Types of Surety Bonds in Illinois
There are three main kinds of surety bonds that you may need to obtain in Illinois:
- You’ll need a commercial bond (also known as a license bond) if you want to start a business as an auto dealer, mortgage broker, contractor, and other professions.
- You’ll have to obtain contract bonds to bid on certain public and private construction projects.
- A court bond may be necessary if you want to appeal a court case or get appointed as the guardian of another person.
Want to find the exact bond that you need? Consult the table below and apply for your free quote online.
Find Your Illinois Surety Bond
We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
| Freight Broker Bond (BMC-84) | N/A | FMCSA | Apply Now |
| General license & permit bond (not listed) | N/A | N/A | Apply Now |
| Agricultural (Non-Livestock) Bond | Timber Buyer | IL Dept. of Natural Resources Office of Law Enfor. | Apply Now |
| Contractor License (No P&P Language) Bond | Crystal Lake, ILGeneral Contractor License Bond | City of Crystal Lake | Apply Now |
| Contractor License (No P&P Language) Bond | Contractor License Bond (Lincolnwood, IL) | Village of Lincolnwood | Apply Now |
| Contractor License Performance & Payment (Local) Bond | General Contractor License | Village of Tinley Park | Apply Now |
| Contractor License Performance & Payment (Local) Bond | General Contractor License Bond | Kankakee County Regional Planning Department | Apply Now |
| Contractor License Performance & Payment (Local) Bond | Electrical Contractor Bond | Village of Rosemont | Apply Now |
| Contractor License Performance & Payment (Local) Bond | General Contracting Bond (Village of Itasca, IL) | Village of Itasca, IL | Apply Now |
| Contractor License Performance & Payment (Local) Bond | General Contractor Bond (Village of Rosemont, IL) | Village of Rosemont | Apply Now |
| Contractor License Performance & Payment (Local) Bond | General Contractor License Bond (County of Dupage, | County of Dupage | Apply Now |
| Contractor License Performance & Payment (Local) Bond | Electrical Contractor Bond (Village of Hinsdale) | Village of Hinsdale | Apply Now |
| Contractor License Performance & Payment (Local) Bond | General Contractor Bond (Elmhurst, IL) | City of Elmhurst | Apply Now |
| Contractor License Performance & Payment (Local) Bond | Concrete Work Bond (Elmhurst, IL) | City of Elmhurst | Apply Now |
| Contractor License Performance & Payment (Local) Bond | General Contractor License Bond (Harwood Heights, | Village of Harwood Heights | Apply Now |
| Contractor License Performance & Payment (Local) Bond | General Contractor License Bond (Granite City, IL) | City of Granite City | Apply Now |
| Contractor License Performance & Payment (State) Bond | Roofing Contractor (Limited) | Dept of Financial and Professional Regulation | Apply Now |
| Contractor License Performance & Payment (State) Bond | Roofing Contractor (Unlimited) | Dept of Financial and Professional Regulation | Apply Now |
| Contractor License Performance & Payment (State) Bond | Limited Liability Plumbing Contractor Bond | Illinois Department of Public Health Plumbing Prog | Apply Now |
| Contractor License Performance & Payment (State) Bond | General Contractor Bond | City of Aurora, IL | Apply Now |
| Contractor License Performance & Payment (State) Bond | (Community Unit School District No 300) Sign Contr | Community Unit School District No 300 - Purchasing | Apply Now |
| Collection Agency Bond | Collection Agency | Dept of Professional Regulation | Apply Now |
| Debt Consolidators Bond | Credit Services Organization | Secretary of State - Index Department | Apply Now |
| Professional Fund Raisers Bond | Professional Fund Raiser's Bond | Illinois Attorney General | Apply Now |
| Insurance Agents/Brokers Bond | Insurance Broker | Dept of Financial & Professional Regulation | Apply Now |
| Insurance Agents/Brokers Bond | Preferred Provider Program Administrator | IL Dept. of Insurance | Apply Now |
| Insurance Surplus Lines Brokers Bond | Bond for Surplus Line Producer's License | Department of Insurance | Apply Now |
| Insurance 3rd Party Administrator Bond | Third Party Administrator | Illinois Department of Insurance | Apply Now |
| Mortgage Broker (1st & 2nd Mortgages) Bond | Loan Broker's | Secretary of State, Securities Dept | Apply Now |
| Mortgage Broker (1st & 2nd Mortgages) Bond | Residential Mortgage License | Dept of Financial and Professional Regulation, Div | Apply Now |
| Mortgage Lender/Banker (1st & 2nd Mort.) Bond | RESIDENTIAL MORTGAGE LICENSE | Illinois Dept of Financial Regulation | Apply Now |
| Small Loan Companies Bond | Consumer Installment Loan Act | Division of Financial Institutions | Apply Now |
| Small Loan Companies Bond | Payday Loan License Bond | Division of Financial Institutions | Apply Now |
| Small Loan Companies Bond | Community Currency Exchange Bond | Director of Financial Institutions | Apply Now |
| Defective Title Bond | Registration Without Certificate of Title Bond | SECRETARY OF STATE, VEHICLE SERVICES DEPARTMENT | Apply Now |
| Auto & Mobile Home Dealers (New & Used) Bond | Designated Agent | Secretary of State - Vehicle Services Department | Apply Now |
| Auto & Mobile Home Dealers (Used Only, No New) Bond | Designated Agent | Secretary of State - Vehicle Services Department | Apply Now |
| Motor Vehicle (Non-Dealer, Not Listed) Bond | Remittance Agent's | Illinois Secretary of State | Apply Now |
| Motor Vehicle (Non-Dealer, Not Listed) Bond | Installment | Vehicle Services Dept. Commercial & Farm Truck Div | Apply Now |
| Sport Permits Bond | Boxing or Full Contact Martial Arts | Dept of Financial and Professional Regulation | Apply Now |
| Sport Permits Bond | Boxing or Full Contact Martial Arts | Dept of Financial and Professional Regulation | Apply Now |
| Blasting, Explosives & Fireworks Bond | Firewokds License | City of Elmhurst, Il | Apply Now |
| Employment Agencies Bond | Private Employment Agency | Illinois Department of Labor | Apply Now |
| Employment Agencies Bond | SAG-AFTRA One Union Bond | SAG-AFTRA Chicago | Apply Now |
| Nursing Homes Bond | Assisted Living and Shared Housing Act Bond | Dept of Public Health - Div of Assisted Living | Apply Now |
| Professional Licenses (All Other) Bond | Remittance Agent License | Office of the Secretary of State | Apply Now |
| Professional Licenses (All Other) Bond | Temporary Apportionment Authorization Permit Selle | State of Illinois | Apply Now |
| Professional Licenses (All Other) Bond | Energy Agent, Broker or Consultant Bond | The People of the State of Illinois | Apply Now |
| Professional Licenses (All Other) Bond | Verification of Malpractice Insurance by Immigrati | State of Illinois Office of Attorney General | Apply Now |
| Professional Licenses (All Other) Bond | Franchise Bond | Illinois Attorney | Apply Now |
| Schools (All) Bond | Private Business and Vocational School | IL State Bd of Ed | Apply Now |
| Schools (All) Bond | CDL School Bond | Secretary of State Commercial Driver Training | Apply Now |
| Schools (All) Bond | Driver Services | State of IL Secretary of State Driver Services Dep | Apply Now |
| Schools (All) Bond | Private Business & Vocational Schools Blanket Sure | State Board of Education | Apply Now |
| Schools (All) Bond | Schools Bond | Illinois Board of Higher Education | Apply Now |
| Transportation Brokers Bond | Transportation Brokers Bond | Illinois Commerce Commission - Transportation Divi | Apply Now |
| Travel Agencies Bond | Seller of Travel Bond | State of Illinois | Apply Now |
| Alcohol (All Others) Bond | Financial Responsibility Bond | ILLINOIS DEPARTMENT OF REVENUE | Apply Now |
| Cigar/Cigarette & Tobacco Tax Bond | Tobacco Products Tax Bond | Department of Revenue | Apply Now |
| Cigar/Cigarette & Tobacco Tax Bond | Financial Responsibility Bond | Dept of Revenue | Apply Now |
| Fuel Tax (All Others, Sellers & Users) Bond | Financial Responsibility | IL Dept of Revenue | Apply Now |
| Wages & Fringe Benefits Bond | Council of Carpenters Wage and Fringe Benefit | Chicago and Northeast Illinois District Council of | Apply Now |
| Wages & Fringe Benefits Bond | Contractors' Wage, Welfare, ETC. | Sheet Metal Workers Local Union 73 | Apply Now |
| Wages & Fringe Benefits Bond | Painters District Council No. 30 | Painters District Council # 30 | Apply Now |
| Wages & Fringe Benefits Bond | Employer's Wage | Local Number 134, International Brotherhood of Ele | Apply Now |
| Wages & Fringe Benefits Bond | IUOE Local 520 Bond | International Union of Operating Eng Local 520 | Apply Now |
| Wages & Fringe Benefits Bond | IBEW #9 Employer's Wage Bond | Local Union 9 IBEW | Apply Now |
| Wages & Fringe Benefits Bond | Employer's Fringe Benefit Bond | Local Number 134 International Brotherhood of Elec | Apply Now |
| Wages & Fringe Benefits Bond | Contractor's Wage and Welfare Bond for Pipe Fittin | Pipe Fitters' Association Local Union No. 597 | Apply Now |
| Wages & Fringe Benefits Bond | Chicago Employer Wages and Fringe Benefit Bond | Painters District Council #30 | Apply Now |
| Wages & Fringe Benefits Bond | Local 701 - IBEW Sign Agreement Bonds | Local 701 - Int'l Brotherhood of Electrical Worker | Apply Now |
| Wages & Fringe Benefits Bond | Granite-Cutters Union Local #21 Wage and Welfare B | Granite-Cutters Union Local #21 | Apply Now |
| Wages & Fringe Benefits Bond | OPCMIA Wage and Welfare Bond | OPCMIA - Local 11 | Apply Now |
| Wages & Fringe Benefits Bond | Fringe Benefit & Wage Bond | Mid-Central Illinois Regional Council of Carpenter | Apply Now |
| Wages & Fringe Benefits Bond | Fox Valley Laborers Wage and Welfare Bond | Fox Valley Laborers Fund Office | Apply Now |
| Wages & Fringe Benefits Bond | Contractor's Wage & Fringe Benefits Bond (Local 50 | Cement Masons Local 502 | Apply Now |
| Wages & Fringe Benefits Bond | IBEW #9 Employer's Fringe Benefits Bond | Local Union 9 IBEW | Apply Now |
| Wages & Fringe Benefits Bond | Employer's Bond (Construction and General Laborers | Laborers' District Council of Chicago & Vicinity | Apply Now |
| Wages & Fringe Benefits Bond | Employer's Fringe Benefit Bond | Local Number 134 International Brotherhood of Elec | Apply Now |
| Wages & Fringe Benefits Bond | Chicago Painter's District Council Wage and Fringe | Painter's District Council #14 | Apply Now |
| Wages & Fringe Benefits Bond | (Local Union No 597) Contractor's Wage and Welfare | Local 597 Pipe Fitters | Apply Now |
| Wages & Fringe Benefits Bond | Dues and Fringe Benefit Bond (IBEW 461) | IBEW Local 461 | Apply Now |
| Wages & Fringe Benefits Bond | The Central Laborer's Pension Fund Bond | central laborers pension fund | Apply Now |
| Wages & Fringe Benefits Bond | Insulation Work Bond (Local 17) | International Association Heat & Frost Insulators | Apply Now |
| Wages & Fringe Benefits Bond | Contractors Wage, Wage Deduction and Fringe Benefi | CONSTRUCTION WORKERS PENSION TRUST FUND OF LAKE CO | Apply Now |
| Fringe Benefits Only Bond | IBEW Local 150 Contractor Wage and Fringe Bond | IBEW Local 150 | Apply Now |
| Money Transmitter Bond | Transmitters of Money | Department of Financial & Professional Regulaton | Apply Now |
| Telemarketing/Phone Solicitor Bond | Professional Fund Raiser | IL Office of the Attorney General | Apply Now |
| Appraisal Management | Appraisal Management Companies Bond | Illinois Department of Financial and Professional | Apply Now |
Need more details about the state of Illinois surety bond requirements? Don’t hesitate to contact us at (877)-514-5146.
How to Get an Illinois Surety Bond?
You can follow three easy steps to get your bond:
Apply Online
Fill out our online application and include basic information about yourself and the surety bond you want to get.
Get a Bond Rate
When we receive your application, we’ll check for the best bonding option through our extensive surety partner network. We’ll then send you a free, no-obligations quote.
Buy Your Bond
To get your bond, you just need to pay the bond premium. You’ll get a digital copy of your bond via email, and you can also request a paper copy if necessary.
Do you want to learn more about the bonding process? You can check our detailed How to Get Bonded guide for a full overview.
For information on how your bond premium is determined, consult our in-depth How Much Does a Surety Bond Cost? guide.
Most Popular Surety Bonds in Illinois
Most Popular Surety Bonds in Illinois
Auto Dealer Bond
You’ll need to post a $50,000 bond to get your car dealer license from the Illinois Secretary of State.
Contractor License Bond
Roofing contractors in Illinois need a $10,000 or $25,000 bond, while plumbers need a $20,000 bond.
Mortgage Broker Bond
Illinois mortgage brokers have to get a bond between $25,000 and $150,000, depending on their yearly business volume.
Collection Agency Bond
If you want to start a collection agency in Illinois, you’ll need a $25,000 bond to get licensed with the state Department of Financial and Professional Regulation.
Money Transmitter Bond
Money transmitters have to post a bond between $50,000 and $2 million, depending on their yearly volume of money transmission in the state.
Credit Services Organization Bond
Credit services organizations in Illinois have to get a $100,000 surety bond as a part of their registration with the Secretary of State.
Insurance Broker Bond
Illinois insurance producers have to obtain a bond between $2,500 and $50,000 to get their license from the state Department of Insurance.
Public Adjuster Bond
If you want to operate as a public adjuster in Illinois, you’ll need a $20,000 bond.
Can I Get an Illinois Surety Bond with Bad Credit?
If you’re struggling with a low credit score or other financial issues, getting bonded may be a challenge.
That’s why Lance Surety Bonds runs its bad credit surety bonds program. You can get bonded at slightly higher rates - between 5%-15% of the required bond amount - due to the increased bonding risk. Still, the program is a perfect option to get the bond you need.
Additional Resources
If you’re applying for a professional license in Illinois, you can consult our licensing guides for more information :
- How to Get an Illinois Dealer License
- The Complete Illinois Contractor License Guide (2021)
- How to Open an Illinois Credit Services Organization [2021 Guide]
- The Complete Illinois Money Transmitter License Guide (2021)
- How to Obtain an Illinois Collection Agency License
- Cannabis Dispensing Organizations in Illinois to Be Licensed and Bonded
City-level Bonding Requirements
About Us
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee.
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