Texas Surety Bonds Explained
A surety bond may be required of individuals and companies based in Texas in a number of cases. Some of the most common ones include obtaining a professional license, participating in construction projects, and making court appeals.
There are three parties for each surety bond agreement. On one hand, the bonded entity is the principal. The authority imposing the bond requirement is the obligee. The surety is the bond provider.
In the sections below, you can find a thorough overview of different types of Texas surety bonds, how your bond price is formulated, and how to get bonded. You can also look for your specific bond via the search option just below.
Find Your Texas Surety Bond
|Freight Broker Bond (BMC-84)||N/A||FMCSA||Apply Now|
|General license & permit bond (not listed)||N/A||N/A||Apply Now|
|Agricultural (Non-Livestock) Bond||Child and Adult Care Food Program Bond||Texas Department of Agriculture||Apply Now|
|Contractor License (No P&P Language) Bond||Building Contractor's Bond (City of Abilene)||City of Abilene||Apply Now|
|Contractor License Performance & Payment (Local) Bond||City of Galveston, TX -(Local) Payment & Performan||City of Galveston||Apply Now|
|Contractor License Performance & Payment (Local) Bond||General Contractor's||City of Olmos Park||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Pole Attachement||AEP Texas Central Company||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Development Services Blanket Building and Construc||City of El Paso||Apply Now|
|Contractor License Performance & Payment (Local) Bond||General Contractor License Bond||City of Galveston||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Blanket Building & Construction Bond||City of El Paso - Development Services Dept||Apply Now|
|Contractor License Performance & Payment (Local) Bond||City of Sonora Electrical Contractor Bond||City of Sonora||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Blanket Building & Construction Bond||County of El Paso||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Home Improvement Contractor's/Salesman Bond||City of Kirby||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Contractors Bond (City of Midland, TX)||City of Midland||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Building Contractor's Bond (City of Abilene)||City of Abilene||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Blanket Building and Construction Bond (Town of Ho||Town of Horizon City||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Paving Bond (City of Dallas)||City of Dallas||Apply Now|
|Contractor License Performance & Payment (State) Bond||Development Services Dept Blanket Building & Const||City of El Paso||Apply Now|
|Contractor License Performance & Payment (State) Bond||Service Contract Provider Surety||State of Texas||Apply Now|
|Excess Weight, Other Highway & Street Permit Bond||Over Axle and Over Gross Weight Tolerance Permit B||Dept. of Motor Vehciles, Motor Carrier Division||Apply Now|
|Collection Agency Bond||Third Party Debt Collector||Secretary of State, Statutory Documents Section||Apply Now|
|Collection Agency Bond||Private Child Support Enforcement Agencies Bond||Texas Department of Banking||Apply Now|
|Debt Consolidators Bond||Credit Services Organization||Secretary of State||Apply Now|
|Debt Consolidators Bond||Consumer Debt Management Services||The Office of Consumer Credit||Apply Now|
|Insurance Adjusters Bond||Public Insurance Adjuster Bond||Texas Department of Insurance||Apply Now|
|Insurance Agents/Brokers Bond||Insurance Agency||Department of Insurance||Apply Now|
|Insurance Agents/Brokers Bond||Discount Health Care Program Operator||Texas Department of Insurance||Apply Now|
|Mortgage Broker (1st & 2nd Mortgages) Bond||Residential Mortgage Loan Servicer||Dept of Savings and Mortgage Lending||Apply Now|
|Mortgage Lender/Banker (1st & 2nd Mort.) Bond||Mortgage Lender||Dept of Savings and Mortgage Lending||Apply Now|
|Small Loan Companies Bond||CREDIT SERVICES ORGANIZATION SURETY||STATE OF TEXAS||Apply Now|
|Title Insurance Agents & Escrow Officers Bond||Texas Escrow Officers Schedule Bond||Texas Department of Insurance||Apply Now|
|Title Insurance Agents & Escrow Officers Bond||Title Insurance Agent's Direct Operation's Bond||Department of Insurance||Apply Now|
|Defective Title Bond||Certificate of Title Bond||Texas Department of Motor Vehicles||Apply Now|
|Auto & Mobile Home Dealers (New & Used) Bond||Motor Vehicle Dealer||Department of Transportation - Motor Vehicle Divis||Apply Now|
|Motor Vehicle (Non-Dealer, Not Listed) Bond||Continuous Manufactured Housing License||Dept of Housing and Conmmunity Affairs - MHD||Apply Now|
|Sport Permits Bond||Combative Sports Promoter Bond||Texas Department of Licensing and Regulation||Apply Now|
|Sport Permits Bond||Athlete Agent||Secretary of State||Apply Now|
|Health Spas/Health Clubs Bond||Health Spa||Secretary of State||Apply Now|
|Employment Agencies Bond||PERSONNEL EMPLOYMENT SERVICES SURETY||Texas Department of Licensing and Regulation||Apply Now|
|Employment Agencies Bond||Staff Leasing Service||TX Dept of Licesning and Regulation||Apply Now|
|Medicare & Medicaid (Durable Equip, State) Bond||Medicaid Provider Bond||Medicaid & Health Partnership||Apply Now|
|Nursing Homes Bond||Nursing Homes||Texas Department of Aging & Disability Services||Apply Now|
|Professional Licenses (All Other) Bond||TALENT AGENCY BOND||Texas Depertment of Licensing and Regulation||Apply Now|
|Professional Licenses (All Other) Bond||Subscription Program||Texas Department of Health||Apply Now|
|Professional Licenses (All Other) Bond||Business Opportunity Seller||SECRETARY OF STATE - Statutory Documents Section||Apply Now|
|Professional Licenses (All Other) Bond||For-Profit Legal Services Contracts||Department of Licensing and Regulation||Apply Now|
|Professional Licenses (All Other) Bond||Residential Service Company Bond||Texas Real Estate Commission||Apply Now|
|Professional Licenses (All Other) Bond||Vendor's Bond||CITY OF PLACIOS||Apply Now|
|Professional Licenses (All Other) Bond||Discount Health Care Program Operator Bond||Texas Department of Insurance||Apply Now|
|Professional Licenses (All Other) Bond||Athlete Agent Financial Services Bond||Secretary of State||Apply Now|
|Professional Licenses (All Other) Bond||Outdoor Advertisers Bond||Department of Transportation||Apply Now|
|Professional Licenses (All Other) Bond||City of Irving Public Works Restoration Bond||City of Irving||Apply Now|
|Professional Licenses (All Other) Bond||(City of Copperas Cove, TX) Solicitation Bond||City of Copperas Cove, Texas||Apply Now|
|Professional Licenses (All Other) Bond||Veterans Organization Solicitor's Bond||Secretary of State Registrations Unit||Apply Now|
|Professional Licenses (All Other) Bond||Navigator Entity Bond||Texas Department of Insurance-Financial Regulation||Apply Now|
|Schools (All) Bond||Driver Education School||Texas Education Agency||Apply Now|
|Schools (All) Bond||Real Estate School||Texas Real Estate Commission||Apply Now|
|Schools (All) Bond||Driver Education School Bond||TEXAS EDUCATION AGENCY||Apply Now|
|Alcohol (Manufacturers, Warehouses, Wholesalers) Bond||Liquor Tax||Texas Alcoholic Beverage Commission||Apply Now|
|Alcohol (Manufacturers, Warehouses, Wholesalers) Bond||Grain Warehouse Schedule D- Operator Bond||Texas Department of Agriculture||Apply Now|
|Alcohol (Manufacturers, Warehouses, Wholesalers) Bond||Contract/Alternating Resident and Non Resident Bre||Texas Alcoholic Beverage Commission||Apply Now|
|Alcohol (Retailers) Bond||Gross Receipts Tax Bond||Texas Comptroller of Public Accounts||Apply Now|
|Alcohol (Retailers) Bond||Sales Tax Bond||Texas Comptroller of Public Accounts||Apply Now|
|Alcohol (All Others) Bond||Conduct Surety Bond||Texas Alcoholic Beverage Commission||Apply Now|
|Alcohol (All Others) Bond||TABC - Performance||Texas Alcoholic Beverage Commission||Apply Now|
|Alcohol (All Others) Bond||Tax Bond||Texas Alcoholic Beverage Commission||Apply Now|
|Fuel Tax (All Others, Sellers & Users) Bond||Motor Fuels Tax (Diesel) Continuous||Comptroller of Public Accounts||Apply Now|
|Fuel Tax (All Others, Sellers & Users) Bond||Motor Fuels Tax (Gasoline) Continuous||Comptroller of Public Accounts||Apply Now|
|Fuel Tax (All Others, Sellers & Users) Bond||International Fuel Tax License Bond||Comptroller of Public Accounts||Apply Now|
|Miscellaneous Taxes Bond||Combative Sports Bond For Gross Receipts Tax||TX Dept of Licensing and Regulation||Apply Now|
|Sales, Use & Consumer Tax Bond||Continuous Bond of Seller (Sales Tax)||Dept. of Licensing||Apply Now|
|Sales, Use & Consumer Tax Bond||Customs Broker||Texas State Comptroller||Apply Now|
|Utility Deposit Bond||Utility Deposit Bond||City of Houston||Apply Now|
|Utility Deposit Bond||Guaranty Bond||City of Dallas Water Department||Apply Now|
|Utility Deposit Bond||Atmos Energy Utility Deposit Bond||Atmos Energy Corporation||Apply Now|
|Utility Deposit Bond||Texas-New Mexico Power Company Utility Bond||Texas New Mexico Power Company||Apply Now|
|Utility Deposit Bond||Centerpoint Energy Utility Bond||CenterPoint Energy||Apply Now|
|Utility Deposit Bond||Utility Payment Bond (Chillicothe Municipal)||City of Chillicothe-Chillicothe Municipal Utilitie||Apply Now|
|Lottery Bond||Bingo Prize Fees||Texas Lottery Commission||Apply Now|
|Money Transmitter Bond||Money Services Bond||Texas Banking Commissioner||Apply Now|
|Telemarketing/Phone Solicitor Bond||Telephone Solicitation||Office of Attorney General||Apply Now|
|Telemarketing/Phone Solicitor Bond||Commercial Telephone Solicitor||Charitable Trust Section Consumer Protection Divis||Apply Now|
|Telemarketing/Phone Solicitor Bond||Public Safety Organization, Independent Promoter||Texas - Office of Attorney General||Apply Now|
|Warranty Bond||Service Contract Provider||State of Texas||Apply Now|
Questions about Surety Bonds in Texas
What is the surety bond cost?
The formulation of your surety bond price depends on the type of bond you are required to obtain. For some bonds, the amount is the same across the U.S., while others are state-specific or are set on a case-by-case basis.
The total bond amount that you have to obtain is not equivalent to your bond’s cost. What you have to pay is only a fraction of this amount. This is called the bond premium.
What matters most in determining your surety bond cost are your personal and business finances. Among them, your credit score is essential, along with other factors such as company financials, cash on hand, and even industry experience.
Applicants with a good credit score are typically offered a premium at standard market rates which are between 1%-5% of the bond amount.
What happens if I have bad credit?
Applicants with less than perfect credit can obtain most surety bonds in Texas via our Bad Credit Surety Bonds program. A slightly higher premium is needed in these cases due to the higher risk involved in the bonding. Premium rates typically range between 5%-15% of the total bond amount.
As we have close collaborations with a number of A-rated, T-listed sureties, we have access to exclusive programs and can thus offer you a top bonding rate.
How to get my surety bond?
If you are ready to get started with your bonding, you can submit your online application to get a free quote. Once we have your complete set of documents, we are also able to give you the exact bond price.
Would you like to learn more about the bonding process? Don’t miss our extensive How to Get Bonded page.
Lance Surety Bonds’ specialists are here to help. Just call us at (877) 514-5146 for any questions you may have.
Who Needs to Get Bonded in Texas
The three common situations in which you are likely to need a surety bond in Texas correspond to the main types of bonds.
License bonds are required by businesses and individuals who want to obtain a license and operate legally in the state. Some professionals who need them include mortgage brokers, car dealers, and telemarketers, among others. License bonds guarantee that bonded parties will comply with applicable regulations.
If you are a contractor bidding on private or public projects in Texas, you are likely to need contract bonds. You will usually be asked to obtain a contract bond when you enter a bid or begin work on a construction project. This type of bonds ensure contractors will complete the work in accordance with the project agreement.
Last but not least, you may be asked to provide court bonds in certain cases. These include appealing a court case to a higher instance, as well as being assigned the role of an official fiduciary.
Most Popular Surety Bonds in Texas
In case you want to open a car dealership in the state, you will need to post a $50,000 surety bond.
All freight brokers in the country have to obtain a $75,000 bond as a part of their procedure with the FMCSA.
Entities that sell, manufacture or store alcohol in Texas have to provide an alcohol bond. It guarantees they will pay any relevant taxes and fees.
This bond ensures that individuals who have been appointed by a probate court to act as fiduciaries will fulfill their duties in a diligent and honest manner.
The credit services organization bond protects buyers of credit services against fraud. CSOs in Texas have to obtain a $10,000 bond.
If you want to conduct telesolication in Texas, you will need a $10,000 surety bond. It serves as a protection mechanism for consumers against fraudulent telemarketing practices.
Choose your city from the list below if you wish to learn more about its specific bonding requirements.