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Mississippi Surety Bonds

Complete Guide to getting Bonded in Mississippi

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How Do I Get Bonded?

Types of Surety Bonds in Mississippi

When you apply to get a Mississippi surety bond, you will need to select your bond from within one of the following main bond types:

  • Commercial bonds: also known as license and permit bonds, these bonds are required when you apply for a business license - such as then becoming an auto dealer, mortgage broker, freight broker, contractor, and more.
  • Contract bonds: sometimes also referred to as construction bonds, these bonds are necessary when you perform work on a construction project.
  • Court bonds: this type of bonds are required when you are appointed a guardian or fiduciary, when you appeal a court judgment, and in a number of other cases.

Looking for a specific bond? Use the table below to find the exact bond that you need, and complete the short application form to receive a free quote.

Find Your Mississippi Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Contractor License Performance & Payment (Local) Bond Planning and Development Contractor's Bond City of Jackson, Building Permits Division Apply Now
Professional Fund Raisers Bond Professional Fund Raisers Mississippi Secretary of State's Office Apply Now
Insurance Adjusters Bond Public Adjuster Mississippi Department of Insurance Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Mortgage Consumer Protection Law Bond Dept of Banking and Consumer Finance Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond S.A.F.E. Mortgage Act Mississippi Dept of Banking & Consumer Finance Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Lender Dept of Banking & Consumer Finance Apply Now
Real Estate Agents/Brokers Bond Real Estate Appraiser Licensing & Certification Bo State of Mississippi Apply Now
Small Loan Companies Bond Small Loan Companies Bond Mississippi Department of Banking Apply Now
Auto & Mobile Home Dealers (New & Used) Bond New Motor Vehicle Dealer Motor Vehicle Commission Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Designated Agent Department of Revenue Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond New Motor Vehicle Dealer Motor Vehicle Commission Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Designated Agent Bond Department of Revenue Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Designated Agent Bond Department of Revenue Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Manufactured Housing Commissioner of Insurance Apply Now
Professional Licenses (All Other) Bond Professional Licenses (All Other) Bond Auctioneer or Firm License Apply Now
Professional Licenses (All Other) Bond Department of Wildlife License Agent Bond Department of Wildlife, Fisheries, & Parks Apply Now
Professional Licenses (All Other) Bond Gaming Establishment Bond Mississippi Department of Revenue Apply Now
Professional Licenses (All Other) Bond Transient Vendor Bond (City of Natchez) City of Natchez Apply Now
Schools (All) Bond Commission on Porprietary School and College Regis Mississippi Commission on Proprietary School & Col Apply Now
Schools (All) Bond Commission on Proprietary School and College Regis MS COMMISSION ON PROPRIETARY SCHOOL & COLLEGE REG. Apply Now
Alcohol (Retailers) Bond Alcohol (Retailers) Bond Alcoholic Beverage Control Div. of the Tax Comm. Apply Now
Alcohol (All Others) Bond Brewer's Bond Mississippi Department of Revenue Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Contractor's Job Sales, Use, Income, Franchise, Wi Department of Revenue Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Contractor's Job Sales, Use, Income, Franchise, Wi Mississippi Apply Now
Sales, Use & Consumer Tax Bond Sales Tax Department of Revenue Apply Now
Utility Deposit Bond Natural Gas Service Bond Willmut Gas Co. Apply Now
Utility Deposit Bond Electric Service Bond Pearl River Valley Electric Power Association Apply Now
Utility Deposit Bond Electric Service Bond Central Electric Power Association Apply Now
Utility Deposit Bond Utility Deposit Bond (4-County Electric Power Asso 4 County Electric Power Association Apply Now
Utility Deposit Bond Electric Service Indemnity Bond (Coast Electric Po Coast Electric Power Association Apply Now
Telemarketing/Phone Solicitor Bond No Call Program Mississippi Public Service Commission Apply Now
Telemarketing/Phone Solicitor Bond Telephone Seller Bond Attorney General Apply Now
Appraisal Management Appraisal Management Company Bond State of MIssissippi Apply Now

If you have any questions about Mississippi surety bond requirements you can always contact one of our bond experts at (877)-514-5146.

How to Get a Mississippi Surety Bond

To get a surety bond in Mississippi, you will need to complete the following simple steps.

Apply For Your Bond

To get started, fill in the brief online application form. As part of the process, you will need to provide us with basic contact information as well as let us know the type and amount of the bond that you need.

Get a Bond Rate

After we receive your completed application, we will look for the lowest possible rate that you can get on your bond and will provide you with a free quote. We will also include further information about completing the application process and getting your bond.

Buy Your Bond

Finally, to get bonded, you will only need to pay the premium on your bond. After that, you will receive your bond via email and we will also provide you with a paper copy if you should need one.

Do you have any additional questions about getting bonded? See our How to Get Bonded guide for a more detailed breakdown of the bonding process.

Wondering how the cost of your bond is determined? Our How Much Does a Surety Bond Cost? guide** can provide you with all the necessary information about how bond rates are formed and which factors influence your rate!

Most Popular Surety Bonds in Mississippi

Most Popular Surety Bonds in Mississippi

Auto Dealer Bond

New auto dealers in Mississippi must obtain a $25,000 bond for one location. They can also obtain a $100,000 blanket bond covering multiple locations. This bond must be renewed yearly along with the dealer license.

Wholesale Dealer Bond

The state Department of Revenue requires wholesale dealers to obtain a $25,000 bond in order to get licensed.

Contractor License Bond

Contractors in a number of cities and counties throughout Mississippi are required to get a contractor license bond. These bonds vary between $5,000 and $10,000, depending on location.

Money Transmitter Bond

Money transmitters in Mississippi must get a bond in an amount of at least $25,000. The bond can be as high as $500,000 depending on the licensee’s outstanding money transmissions in the state.

Mortgage Broker Bond

The initial bond for mortgage brokers in the state is set to $25,000. When a broker renews their license, the bond amount may be reduced to $20,000 or $15,000 depending on the volume of loans closed.

Sales Tax Bond

The Department of Revenue requires businesses that sell items that are taxable to obtain a sales tax bond as a form of guarantee. It guarantees that such businesses will pay taxes and comply with the applicable provisions of the Mississippi Code Annotated.

Telemarketing Bond

Telephone solicitors in Mississippi must get a $50,000 bond in order to obtain a permit to operate in the state from the Public Service Commission.

Auctioneer Bond

Anyone wanting to operate as an auctioneer in the state must post a $10,000 bond to the Mississippi Auctioneers Commission.

Can I Get a Mississippi Surety Bond With Bad Credit?

Sometimes, your credit score may be the reason that your bond application is rejected. However, our bad credit surety bonds program for high-risk applicants allows us to get the majority of applicants bonded despite their credit issues.

Since surety bond companies assume a higher risk underwriting bad credit surety bonds, they mitigate the risk by asking for higher premiums, typically in the range between 5% and 15%.

If you fear your credit score will raise your premium too much, you can choose to submit some additional information about you and your business. Sureties look more favorably upon applicants who have strong financial profiles, liquid assets, or are experienced in their field.

Additional Resources

Are you looking to apply for a business license in Mississippi? See our licensing guides below for all the information you need about the process.

About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more