call us: 877.514.5146

Mississippi Surety Bonds

  • Every type of Mississippi surety bond
  • Lowest rates guaranteed
  • Credit problems? No problem!
  • Online application for faster approval
mississippi.png

How Do I Get My Bond?

Start Your Application


Fill out the online application form

Receive Your Free Quote


You will be sent your quote in minutes

Buy Your Surety Bond


We offer secure payment options

What is a Mississippi surety bond?

For both businesses and individuals, it’s not uncommon to be required to post a surety bond at some point. At Lance Surety Bonds, we’re a bond agency that prides ourselves in experience and expertise. No matter what type of Mississippi surety bond you need, we can help. We also guarantee the highest-quality surety bonds, offered only by A-rated and T-listed surety bond companies.

If you’re unclear on how a surety bond works, think of it as a three-party agreement between:

  • A principal: the business or individual required to obtain a surety bond
  • An obligee: the state or federal agency requiring the bond
  • A surety: a surety bond company, licensed to underwrite surety bonds

In essence, the surety backs the agreement, and guarantees to the obligee that the principal is trustworthy and financially capable of repaying any potential claims that are triggered.

Depending on its purpose, the surety bond you may have to post in Mississippi will fall into one of three main categories:

  • A license bond, also called a commercial bond, is a type of surety bond you may need when obtaining a license to operate your business in Mississippi.
  • A construction bond is usually required if you are a construction contractor who wishes to bid or do work on a public project in Mississippi.
  • A court bond is requested by a court of certain individuals under special circumstances, such as when that individual is appointed guardian or fiduciary.

If you’re ready to begin the process of getting bonded in Mississippi, simply find the name of the bond you need in the table below and click Apply Now.

If you still have questions, keep reading for all the facts, or call us at (877) 514-5146 for assistance.

Find Your Mississippi Surety Bond

Contractor License Performance & Payment (Local) Bond Planning and Development Contractor's Bond City of Jackson, Building Permits Division Apply Now
Professional Fund Raisers Bond Professional Fund Raisers Mississippi Secretary of State's Office Apply Now
Insurance Adjusters Bond Public Adjuster Mississippi Department of Insurance Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Mortgage Consumer Protection Law Bond Dept of Banking and Consumer Finance Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond S.A.F.E. Mortgage Act Mississippi Dept of Banking & Consumer Finance Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Lender Dept of Banking & Consumer Finance Apply Now
Real Estate Agents/Brokers Bond Real Estate Appraiser Licensing & Certification Bo State of Mississippi Apply Now
Small Loan Companies Bond Small Loan Companies Bond Mississippi Department of Banking Apply Now
Auto & Mobile Home Dealers (New & Used) Bond New Motor Vehicle Dealer Motor Vehicle Commission Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Designated Agent Department of Revenue Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond New Motor Vehicle Dealer Motor Vehicle Commission Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Designated Agent Bond Department of Revenue Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Designated Agent Bond Department of Revenue Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Manufactured Housing Commissioner of Insurance Apply Now
Professional Licenses (All Other) Bond Professional Licenses (All Other) Bond Auctioneer or Firm License Apply Now
Professional Licenses (All Other) Bond Department of Wildlife License Agent Bond Department of Wildlife, Fisheries, & Parks Apply Now
Professional Licenses (All Other) Bond Gaming Establishment Bond Mississippi Department of Revenue Apply Now
Professional Licenses (All Other) Bond Transient Vendor Bond (City of Natchez) City of Natchez Apply Now
Schools (All) Bond Commission on Porprietary School and College Regis Mississippi Commission on Proprietary School & Col Apply Now
Schools (All) Bond Commission on Proprietary School and College Regis MS COMMISSION ON PROPRIETARY SCHOOL & COLLEGE REG. Apply Now
Alcohol (Retailers) Bond Alcohol (Retailers) Bond Alcoholic Beverage Control Div. of the Tax Comm. Apply Now
Alcohol (All Others) Bond Brewer's Bond Mississippi Department of Revenue Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Contractor's Job Sales, Use, Income, Franchise, Wi Department of Revenue Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Contractor's Job Sales, Use, Income, Franchise, Wi Mississippi Apply Now
Sales, Use & Consumer Tax Bond Sales Tax Department of Revenue Apply Now
Utility Deposit Bond Natural Gas Service Bond Willmut Gas Co. Apply Now
Utility Deposit Bond Electric Service Bond Pearl River Valley Electric Power Association Apply Now
Utility Deposit Bond Electric Service Bond Central Electric Power Association Apply Now
Utility Deposit Bond Utility Deposit Bond (4-County Electric Power Asso 4 County Electric Power Association Apply Now
Utility Deposit Bond Electric Service Indemnity Bond (Coast Electric Po Coast Electric Power Association Apply Now
Telemarketing/Phone Solicitor Bond No Call Program Mississippi Public Service Commission Apply Now
Telemarketing/Phone Solicitor Bond Telephone Seller Bond Attorney General Apply Now
Appraisal Management Appraisal Management Company Bond State of MIssissippi Apply Now

Frequently Asked Questions

How much does a Mississippi surety bond cost?

When looking at the cost associated with obtaining a surety bond, you have to know the total bond amount listed on your bond. Let’s take the Mississippi auto dealer bond as an example. Its total bond amount is $25,000, which means that in case of a valid claim against the dealership, it may be liable for up to $25,000 in compensations to the claimant(s).

The total amount for each bond varies, and is determined by the state government or relevant state agency. The surety, which provides the bond, will calculate a premium for each applicant based on several factors. This premium– a small percentage of the total bond amount– is what you’ll actually pay for your bond.

The most important determining factor in calculating a premium is the applicant’s credit score. When underwriting each bond, the surety assumes a certain risk, and uses your credit score as a viable way of measure that risk.

This means that if your credit score is good, you will most likely pay a standard market premium of between 1% and 4% of the bond amount.

Can I get a Mississippi surety bond with bad credit?

Sometimes, your credit score may be the reason that your bond application is rejected. However, Lance Surety Bonds has an expertly-crafted program for high-risk applicants, which allows us to get the majority of applicants bonded despite their credit issues.

Since surety bond companies assume a higher risk underwriting bad credit surety bonds, they mitigate the risk by asking for higher premiums, typically in the range between 5% and 15%. If you fear your credit score will raise your premium too much, you can choose to submit some additional information about you and your business. Sureties look more favorably upon applicants who have strong financial profiles, liquid assets, or are experienced in their field.

Our What Does a Bond Cost? page will provide you with more facts and tips, about how you can estimate your bonding costs and take steps to reduce them.

How do I get bonded in Mississippi?

Fortunately, getting your Mississippi surety bond isn’t a complicated process at all. Lance Surety Bonds offers a very simple and convenient online application, which saves you time and burdensome paperwork. In just a few minutes, you’ll be on your way to getting your bond.

Still have questions? Don’t hesitate to call us at (877) 514-5146, or send your inquiry via email.

You can also consult our How to Get Bonded page for a more detailed explanation of the bonding process.

Most Popular Surety Bonds in Mississippi

Mississippi Auto Dealer Bond

A $25,000 surety bond is necessary for all new car dealers when applying or renewing their license.

Alcohol Bond

Also called a liquor tax bond, an alcohol bond guarantees the payment of applicable fees and state taxes by entities who manufacture, sell, or store alcohol.

Telemarketing Bond

Telemarketers need a surety bond to ensure compliance with state and federal regulations.

Sales Tax Bonds

This category includes a number of different bonds, guaranteeing merchants will pay sales tax to the state, and declare revenue properly.

Mortgage Broker Bond

This is a necessary requirement for obtaining a Mississippi mortgage broker license. The bond safeguards the interests of homebuyers and the state.

Auctioneer Bond

This bond protects the people you work with from fraud and misrepresentation. It’s a mandatory requirement for anyone working as an auctioneer in Mississippi.

As Featured In