage Lender/Banker (1st & 2nd Mort.) BondMortgage Banker BondSuperintendent, Dept of Financial Institutions
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Real Estate Agents/Brokers BondReal Estate Salesperson's/Broker's License BondDepartment of Real Estate
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Title Insurance Agents & Escrow Officers BondEscrow Agent BondArizona Dept of Financial Institutions
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Defective Title BondHighway Department Defective Title BondMotor Vehicle Division
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Auto & Mobile Home Dealers (New & Used) BondVehicle Dealer BondMotor Vehicle Division
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Auto & Mobile Home Dealers (Used Only, No New) BondVehicle Dealer BondMotor Vehicle Division
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Motor Vehicle (Non-Dealer, Not Listed) BondLicense / Mobile Home Dealer BondState of Arizona, Office of Administration
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Motor Vehicle (Non-Dealer, Not Listed) BondElectronic Records AccessMotor Vehicle Division
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Sport Permits BondBoxing PerformanceAZ State Boxing Commission
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Detectives BondPrivate Investigators LicenseArizona Dept of Public Safety
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Employment Agencies BondEmployment Agency BondThe Industrial Commission of Arizona
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Professional Licenses (All Other) BondAppraisal Management CompanyBoard of Appraisals
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Professional Licenses (All Other) BondService Company BondDepartment of Insurance
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Professional Licenses (All Other) BondPeddler's Permit BondCity of Chandler
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Professional Licenses (All Other) BondPrescription-Only Drug Wholesaler License BondArizona State Board of Pharmacy
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Professional Licenses (All Other) BondPeddler, Solicitor, Canvasser or Transient MerchanCity Of Mesa
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Schools (All) BondPrivate Postsecondary Education BondArizona State Board for Postsecondary Education
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Schools (All) BondCosmetology School BondArizona State Board of Cosmetology
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Contractors Tax (Blanket Contracts) BondTaxpayer Bond for Contractor 42-5006Arizona Department of Revenue
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Fuel Tax (All Others, Sellers & Users) BondMotor Fuel Supplier BondMOTOR CARRIER TAX & SERVICES (MVD)
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Fuel Tax (All Others, Sellers & Users) BondIFTAMotor Vehicle Division
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Miscellaneous Taxes BondTaxpayer Bond for ContractorArizona Dept Of Revenue: Taxpayer Information
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Compliance 3rd Party BondUtility Users BondArizona Corporation Commission
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Utility Deposit BondAPS Electric Service BondArizona Public Service
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Utility Deposit BondSalt River Project Utility DepositSalt River Project - Commercial Credit Dept.
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Utility Deposit BondUtility DepositTucson Electric
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Utility Deposit BondBond for Utility UsersCorporation Commission
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Utility Deposit BondSulphur Springs Valley Electric Utility Deposit BoSULPHUR SPRINGS VALLEY ELECTRIC COOPERATIVE INC
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Utility Deposit BondPayment of Utility Services BondCity of Mesa: Attention Credit Services
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Financial Guarantee (All Other) BondFinancial Guarantee BondPrePass / HELP
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Money Transmitter BondMoney Transmitter ApplicationState Of Arizona
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Telemarketing/Phone Solicitor BondTelephone SolicitationAttorney General
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Non-Construction Performance BondLicense BondArizona Corporate Commission
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Non-Construction Performance BondTelecommunications Business License BondArizona Corporation Commissions
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Appraisal ManagementAppraisal Management Company BondArizona Board of Appraisal
Frequently Asked Questions
How Much Does a Surety Bond Cost in Arizona?
The cost of any Arizona surety bond is not a fixed sum. Rather, it’s a combination of the type of surety bond you are applying for, its amount, and your own financial standing and stability.
When determining the rate or premium of your bond, sureties consider the amount of your bond. This amount is the total coverage amount that your particular bond can offer to obligees in the case of a claim. Bond amounts vary greatly from state to state, such as those for license and permit bonds, or depend on a contract in the case of contract bonds.
Sureties take the amount of your bond as the starting point. They then assess you as an applicant. Most often, their first job is to look at your personal credit score. Applicants who have a high credit score and a healthy financial standing are usually offered a standard market rate, which is between 1%-4% of the total amount of their surety bond. This rate is the cost of your bond.
Often, applicants who wish to further influence their rate positively can present personal or business financials, especially if these demonstrate that their business is sound and stable.
To find out more, consult our surety bond cost guide. It contains further valuable information about how cost is determined and which other factors are taken into account. Have a look!
Arizona Bad Credit Surety Bonds Program
Many sureties tend to turn down applicants who have a low credit score, or those who have no credit score at all. This is due to the higher risk and potential liabilities involved in bonding such persons.
We at Lance Surety Bonds have designed our Bad Credit Surety Bonds program in order to offer a way out to those businesses who are otherwise unable to get bonded.
Getting an Arizona surety bond through our program means that you will be offered a higher rate, between 5%-15% of the total amount, but you’re still sure to receive the best and lowest rate possible for your situation.
Applicants who wish to receive lower rates when they apply for their next Arizona surety bond can do so by working on their credit score and financial stability. Improving these yields increasingly better and lower rates on their bonds.
How to Get Bonded in Arizona
To get bonded in Arizona, simply apply online. Our application tool is very straightforward, applying takes only a couple of minutes, and your information is safe with us! Once we receive your application, we will get back to you in a short amount of time and offer you a free quote on your bond.
Our knowledge of Arizona surety bond requirements is extensive and we have underwritten many thousands of bonds over the years. We work only with professional surety bond companies, which are among the best in the country and have access to exclusive rates.
Don’t hesitate to call us at (877) 514-5146 right away If you need help with your Arizona surety bond application! Lance Surety Bonds’ experts have a deep understanding of the surety bond industry and can respond to all of your queries!
Types of Arizona Surety Bonds
Surety bonds in Arizona are of three main types - license and permit bonds, contract bonds, and court bonds. We underwrite all three types of Arizona surety bonds.
License bonds are those bonds which many Arizona businesses need to obtain in order to get their business license. Arizona auto dealers, mortgage and freight brokers, but also contractors, collection agencies and insurance brokers are some of the businesses who need to get bonded.
These bonds are meant to guarantee that licensed businesses will perform business in accordance with Arizona state regulations. In this way, Arizona license bonds serve to protect the public and the state in case that a licensed and bonded business breaks the law.
Contract bonds are those bonds which Arizona contractors need to get when they want to bid on a project in the state of Arizona, or are about to start work on a project. Before they can bid or perform on construction jobs, contractors need to be licensed and have a license bond.
Once they are licensed and bonded, contractors will often be asked to obtain the necessary Arizona contract bonds before they can do any work on a project. These bonds are required for most state and federal projects, yet many private construction project owners also require their contractors to get bonded.
Court bonds are those bonds which a number of Arizona courts may request from individuals before they are granted certain rights or are permitted to appeal a judgment.
For example, fiduciaries will often be required to obtain a fiduciary bond before they can assume the role of guardians or trustees. Appellants may also be required to obtain a bond before their appeal of a judgement is given way.
Top Surety Bond Companies in Arizona
Does it matter which surety bond company backs your Arizona surety bond? Yes, it does! When you get a bond it is actually very important which Arizona surety bond company backs it. All surety bond companies are different and some are better than others. The difference this makes to you is whether your surety will be able to help you in the case of difficulties or not.
Lance Surety Bonds works only with Arizona surety bond companies which are proven to be among the best in the industry. This is guaranteed by the fact that all of these companies are licensed throughout the whole country and are T-listed with the U.S. Department of Treasury. Furthermore, all of our partner surety bond companies in Arizona are at least A-rated under the ‘A.M. Best’ credit rating system.
Companies such as International Fidelity Insurance Company, Great American Insurance Company and Liberty Mutual Insurance Company and many others are our partners and are the backers of all the surety bonds we underwrite!
Most Popular Surety Bonds in Arizona
Before they are allowed to operate legally, Arizona auto dealers need to obtain a continuous Arizona auto dealer bond.
Before they can work on projects, Arizona contractors need to get licensed and bonded. For that they need an Arizona contractor license bond.
Those who wish to become mortgage lenders in Arizona and to originate, sell or service mortgages, need to obtain a mortgage lender bond.
Collection agencies in Arizona need to obtain the relevant bond before they are allowed to collect payments. This is part of Arizona state regulations for this industry.
To become a freight broker for the state of Arizona, you will need to obtain a freight broker bond. The bond guarantees and secures payment to motor carriers and shippers with whom you will work.
Those who wish to open a fundraising business in Arizona or carry out fundraising campaigns will have to get bonded by obtaining an Arizona professional fundraiser bond.
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