Texas Surety Bonds

Complete Guide to getting Bonded in Texas
Texas
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    All types of surety bonds in Texas
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    Bonds by A-rated and T-listed surety companies

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Most Popular Surety Bonds in Texas

How to Get a Surety Bond in Texas

1. Determine The Surety Bond You Need

You can obtain this information from the organization requesting the surety bond. This entity could range from a federal body such as the Federal Motor Carrier Safety Administration (FMCSA), to a state-level department like the Texas Department of Motor Vehicles, or even a local government entity like the city of Midland

We often find that first-time clients have inquiries about this process, so please feel free to reach out to us with any questions. Our knowledgeable and approachable customer service team is always ready to assist you.

2. Submit Your Application Form

Complete our online application form in less than 5 minutes, and you'll promptly receive a no-obligation, complimentary quote for your surety bond premium. This is the same straightforward approach our client Giselle took to navigate the bonding process effortlessly.

3. Accept Your Quote

All that remains is for you to settle the quoted premium and sign the agreement. Upon completion of these steps, we will promptly dispatch your surety bond. Upon receipt, you might need to sign it before presenting it to the obligee.

Types of Surety Bonds in Texas

In Texas, there are primarily three categories of surety bonds, each serving a distinct purpose. Here's a quick rundown:

  • License Bonds: These are typically mandated by state agencies during the process of professional licensing. In Texas, various professions are required to secure license bonds, including auto dealers, freight brokers, mortgage brokers, and insurance brokers. Obtaining a license bond is a pledge that these professionals will adhere to the regulations governing their respective fields.
  • Contract Bonds: Commonly utilized in the construction sector, these bonds are often a prerequisite for companies looking to bid on new projects. Contract bonds serve as a guarantee for the completion of contractual duties and obligations.
  • Court Bonds: While less frequent than the others in Texas, court bonds are necessary in certain legal scenarios. These situations might involve an individual appealing to a higher court or serving in a fiduciary capacity. 

Ready to start your bonding process? Find your Texas surety bond in the table below or give our bonding experts a call at (877)-514-5146.

Find Your Texas Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Freight Broker Bond (BMC-84) N/A FMCSA Apply Now
General license & permit bond (not listed) N/A N/A Apply Now
Agricultural (Non-Livestock) Bond Child and Adult Care Food Program Bond Texas Department of Agriculture Apply Now
Contractor License (No P&P Language) Bond Building Contractor's Bond (City of Abilene) City of Abilene Apply Now
Contractor License Performance & Payment (Local) Bond City of Galveston, TX -(Local) Payment & Performan City of Galveston Apply Now
Contractor License Performance & Payment (Local) Bond General Contractor's City of Olmos Park Apply Now
Contractor License Performance & Payment (Local) Bond Pole Attachement AEP Texas Central Company Apply Now
Contractor License Performance & Payment (Local) Bond Development Services Blanket Building and Construc City of El Paso Apply Now
Contractor License Performance & Payment (Local) Bond General Contractor License Bond City of Galveston Apply Now
Contractor License Performance & Payment (Local) Bond Blanket Building & Construction Bond City of El Paso - Development Services Dept Apply Now
Contractor License Performance & Payment (Local) Bond City of Sonora Electrical Contractor Bond City of Sonora Apply Now
Contractor License Performance & Payment (Local) Bond Blanket Building & Construction Bond County of El Paso Apply Now
Contractor License Performance & Payment (Local) Bond Home Improvement Contractor's/Salesman Bond City of Kirby Apply Now
Contractor License Performance & Payment (Local) Bond Contractors Bond (City of Midland, TX) City of Midland Apply Now
Contractor License Performance & Payment (Local) Bond Building Contractor's Bond (City of Abilene) City of Abilene Apply Now
Contractor License Performance & Payment (Local) Bond Blanket Building and Construction Bond (Town of Ho Town of Horizon City Apply Now
Contractor License Performance & Payment (Local) Bond Paving Bond (City of Dallas) City of Dallas Apply Now
Contractor License Performance & Payment (State) Bond Development Services Dept Blanket Building & Const City of El Paso Apply Now
Contractor License Performance & Payment (State) Bond Service Contract Provider Surety State of Texas Apply Now
Excess Weight, Other Highway & Street Permit Bond Over Axle and Over Gross Weight Tolerance Permit B Dept. of Motor Vehciles, Motor Carrier Division Apply Now
Collection Agency Bond Third Party Debt Collector Secretary of State, Statutory Documents Section Apply Now
Collection Agency Bond Private Child Support Enforcement Agencies Bond Texas Department of Banking Apply Now
Debt Consolidators Bond Credit Services Organization Secretary of State Apply Now
Debt Consolidators Bond Consumer Debt Management Services The Office of Consumer Credit Apply Now
Insurance Adjusters Bond Public Insurance Adjuster Bond Texas Department of Insurance Apply Now
Insurance Agents/Brokers Bond Insurance Agency Department of Insurance Apply Now
Insurance Agents/Brokers Bond Discount Health Care Program Operator Texas Department of Insurance Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Residential Mortgage Loan Servicer Dept of Savings and Mortgage Lending Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Lender Dept of Savings and Mortgage Lending Apply Now
Small Loan Companies Bond CREDIT SERVICES ORGANIZATION SURETY STATE OF TEXAS Apply Now
Title Insurance Agents & Escrow Officers Bond Texas Escrow Officers Schedule Bond Texas Department of Insurance Apply Now
Title Insurance Agents & Escrow Officers Bond Title Insurance Agent's Direct Operation's Bond Department of Insurance Apply Now
Defective Title Bond Certificate of Title Bond Texas Department of Motor Vehicles Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Department of Transportation - Motor Vehicle Divis Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Continuous Manufactured Housing License Dept of Housing and Conmmunity Affairs - MHD Apply Now
Sport Permits Bond Combative Sports Promoter Bond Texas Department of Licensing and Regulation Apply Now
Sport Permits Bond Athlete Agent Secretary of State Apply Now
Health Spas/Health Clubs Bond Health Spa Secretary of State Apply Now
Employment Agencies Bond PERSONNEL EMPLOYMENT SERVICES SURETY Texas Department of Licensing and Regulation Apply Now
Employment Agencies Bond Staff Leasing Service TX Dept of Licesning and Regulation Apply Now
Medicare & Medicaid (Durable Equip, State) Bond Medicaid Provider Bond Medicaid & Health Partnership Apply Now
Nursing Homes Bond Nursing Homes Texas Department of Aging & Disability Services Apply Now
Professional Licenses (All Other) Bond TALENT AGENCY BOND Texas Depertment of Licensing and Regulation Apply Now
Professional Licenses (All Other) Bond Subscription Program Texas Department of Health Apply Now
Professional Licenses (All Other) Bond Business Opportunity Seller SECRETARY OF STATE - Statutory Documents Section Apply Now
Professional Licenses (All Other) Bond For-Profit Legal Services Contracts Department of Licensing and Regulation Apply Now
Professional Licenses (All Other) Bond Residential Service Company Bond Texas Real Estate Commission Apply Now
Professional Licenses (All Other) Bond Vendor's Bond CITY OF PLACIOS Apply Now
Professional Licenses (All Other) Bond Discount Health Care Program Operator Bond Texas Department of Insurance Apply Now
Professional Licenses (All Other) Bond Athlete Agent Financial Services Bond Secretary of State Apply Now
Professional Licenses (All Other) Bond Outdoor Advertisers Bond Department of Transportation Apply Now
Professional Licenses (All Other) Bond City of Irving Public Works Restoration Bond City of Irving Apply Now
Professional Licenses (All Other) Bond (City of Copperas Cove, TX) Solicitation Bond City of Copperas Cove, Texas Apply Now
Professional Licenses (All Other) Bond Veterans Organization Solicitor's Bond Secretary of State Registrations Unit Apply Now
Professional Licenses (All Other) Bond Navigator Entity Bond Texas Department of Insurance-Financial Regulation Apply Now
Schools (All) Bond Driver Education School Texas Education Agency Apply Now
Schools (All) Bond Real Estate School Texas Real Estate Commission Apply Now
Schools (All) Bond Driver Education School Bond TEXAS EDUCATION AGENCY Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Liquor Tax Texas Alcoholic Beverage Commission Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Grain Warehouse Schedule D- Operator Bond Texas Department of Agriculture Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Contract/Alternating Resident and Non Resident Bre Texas Alcoholic Beverage Commission Apply Now
Alcohol (Retailers) Bond Gross Receipts Tax Bond Texas Comptroller of Public Accounts Apply Now
Alcohol (Retailers) Bond Sales Tax Bond Texas Comptroller of Public Accounts Apply Now
Alcohol (All Others) Bond Conduct Surety Bond Texas Alcoholic Beverage Commission Apply Now
Alcohol (All Others) Bond TABC - Performance Texas Alcoholic Beverage Commission Apply Now
Alcohol (All Others) Bond Tax Bond Texas Alcoholic Beverage Commission Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Motor Fuels Tax (Diesel) Continuous Comptroller of Public Accounts Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Motor Fuels Tax (Gasoline) Continuous Comptroller of Public Accounts Apply Now
Fuel Tax (All Others, Sellers & Users) Bond International Fuel Tax License Bond Comptroller of Public Accounts Apply Now
Miscellaneous Taxes Bond Combative Sports Bond For Gross Receipts Tax TX Dept of Licensing and Regulation Apply Now
Sales, Use & Consumer Tax Bond Continuous Bond of Seller (Sales Tax) Dept. of Licensing Apply Now
Sales, Use & Consumer Tax Bond Customs Broker Texas State Comptroller Apply Now
Utility Deposit Bond Utility Deposit Bond City of Houston Apply Now
Utility Deposit Bond Guaranty Bond City of Dallas Water Department Apply Now
Utility Deposit Bond Atmos Energy Utility Deposit Bond Atmos Energy Corporation Apply Now
Utility Deposit Bond Texas-New Mexico Power Company Utility Bond Texas New Mexico Power Company Apply Now
Utility Deposit Bond Centerpoint Energy Utility Bond CenterPoint Energy Apply Now
Utility Deposit Bond Utility Payment Bond (Chillicothe Municipal) City of Chillicothe-Chillicothe Municipal Utilitie Apply Now
Lottery Bond Bingo Prize Fees Texas Lottery Commission Apply Now
Money Transmitter Bond Money Services Bond Texas Banking Commissioner Apply Now
Telemarketing/Phone Solicitor Bond Telephone Solicitation Office of Attorney General Apply Now
Telemarketing/Phone Solicitor Bond Commercial Telephone Solicitor Charitable Trust Section Consumer Protection Divis Apply Now
Telemarketing/Phone Solicitor Bond Public Safety Organization, Independent Promoter Texas - Office of Attorney General Apply Now
Warranty Bond Service Contract Provider State of Texas Apply Now

Texas Surety Bond Costs

The premium of a surety bond in Texas hinges on two key elements:

  • The specific surety bond required: This determines the bond's total value.
  • Your individual risk profile: This aspect dictates the percentage of the bond's total value that you will be required to pay.

The premium for a surety bond is calculated as a percentage of the bond's overall amount, typically ranging from 1% to 10%. Several factors influence this percentage, including:

  • Credit score
  • Business financials
  • Assets and liquidity
  • Professional experience

For instance, consider you're seeking a $10,000 Texas Contractor License Bond. If you have outstanding credit, solid financials, and a strong professional background, your bond premium might be as low as $100. However, even with poor credit, obtaining a bond is still possible. In such cases, the premium for the same surety bond could be around $1,000.
 

Surety Bond Requirements in Texas

Texas Auto Dealer Bond
In case you want to open a car dealership in the state, you will need to post a $50,000 surety bond.

Texas Collection Agency Bond
The Texas Secretary of State stipulates that debt collectors are required to obtain a collection agency surety bond, with a value of $10,000.
 

Texas Mortgage Broker Bond
The Texas Department of Savings and Mortgage Lending mandates that mortgage brokers must deposit and consistently maintain a bond.

Texas Contractor License Bond
In Texas, although there isn't a universal bonding requirement for contractors at the state level, numerous cities and municipalities do require contractors to post a contractor license bond.


City-Level Bonding Requirements

What Our Clients Have To Say?

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more