City-Level Bonding Requirements
What is a Pennsylvania surety bond?
Similarly to all other states, a number of individuals and businesses based in Pennsylvania need to obtain surety bonds. They are a security instrument that relevant authorities can use to ensure legal compliance and provide an extra layer of safety for citizens.
In essence, bonds represent a three-party contract. The relevant local, city or state body that requires a bond is the obligee. The party that needs the bond is the principal. Last but not least, the surety is the third entity that provides the bond.
As in other places, three main types of surety bonds are commonly needed in Pennsylvania: license, contract, and court bonds.
- Many professionals such as auto dealers, freights brokers, and mortgage brokers need to post license bonds to gain the legal right to operate.
- Construction specialists often have to obtain contract bonds when they want to bid on public or private projects. This type of bonds guarantee that contractors will fulfill their contractual obligations.
- Court bonds may be required if you have to act as a fiduciary, or if you want to bring a court case to a higher instance.
The most common bonds in Pennsylvania are in the list below. In the table at the end of the page you can find the full list of bonds in the state.
Have trouble finding the bond you need? You can call us at (877) 514-5146.
Most Popular Surety Bonds in Pennsylvania
Most car dealers in Pennsylvania need to obtain a $20,000 bond. Full agents have to provide a $30,000 bond, salvors - a $10,000 bond, and messenger services - a $50,000 bond. The licensing authority is the Bureau of Motor Vehicles.
Mortgage brokers in Pennsylvania have to provide a bond in an amount between $25,000 and $150,000 to the state Department of Banking and Securities.
To obtain your PA auctioneer license, you need to post a $5,000 bond to the State Board of Auctioneer Examiners.
Questions about Surety Bonds in Pennsylvania
What are the bonding costs?
Your surety bond cost depends on the bond amount that you have to post to the city, local or state authorities. You do not have to cover the whole amount, but only a bond premium. The bonding rates are typically between 1% and 5% for applicants with good finances.
For example, the amount of the Pennsylvania mortgage broker bond is $100,000, but the cost of the bond can be between $500 to $10,000, dependin on your credit score and financial status.
To assess the bonding risk that you pose, your surety has to examine your personal and business finances. It takes a close look at your credit score, business documents, and assets and liquidity you may have. If your overall profile is stable, your bond price will likely be lower.
What if I have bad credit?
We run our Bad Credit Surety Bonds program to assist applicants with financial issues such as low credit scores, tax liens, bankruptcies, and civil judgements. You can get most bonds with bad credit, except for contract bonds.
The typical rates are in the range of 5%-15% due to the higher bonding risk. We work with numerous A-rated, T-listed surety companies, which means we can still offer you a top bonding option.
How to get bonded?
Being based out of Pennsylvania, Lance Surety Bonds is very familiar with the state’s many different bonding requirements. We have worked closely with some of the top bonding companies in the country to develop a number of exclusive bond programs, all of which apply to PA.
With our in-house authority, we’re able to offer instant online approvals for most applicants at the lowest possible rate. If you need to get bonded quickly, you’ve come to the right place!
You can review our detailed How to Get Bonded page for more information, or you can always reach us at (877) 514-5146.
Find Your Pennsylvania Surety Bond
|Contractor License (No P&P Language) Bond||Telecommunications Installing and Operating Bond||City of Pittsburgh||Apply Now|
|Contractor License (No P&P Language) Bond||Road Weight Permit Bond||Township of Nottingham||Apply Now|
|Contractor License (No P&P Language) Bond||Road Weight Permit Bond||Township of Burlington||Apply Now|
|Contractor License (No P&P Language) Bond||Peters Township, PA Road Weight Permit Bond||Peters Township||Apply Now|
|Contractor License (No P&P Language) Bond||Union Township, PA Road Weight Permit Bond||Union Township||Apply Now|
|Excess Weight, Other Highway & Street Permit Bond||Surety Bond (Street Permit)||PENNDOT - Bureau of Maintenance & Operations||Apply Now|
|Excess Weight, Other Highway & Street Permit Bond||Pine Township Excess Weight Permit Bond||Pine Township||Apply Now|
|Excess Weight, Other Highway & Street Permit Bond||City of Pittsburgh, PA Excess Weight Bond||City Of Pittsburgh||Apply Now|
|Excess Weight, Other Highway & Street Permit Bond||Weight Restricted Highways Program Performance Bon||PENNDOT - Bureau of Maintenance & Operations||Apply Now|
|Investment Advisor (Blue Sky) Bond||Uniform Surety Bond||PA Securities Commission||Apply Now|
|Collection Agency Bond||Credit Services Organization Bond||department of state||Apply Now|
|Professional Fund Raisers Bond||BCO-160||Commonwealth of Pennsylvania Dept of State||Apply Now|
|Insurance Adjusters Bond||Public Adjuster||Pennsylvania Insurance Department||Apply Now|
|Mortgage Broker (1st & 2nd Mortgages) Bond||1st Mtg. Loan Correspondant||Bureau of Licensing, Compliance & Consumer Service||Apply Now|
|Mortgage Broker (1st & 2nd Mortgages) Bond||Mortgage Broker (3 page)||Bureau of Licensing, Compliance & Consumer Service||Apply Now|
|Mortgage Broker (1st & 2nd Mortgages) Bond||Mortgage Broker (8 page)||Bureau of Licensing, Compliance & Consumer Service||Apply Now|
|Mortgage Broker (1st & 2nd Mortgages) Bond||Mortgage Originator (Individual)||Bureau of Licensing, Compliance & Consumer Service||Apply Now|
|Mortgage Broker (1st & 2nd Mortgages) Bond||Sponsor of Mortgage Originators Bond||Department of Banking||Apply Now|
|Mortgage Lender/Banker (1st & 2nd Mort.) Bond||Mortgage Lender||Dept of Banking||Apply Now|
|Title Insurance Agents & Escrow Officers Bond||Title Insurance Agent||Pennsylvania Department of Insurance||Apply Now|
|Auto & Mobile Home Dealers (New & Used) Bond||New, New & Used, Auto, & Mobile Home Dealers||Dept of Transportation||Apply Now|
|Motor Vehicle (Non-Dealer, Not Listed) Bond||SURETY BOND (Hauling)||Commonwealth of Pennsylvania||Apply Now|
|Motor Vehicle (Non-Dealer, Not Listed) Bond||Sales Finance Company Bond||Pennsylvania Department of Banking||Apply Now|
|Motor Vehicle (Non-Dealer, Not Listed) Bond||Official Inspection Station Certificate of Appoint||Manager of the Vehicle Inspection Division||Apply Now|
|Oil, Gas, Water or Mineral Wells or Leases Bond||Oil and Gas Wells Bond||PA DEP||Apply Now|
|Sport Permits Bond||BOND FORM FOR PROFESSIONAL BOXING PROMOTER||Pennsylvania State Athletic Commission||Apply Now|
|Sport Permits Bond||Professional Wrestling Promoter||PA State Athletic Commission||Apply Now|
|Sport Permits Bond||Athlete Agent Bond||Commonwealth of Pennsylvania State Athletic Comm||Apply Now|
|Sport Permits Bond||Professional Mixed Martial Arts Promoter Bond||Pennsylvania State Athletic Commission||Apply Now|
|Health Spas/Health Clubs Bond||Health Club||Bureau of Consumer Protection||Apply Now|
|Auctioneers (Other than Livestock) Bond||Auctioneer Bond||State Board of Auctioneer Examiners||Apply Now|
|Detectives Bond||Bucks County Detectives License Bond||Bucks County Clerks of Courts||Apply Now|
|Detectives Bond||Private Detective Bond||Philadelphia Court of Common Pleas||Apply Now|
|Employment Agencies Bond||Employment Agencies||PA Dept. of Labor and Industry||Apply Now|
|Professional Licenses (All Other) Bond||Public Utility License||PA Dept of Licensing||Apply Now|
|Professional Licenses (All Other) Bond||Public Utility License||PA Public Utility Commission||Apply Now|
|Professional Licenses (All Other) Bond||Bond to Secure a License as a Collector-Repossesso||PA. Dept of Banking||Apply Now|
|Professional Licenses (All Other) Bond||Temporary Boat Registration Agent||PA Fish & Boat Commission||Apply Now|
|Professional Licenses (All Other) Bond||Athlete Agent||PA State Athletic Commission||Apply Now|
|Professional Licenses (All Other) Bond||Fishing License Agent Bond||Pennsylvania Fish & Boat Commission||Apply Now|
|Professional Licenses (All Other) Bond||Event Permit Bond||Township of Bensalem||Apply Now|
|Professional Licenses (All Other) Bond||News Stand Permit License||Department of Licenses and Inspection||Apply Now|
|Professional Licenses (All Other) Bond||Social Security Administration Representative Paye||Social Security Administration||Apply Now|
|Professional Licenses (All Other) Bond||Dismantling of Deer Fences Bond||Commonwealth of Pennsylvania - DCNR||Apply Now|
|Professional Licenses (All Other) Bond||Timber Stumpage Sale Contract Bond||Pennsylvania - Commonwealth of Pennsylvania -||Apply Now|
|Professional Licenses (All Other) Bond||Vegetation Removal Bond||Commonwealth of PA - DCNR||Apply Now|
|Professional Licenses (All Other) Bond||Sidewalk Cafe Bond (City of Philadelphia)||City of Philadelphia, Department of Licenses||Apply Now|
|Professional Licenses (All Other) Bond||Motor Carrier Broker License Bond (PUC No. A-00123||Pennsylvania Public Utility Commission||Apply Now|
|Professional Licenses (All Other) Bond||Outdoor Concert Event Permit||Bensalem Township||Apply Now|
|Schools (All) Bond||PRIVATE LICENSED SCHOOL SURETY||Commonwealth of PA - Dept of Education||Apply Now|
|Schools (All) Bond||Barber Examiners Barber School||Pennsylvania State Board of Barber Examiners Barbe||Apply Now|
|Schools (All) Bond||Private Academic Schools||Commonwealth of Pennsylvania Dept of Education||Apply Now|
|Schools (All) Bond||Real Estate Education Provider Bond||Commonwealth of PA - Dept of State||Apply Now|
|Alcohol (Manufacturers, Warehouses, Wholesalers) Bond||Malt and Brewed Beverage Bond||Dept of Revenue, Bureau of Business Trust Fund Tax||Apply Now|
|Fuel Tax (All Others, Sellers & Users) Bond||Liquid Fuels and Fuels Tax||PA Dept of Revenue||Apply Now|
|Utility Deposit Bond||Utility Deposit Bond (PECO Energy)||PECO Energy||Apply Now|
|Indemnity (Miscellaneous - Not Listed) Bond||Public Official License||City of Johnstown||Apply Now|
|Indemnity (Miscellaneous - Not Listed) Bond||Removal of Deer Deterrent Bond||Game Commission||Apply Now|
|Indemnity (Miscellaneous - Not Listed) Bond||Herbicide Application Bond||Game Commission||Apply Now|
|Wages & Fringe Benefits Bond||Local 420 Steamfitters Bond||Local 420 Steamfitters||Apply Now|
|Wages & Fringe Benefits Bond||Wages & Fringe Benefits Bond||IBEW Local 98||Apply Now|
|Wages & Fringe Benefits Bond||Wage & Fringe Benefit Bond (IBEW Local 380)||Local No.380 I.B.E.W.||Apply Now|
|Fringe Benefits Only Bond||Local Union 27 Plumbers Benefit Funds Bond||Local 27 Plumbers Union||Apply Now|
|Lottery Bond||Lottery Retailer||Pennsylvania Lottery||Apply Now|
|Money Transmitter Bond||Money Transmitter Bond||Merchants Express Money Order Company, Inc.||Apply Now|
|Telemarketing/Phone Solicitor Bond||BOND - FORM BCO-160||Department of State||Apply Now|
|Telemarketing/Phone Solicitor Bond||Telemarketing Bond||Department of State||Apply Now|
|Repossession Agent Bond||Collector-Repossessor Bond||Department of Banking and Securities||Apply Now|
|Appraisal Management||Appraisal Management Company Bond||Commonwealth of PA - State Board of Certified Real||Apply Now|