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Mississippi Surety Bonds

  • Every type of Mississippi surety bond
  • Lowest rates guaranteed
  • Credit problems? No problem!
  • Online application for faster approval

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What is a Mississippi surety bond?

For both businesses and individuals, it’s not uncommon to be required to post a surety bond at some point. At Lance Surety Bonds, we’re a bond agency that prides ourselves in experience and expertise. No matter what type of Mississippi surety bond you need, we can help. We also guarantee the highest-quality surety bonds, offered only by A-rated and T-listed surety bond companies.

If you’re unclear on how a surety bond works, think of it as a three-party agreement between:

  • A principal: the business or individual required to obtain a surety bond
  • An obligee: the state or federal agency requiring the bond
  • A surety: a surety bond company, licensed to underwrite surety bonds

In essence, the surety backs the agreement, and guarantees to the obligee that the principal is trustworthy and financially capable of repaying any potential claims that are triggered.

Depending on its purpose, the surety bond you may have to post in Mississippi will fall into one of three main categories:

  • A license bond, also called a commercial bond, is a type of surety bond you may need when obtaining a license to operate your business in Mississippi.
  • A construction bond is usually required if you are a construction contractor who wishes to bid or do work on a public project in Mississippi.
  • A court bond is requested by a court of certain individuals under special circumstances, such as when that individual is appointed guardian or fiduciary.

If you’re ready to begin the process of getting bonded in Mississippi, simply find the name of the bond you need in the table below and click Apply Now.

If you still have questions, keep reading for all the facts, or call us at (877) 514-5146 for assistance.

Find Your Mississippi Surety Bond

  • Contractor License Performance & Payment (Local) Bond
    Planning and Development Contractor's Bond
    City of Jackson, Building Permits Division
  • Professional Fund Raisers Bond
    Professional Fund Raisers
    Mississippi Secretary of State's Office
  • Insurance Adjusters Bond
    Public Adjuster
    Mississippi Department of Insurance
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Mortgage Consumer Protection Law Bond
    Dept of Banking and Consumer Finance
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    S.A.F.E. Mortgage Act
    Mississippi Dept of Banking & Consumer Finance
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Mortgage Lender
    Dept of Banking & Consumer Finance
  • Real Estate Agents/Brokers Bond
    Real Estate Appraiser Licensing & Certification Bo
    State of Mississippi
  • Small Loan Companies Bond
    Small Loan Companies Bond
    Mississippi Department of Banking
  • Auto & Mobile Home Dealers (New & Used) Bond
    New Motor Vehicle Dealer
    Motor Vehicle Commission
  • Auto & Mobile Home Dealers (New & Used) Bond
    Designated Agent
    Department of Revenue
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    New Motor Vehicle Dealer
    Motor Vehicle Commission
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Designated Agent Bond
    Department of Revenue
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Designated Agent Bond
    Department of Revenue
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Manufactured Housing
    Commissioner of Insurance
  • Professional Licenses (All Other) Bond
    Professional Licenses (All Other) Bond
    Auctioneer or Firm License
  • Professional Licenses (All Other) Bond
    Department of Wildlife License Agent Bond
    Department of Wildlife, Fisheries, & Parks
  • Professional Licenses (All Other) Bond
    Gaming Establishment Bond
    Mississippi Department of Revenue
  • Professional Licenses (All Other) Bond
    Transient Vendor Bond (City of Natchez)
    City of Natchez
  • Schools (All) Bond
    Commission on Porprietary School and College Regis
    Mississippi Commission on Proprietary School & Col
  • Schools (All) Bond
    Commission on Proprietary School and College Regis
  • Alcohol (Retailers) Bond
    Alcohol (Retailers) Bond
    Alcoholic Beverage Control Div. of the Tax Comm.
  • Alcohol (All Others) Bond
    Brewer's Bond
    Mississippi Department of Revenue
  • Fuel Tax (All Others, Sellers & Users) Bond
    Contractor's Job Sales, Use, Income, Franchise, Wi
    Department of Revenue
  • Fuel Tax (All Others, Sellers & Users) Bond
    Contractor's Job Sales, Use, Income, Franchise, Wi
  • Sales, Use & Consumer Tax Bond
    Sales Tax
    Department of Revenue
  • Utility Deposit Bond
    Natural Gas Service Bond
    Willmut Gas Co.
  • Utility Deposit Bond
    Electric Service Bond
    Pearl River Valley Electric Power Association
  • Utility Deposit Bond
    Electric Service Bond
    Central Electric Power Association
  • Utility Deposit Bond
    Utility Deposit Bond (4-County Electric Power Asso
    4 County Electric Power Association
  • Utility Deposit Bond
    Electric Service Indemnity Bond (Coast Electric Po
    Coast Electric Power Association
  • Telemarketing/Phone Solicitor Bond
    No Call Program
    Mississippi Public Service Commission
  • Telemarketing/Phone Solicitor Bond
    Telephone Seller Bond
    Attorney General
  • Appraisal Management
    Appraisal Management Company Bond
    State of MIssissippi

Frequently Asked Questions

How much does a Mississippi surety bond cost?

When looking at the cost associated with obtaining a surety bond, you have to know the total bond amount listed on your bond. Let’s take the Mississippi auto dealer bond as an example. Its total bond amount is $25,000, which means that in case of a valid claim against the dealership, it may be liable for up to $25,000 in compensations to the claimant(s).

The total amount for each bond varies, and is determined by the state government or relevant state agency. The surety, which provides the bond, will calculate a premium for each applicant based on several factors. This premium– a small percentage of the total bond amount– is what you’ll actually pay for your bond.

The most important determining factor in calculating a premium is the applicant’s credit score. When underwriting each bond, the surety assumes a certain risk, and uses your credit score as a viable way of measure that risk.

This means that if your credit score is good, you will most likely pay a standard market premium of between 1% and 4% of the bond amount.

Can I get a Mississippi surety bond with bad credit?

Sometimes, your credit score may be the reason that your bond application is rejected. However, Lance Surety Bonds has an expertly-crafted program for high-risk applicants, which allows us to get the majority of applicants bonded despite their credit issues.

Since surety bond companies assume a higher risk underwriting bad credit surety bonds, they mitigate the risk by asking for higher premiums, typically in the range between 5% and 15%. If you fear your credit score will raise your premium too much, you can choose to submit some additional information about you and your business. Sureties look more favorably upon applicants who have strong financial profiles, liquid assets, or are experienced in their field.

Our What Does a Bond Cost? page will provide you with more facts and tips, about how you can estimate your bonding costs and take steps to reduce them.

How do I get bonded in Mississippi?

Fortunately, getting your Mississippi surety bond isn’t a complicated process at all. Lance Surety Bonds offers a very simple and convenient online application, which saves you time and burdensome paperwork. In just a few minutes, you’ll be on your way to getting your bond.

Still have questions? Don’t hesitate to call us at (877) 514-5146, or send your inquiry via email.

You can also consult our How to Get Bonded page for a more detailed explanation of the bonding process.

Most Popular Surety Bonds in Mississippi

Mississippi Auto Dealer Bond

A $25,000 surety bond is necessary for all new car dealers when applying or renewing their license.

Alcohol Bond

Also called a liquor tax bond, an alcohol bond guarantees the payment of applicable fees and state taxes by entities who manufacture, sell, or store alcohol.

Telemarketing Bond

Telemarketers need a surety bond to ensure compliance with state and federal regulations.

Sales Tax Bonds

This category includes a number of different bonds, guaranteeing merchants will pay sales tax to the state, and declare revenue properly.

Mortgage Broker Bond

This is a necessary requirement for obtaining a Mississippi mortgage broker license. The bond safeguards the interests of homebuyers and the state.

Auctioneer Bond

This bond protects the people you work with from fraud and misrepresentation. It’s a mandatory requirement for anyone working as an auctioneer in Mississippi.

What Our Clients Have To Say?

Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Still Have Questions? Check Our FAQ Pages

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