New Jersey Surety Bonds

Complete Guide to getting Bonded in New Jersey
New-Jersey
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    All types of bonds in New Jersey
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    Bad credit applicants welcome
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    Online application
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    Money back guarantee

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Most Popular Surety Bonds in New Jersey

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Freight brokers are required to post a $75,000 surety bond nationwide.
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Auto Dealer Bond
All auto dealers in New Jersey must carry a $10,000 bond to operate in the state.
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Contractor License Bond
Contractor bonds in New Jersey vary by type and may include extra municipal requirements. Some bonds can be as low as $1,000.
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Mortgage Broker Bond
New Jersey has a tiered bonding system, ranging from $150K to $300K, based on total loans originated.
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Collection Agency Bond
All collection agencies in New Jersey must carry a $5,000 bond.
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debt-collection
Domestic money transmitters must secure at least a $100,000 bond, while foreign money transmitters need a $25,000 bond.

Find Your New Jersey Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Freight Broker Bond (BMC-84) N/A FMCSA Apply Now
General license & permit bond (not listed) N/A N/A Apply Now
Market Agencies/Dealers Bond Secretary of Agriculture Secretary of Agriculture of The State of NJ Apply Now
Contractor License (No P&P Language) Bond General Contractor License Bond City of Jersey City Apply Now
Contractor License (No P&P Language) Bond Electrical Contractor Bond Board of Examiners of Electrical Contractors Apply Now
Contractor License Performance & Payment (Local) Bond General Contractor License Bond City of Jersey City Apply Now
Contractor License Performance & Payment (Local) Bond Procuring & Installation of a 1,000 Gallon Grease Hamilton Twsp Apply Now
Contractor License Performance & Payment (Local) Bond Master Plumber Bond Board of Examiners of Master Plumbers Apply Now
Contractor License Performance & Payment (State) Bond Township of Bloomfield Sidewalk Bond TOWNSHIP OF BLOOMFIELD Apply Now
Excess Weight, Other Highway & Street Permit Bond Maintenance License Bond City of Elizabeth Apply Now
Collection Agency Bond Collection Agency Deputy Attorney General Apply Now
Debt Consolidators Bond Debt Adjustment NJDOBI: License Services, Banking Apply Now
Professional Fund Raisers Bond Professional Fund Raisers Bond Division of Consumer Affairs Apply Now
Insurance Adjusters Bond Public Adjuster State of NJ Dept. of Banking & Insurance Apply Now
Insurance Agents/Brokers Bond Insurance Broker Commissioner of Banking and Insurance Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Residential Mortgage Broker Commissioner of Banking and Insurance Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Lender Dept of Banking and Insurance Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Division of Motor Vehicles - Dealer Licensing Bure Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Used Motor Vehicle Dealer Surety Division of Motor Vehicles - Dealer Licensing Bure Apply Now
Health Spas/Health Clubs Bond Health Club Division of Consumer Affairs Apply Now
Detectives Bond Security Agency License Bond New Jersey State Police Private Detective Unit Apply Now
Detectives Bond Detectives Agency License Bond New Jersey State Police Private Detective Unit Apply Now
Employment Agencies Bond Temporary Help Service Firm New Jersey Division of Consumer Affairs Apply Now
Employment Agencies Bond Employee Leasing Company Dept of Labor and Workforce Development Apply Now
Employment Agencies Bond Employment Agency Bond New Jersey Division of Consumer Affairs Apply Now
Nursing Homes Bond Health Care Service Firm NJ Consumer Affairs Apply Now
Professional Licenses (All Other) Bond (License) Precious Metal State of New Jersey Apply Now
Professional Licenses (All Other) Bond Jewlery Buyer State of New Jersey Office of Weights and Measures Apply Now
Professional Licenses (All Other) Bond Fire Alarm, Burglar Alarm & Locksmith Advisory Com Division of Consumer Affairs Apply Now
Professional Licenses (All Other) Bond Sign Installation Bond DOT - Office of Outdoor Advertising Services Apply Now
Professional Licenses (All Other) Bond Commercial Handbill Distributor State of New Jersey- City of Atlantic City Apply Now
Professional Licenses (All Other) Bond Energy Consultant Bond New Jersey Treasurer Apply Now
Professional Licenses (All Other) Bond Massage Establishment Management Bond TOWNSHIP OF VOORHEES Apply Now
Professional Licenses (All Other) Bond Division of Fish and Wildlife Public Offical Bond NJ Division of Fish and Wildlife Apply Now
Professional Licenses (All Other) Bond Pawnbroker Bond NJDOBI License Services Apply Now
Professional Licenses (All Other) Bond Commerical Handbill Distributor Bond THE CITY OF ATLANTIC CITY - CITY HALL Apply Now
Professional Licenses (All Other) Bond NCEA Prep Class Bond National Coalition of Estheticians, Manufacturers Apply Now
Schools (All) Bond School Commissioner, NJ Department of Labor and Workforce Apply Now
Schools (All) Bond Private School Department of Labor Apply Now
Schools (All) Bond Driving School Bond NJ Motor Vehicle Commission Apply Now
Schools (All) Bond School Bond -Workforce Development NJ Department of Labor and Workforce Apply Now
Schools (All) Bond Tuition Surety County of Middlesex - Dept of Workforce Devp Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Beverage Tax Bond NJ Dept of Treasury Apply Now
Alcohol (Retailers) Bond Beverage Tax Bond Dept. of Treasury, Beverage Tax Branch Apply Now
Cigar/Cigarette & Tobacco Tax Bond Tobacco Performance Bond Division of Taxation Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Supplier of Motor Fuels Tax NJ Division of Taxation Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Distributor of Motor Fuels Tax Bond State of New Jersey Apply Now
Utility Deposit Bond Energy Consultant Bond New Jersey Treasurer Apply Now
Utility Deposit Bond Utility Deposit Bond New Jersey Board Of Public Utilities- Audit/License Apply Now
Wages & Fringe Benefits Bond Wage & Fringe Benefit International Brotherhood Of Electrical Workers Apply Now
Wages & Fringe Benefits Bond Wages & Fringe Benefits International Brotherhood of Electrical Workers Apply Now
Wages & Fringe Benefits Bond Wages & Fringe Benefits International Brotherhood Of Electrical Workers Lo Apply Now
Wages & Fringe Benefits Bond Wage and Welfare Local Union #164 IBEW LOCAL 164 Apply Now
Wages & Fringe Benefits Bond Pipefitters Lcoal 274 Wages & Fringe Benefits Bond Pipefitters Local Union 274 Apply Now
Wages & Fringe Benefits Bond (U.A. - N.J.) Employee Benefit Funds Wage and Bene Refrigeration & Air Conditioning Service Division Apply Now
Fringe Benefits Only Bond OPERATING ENGINEERS LOCAL 825 FRINGE BENEFIT FUNDS Operating Engineers Local 825 Apply Now
Fringe Benefits Only Bond Refrigeration & Air Conditioning Service Employee Refrigeration and Air Conditioning Service Division Apply Now
Money Transmitter Bond Money Transmitter.Foreign Money Transmitter NJ Commissioner of Banking Apply Now

Do you need more information about the New Jersey surety bond requirements? Call our bond experts at (877)-514-5146 to learn more.

How Much Does a New Jersey Surety Bond Cost?

The cost of a surety bond in New Jersey varies by bond type. For instance, new auto dealers must have a $10,000 bond, but you only need to pay a premium, not the full amount.

Through an authorized surety company, the bond cost typically ranges from 1% to 10% of the required amount. Rates depend on factors like the applicant's credit, assets, and professional experience.

Well-qualified surety bond applicants with a credit score of 700 or higher can secure a premium rate of 1% to 3%. Those with a credit score between 600 and 699 typically face a premium rate of 3% to 5%. Applicants with a credit score of 599 or lower generally see a premium rate of 5% to 10%.

 

Surety Bond Cost Based on Credit Score

Surety Bond Name

Surety
Bond
Amount

Over
700

Between
600 - 699

Below
599

Freight Broker Bond

$75,000

$750 -
$2,250

$2,250 -
$3,750

$3,750 -
$7,500

New Jersey Auto Dealer Bond

$10,000

$100 -
$300

$300 -
$500

$500 -
$1,000

New Jersey Contractor License Bond

$1,000

$100

$100

$100

New Jersey Mortgage Broker Bond

$150,000

$1,500 -
$4,500

$4,500 -
$7,500

$7,500 -
$15,000

New Jersey Collection Agency Bond

$5,000

$100 -
$150

$150 -
$250

$250 -
$500

New Jersey Money Transmitter Bond 

$100,000

$1,000 -
$3,000

$3,000 -
$5,000

$5,000 -
$10,000

* This table provides a ballpark estimate of potential bond costs. Bond pricing can fluctuate over time due to a number of factors. For exact pricing, please complete an application.

How to Get a Surety Bond in New Jersey

1. Determine Which Surety Bond You Need

Depending on your business, you’ll have to secure a unique type of surety bond. Additionally, some licenses may have multiple bonding factors. For example, mortgage broker bonds are based on the total number of loans originated in the previous year. 

Surety bond requirements are established by local, state and federal authorities, based on the trade. For example, the FMCSA is the responsible authority for freight broker bonding.

2. Apply for Your Surety Bond Online

Thanks to our online application form, obtaining a surety bond has never been easier. We just need some information about your bond and your business to get started. 

Sandra, a new client needing a collection agency bond, was worried her lower credit score might complicate the process. However, she quickly received a quote and paid the premium online without any issues, allowing her to run her business in Raleigh.

3. Receive a Surety Bond Quote

Most premium quotes can get processed in minutes, however, more complex cases might take up to 24 or 48 hours to process. We always guarantee the best quote possible. 

4. Pay the Bond Premium

Once you pay the premium, we’ll send the bond to you immediately. Bonds can also be mailed upon request. If you have questions or run into difficulties, we can help. Contact us, or reach us by phone at (877) 514-5146.

Other New Jersey Surety Bonds

Resources

New Jersey License Info

Lance Surety Bonds is licensed to underwrite surety bonds in New Jersey.

License Number # 3000550632


About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

What Our Clients Have To Say?

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!