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New York Surety Bonds

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  • Outstanding bonding rates
  • Problematic finances? Check out our Bad Credit Program
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City-level Bonding Requirements

Most Popular Surety Bonds in New York

Auto dealer bonds

Car dealers in New York state need a $25,000 or $100,000 bond. Franchised dealers have to post a $50,000 bond. The licensing authority is the state Department of Motor Vehicles.

Collection agency bonds

Debt collection agencies in New York City have to present a $5,000 bond to the City of New York authorities, while in Buffalo they need to provide it to the city Office of Licenses.

Immigration assistant service providers bonds

Immigration consultants in the state have to provide a $50,000 bond to the New York State Office for New Americans.

Private investigator bonds

New York state private investigators have to obtain a $10,000 bond. They need to present it to the Department of State.

Mortgage broker bonds

Mortgage brokers in the state need a $10,000 surety bond. It has to be presented to the Department of Financial Services.

Process server bonds

If you want to operate as a process server in NYC, you will have to get a $10,000 bond. The requirement is set by the City of New York.

What are New York state surety bonds?

New York surety bonds guarantee the legal compliance of bonded parties. For many individuals and companies in New York state, posting a bond is a prerequisite to conducting business and other activities.

State, local and city authorities require surety bonds to ensure additional security for the general public. Bonds in New York function like a three-party contractual agreement. The obligee is the body that asks for the bonding. The principal is the entity that needs to get bonded. Last but not least, the surety provides the bond and backs financially the principal.

Frequently Asked Questions

What are the types of New York surety bonds that you may need?

  • Many types of businesses such as car dealers, mortgage brokers, and contractors need license bonds in order to start their operations. Such bonds are required in the process of obtaining a professional license.
  • Contract bonds are needed on a project basis. When contractors want to bid for construction work, they often need to post contract bonds. They guarantee the rights of project owners.
  • More rarely, you may need to provide court bonds. The two most typical situations include when you have to act as a fiduciary, or when you want to appeal a court case to higher instance.

The most common bonds that are obtained in New York are in the list just below. You can consult the full list of bonds in the state at the end of this page.

Need help with finding the bond you have to post? You can reach us at (877) 514-5146.

What are the bonding costs?

Your New York surety bond price is only a few percents of the bond amount which you have to obtain. It is called a bond premium, and is usually between 1% and 5% for applicants with good finances

What factors affect your bond price? The most important ones are your credit score, business financials, and assets and liquidity. Your professional experience and knowhow may also be considered. Your surety assesses how risky it is to get you bonded. Your bond cost is lower when your overall profile is stable.

Our surety bond cost page offers a detailed explanation of how bond pricing is formulated.

Can I get bonded with bad credit?

We run our Bad Credit Surety Bonds program to assist applicants with issues such as low credit scores, tax liens, bankruptcies, and civil judgements. Most bonds can be obtained even with problematic finances, except for contract bonds. The bond prices are slightly higher and are often in the range of 5%-15%. This is needed to compensate for the higher bonding risk.

How do I apply for a bond?

Lance Surety Bonds offers all types of surety bonds throughout the nation, including New York. Through solid relationships with a network of A-Rated, Treasury Listed surety companies, our agency is able to offer a variety of exclusive bond programs to New York applicants. We’ll help you get bonded fast, at an excellent rate. Operating out of the northeast, our agents are very familiar with the different NY bond requirements.

Need more details? You can review our How to Get Bonded page, or call us at (877) 514-5146.

Find Your New York Surety Bond

Market Agencies/Dealers Bond Farm Products Dealer Bond Dept of Agriculture and markets Apply Now
Contractor License (No P&P Language) Bond County of Putnam Electrical Contractor License Bon County of Putnam Apply Now
Contractor License Performance & Payment (Local) Bond Performance Bond City of Niagara Falls Apply Now
Contractor License Performance & Payment (Local) Bond More Than ONe Location-Building Operations Permits City of New York Apply Now
Excess Weight, Other Highway & Street Permit Bond Two to Fifty Locations Liability Permit Bond City of New York/Commissioner of Transportation Apply Now
Excess Weight, Other Highway & Street Permit Bond Oversize and or Overweight Equipment Hauling Permi Department of Transportation, State of New York Apply Now
Collection Agency Bond Collection Agency Bond(City of Buffalo, NY) Office of Licenses Apply Now
Collection Agency Bond Collection Agency Bond (New York City) NYC Department of Consumer Affairs Apply Now
Professional Fund Raisers Bond Annual Bond (for Professional Fund Raisers) New York State Department of Law Apply Now
Insurance Adjusters Bond Adjusters NY Insurance Department - Licensing Bureau Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Originating Entity Superintendent of Banks Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Registered Mortgage Brokers Superintendent of Banks Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond FHA Mortgage Loan Correspondent Superintendent of Banks Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Mortgage Loan Originator (Individual) New York Banking Department Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Licensed Mortgage Banker Bond NY Superintendent of Banks Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond REGISTERED MORTGAGE LOAN SERVICERS Superintendent of Banks of the State of New York Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Department of Motor Vehicles Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Automobile Brokers Bond Department of State Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Auto & Mobile Home Dealers (New & Used) Bond Obligee info for this request was wrong Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Dealer Department of Motor Vehicles Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Executive Law Article 21-B New York State Deaprtment of State Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Second Hand Vehicle Sales Town of Hempstead Apply Now
Sport Permits Bond Sport Permits Bond State Athletic Commission Apply Now
Sport Permits Bond Boxing, Sparring, and Wrestling Match Permit Bond State Athletic Commission Apply Now
Health Spas/Health Clubs Bond Health Club Division of Licensing Services Apply Now
Detectives Bond Private Investigator Bond Secretary of State Apply Now
Detectives Bond Watch, Guard or Patrol Aency Bond Secretary of State Apply Now
Employment Agencies Bond Employment Agency Bond The People of the State of New York Apply Now
Nursing Homes Bond State of New York Nursing Homes NYS DEPARTMENT OF HEALTH Apply Now
Professional Licenses (All Other) Bond Immigration Assistance Service Providers Department of Consumer Affairs Apply Now
Professional Licenses (All Other) Bond Oversize Hauling Permit NY Dept of Transportation Apply Now
Professional Licenses (All Other) Bond Process Server Individual Department of Consumer Affairs Apply Now
Professional Licenses (All Other) Bond Ticker Reseller Secretary of State Apply Now
Professional Licenses (All Other) Bond For Hire Vehicle City of New York Taxi & Limousine Commission Apply Now
Professional Licenses (All Other) Bond Ambulette Bond Office of the Medicaid Inspector General Apply Now
Professional Licenses (All Other) Bond Second Hand Dealer Department of Consumer Affairs Apply Now
Professional Licenses (All Other) Bond (City of New Rochelle) Door to Door Vendor Bond City of Rochelle, NY Apply Now
Professional Licenses (All Other) Bond Solicitor Bond (Clarkstown, NY) Town of Clarkstown Apply Now
Professional Licenses (All Other) Bond Appearance Enhancement Business Bond Secretary of State Apply Now
Professional Licenses (All Other) Bond Process Serving Agency Bond Department of Consumer Affairs Apply Now
Professional Licenses (All Other) Bond General Contractor Bond Department of Consumer Affairs Apply Now
Professional Licenses (All Other) Bond Base Station Bond (Westchester County Taxi & Limo Westchester County Taxi & Limo Commission Apply Now
Professional Licenses (All Other) Bond Taxi Base Station Bond (County of West Chester) Westchester County Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond New York Alcoholic Beverage Control State Liquor Authority Apply Now
Alcohol (Retailers) Bond Alcohol (Retailers) Bond Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Bond of Distributor of Automotive Fuel NY State Dept of Taxation and Finance Apply Now
Other Public Warehouses (All) Bond Storage Warehouse Bond (New York City) City Of New York, Department Of Consumer Affairs Apply Now
Games of Chance Bond Games of Chance Bond NYS Department of State Apply Now
Turnpike/Bridge Toll Bond Thruway Authority New York State Thruway Authority Apply Now
Utility Deposit Bond Utility Deposit Bond NIAGARA MOHAWK POWER CORP dba NATIONAL GRID Apply Now
Utility Deposit Bond Long Island Lighting Company Utility Deposit Bond Long Island Power Authority Apply Now
Utility Deposit Bond (PSEGLI) Utility Payment Bond Public Service Enterprise Group Long Island (PSEGL Apply Now
Wages & Fringe Benefits Bond Steamfitters' Industry Funds Construction Trades Steamfitters Local 638 Apply Now
Wages & Fringe Benefits Bond Welfare, Pension, Annuity Payment Bond IBEW Local Union 363 Apply Now
Wages & Fringe Benefits Bond IUEC Wage and Fringe Benefit Payment Bond NY LOCAL 1 IUEC Apply Now
Wages & Fringe Benefits Bond Local Union #9 Wage & Welfare Bond TRUSTEE OF THE DISTRICT COUNCIL NO. 9 OF NEW YORK Apply Now
Fringe Benefits Only Bond International Union of Painters Trustess of the District Council No. 9 of New York Apply Now
Fringe Benefits Only Bond Fringe Benefits Only Bond Sheet Metal Intl #28 Apply Now
Fringe Benefits Only Bond Sheet Metal Workers International/Local Union #28 Sheet Metal Workers International/Local Union #28 Apply Now
Fringe Benefits Only Bond Steamfitters' Industry Funds Construction Trades B The Steamfitters' Industry Fund Apply Now
Fringe Benefits Only Bond Fringe Benefits Bond (Local #200) Plumbers Local No. 200 Apply Now
Money Transmitter Bond Money Transmitter Bond Department of Financial Services Apply Now
Telemarketing/Phone Solicitor Bond Telemarketing Bond Department of State, Division of Licensing Apply Now

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