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Connecticut Surety Bonds

  • Lowest rates on Connecticut surety bonds
  • All types of surety bonds
  • Secure online application
  • 100% Money back guarantee

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What is a Connecticut surety bond?

Surety bonds can be a confusing regulatory requirement, especially for new business owners or businesses who extend to new fields.

Surety bonds are required of certain individuals or businesses. In essence, they are a contractual agreement between three sides:

  • A principal, who is required to obtain the surety bond
  • An obligee, who mandates the requirement
  • A bonding company, who underwrites the bond

Lance Surety Bonds can help you get any type of Connecticut surety bond you need. If you know the type of bond you want to get, you can find it in the bond table below and click “Apply now.” Or, call us at (877) 514-5146 if you need further assistance.

If you want to read more, you can explore the rest of this section for some frequently-asked questions about Connecticut surety bonds.

Find Your Connecticut Surety Bond

  • Contractor License Performance & Payment (Local) Bond
    Town of Berlin Bond
    The Town of Berlin
  • Contractor License Performance & Payment (Local) Bond
    Town of South WIndsor Drain Layer's or Excavation
    Town of South Windsor
  • Excess Weight, Other Highway & Street Permit Bond
    Bureau of Engineering & Highway Operations Permit
    State of Connecticut, Dept of Transportation
  • Excess Weight, Other Highway & Street Permit Bond
    Town of Farmington Permit Bond
    Town of Farmington
  • Excess Weight, Other Highway & Street Permit Bond
    (City of Norwalk, CT) Street Opening or Encroachme
    City of Norwalk, Connecticut
  • Collection Agency Bond
    Collection Agency $25K
    Commissioner of Banking
  • Debt Consolidators Bond
    Debt Negotiator
    Banking Commissioner of the State of Connecticut
  • Debt Consolidators Bond
    Debt Negotiator Bond
    Connecticut Department of Banking
  • Debt Consolidators Bond
    Debt Negotiator Bond
    Banking Commissioner of the State of Connecticut
  • Professional Fund Raisers Bond
    Fund Raising Counsel or Paid Solicitor
    State of Connecticut, Dept of Consumer Protection
  • Insurance 3rd Party Administrator Bond
    Third Party Administrators (TPA) Bond
    CT Dept. of Insurance
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Mortgagee Licensee
    Commissioner of Banking
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Mortgage Licensee Bond
    Dept of Banking
  • Auto & Mobile Home Dealers (New & Used) Bond
    Motor Vehicle Dealer
    Department of Motor Vehicles - Dealers & Repairers
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Motor Vehicle Dealer
    Department of Motor Vehicles - Dealers & Repairers
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Registration Issuance
    DMV- Dealers and Repairers Division
  • Professional Licenses (All Other) Bond
    Secondhand Dealer's License Bond
  • Schools (All) Bond
    Driving Schools Bond
    Department of Motor Vehicles
  • Contractors Tax (Blanket Contracts) Bond
    Nonresident Contractor Verification Bond
    CT Department of Revenue Services
  • Fuel Tax (All Others, Sellers & Users) Bond
    Surety Tax Bond
    Connecticut DRS
  • Utility Deposit Bond
    CT Light & Power Surety
    Connecticut Light & Power
  • Lottery Bond
    Lottery Sales Agent
    Connecticut Lottery Corporation
  • Money Transmitter Bond
    Money Transmission Licensee
    Banking Commissioner

Frequently Asked Questions

How much does a Connecticut surety bond cost?

It’s easy to get at least a rough estimate of the price you will have to pay for your bond. You need to know the total bond amount, which is the sum listed on the bond and required by the state. For example, a Connecticut auto dealer is $50,000. This sum refers to the maximum coverage the bond offers to the bonded dealer’s customers, and not to the bond’s cost.

Surety bonds are obtained by paying a premium– usually annually or biannually– and this premium is a small percentage of the total bond amount. Your bonding company will determine your premium. If your credit score is high, you can expect to pay between 1% and 3% of the bond amount.

Can I get a Connecticut surety bond with bad credit?

It can be tough to get bonded with bad credit. Luckily, Lance Surety Bonds can help. We have an exclusive program for applicants with bad credit.

Since we work only with A-rated and T-listed sureties, we can offer high-quality surety bonds in Connecticut even if you have credit issues. Because of the higher risk involved, sureties will ask for higher premiums– in the range of 5% to 15%. We can help here too, though. If you want to reduce your premiums, we can help you explore your options. You may be able to reduce your premium by submitting strong financial statements or a resumé, which are a signal to the surety that there is less of a risk in getting you bonded.

For even more tips and information about surety bond costs, visit our page with all the facts you need.

How do I get bonded in Connecticut?

Lance Surety Bonds offers a very quick and user-friendly way to get bonded: our online application tool. It takes just a few minutes to complete, and one of our agents will quickly get in touch with you to help you finalize your application.

When we receive the bonding agency’s signature, we will send you the original bond form, which you can present to the obligee that requires it. Copies are also available via mail, email or fax.

Still got questions about Connecticut surety bonds? Call us at (877) 514-5146 and we will do our best to help. You can also visit our How to Get Bonded page.

Types of Connecticut Surety Bonds

There are three main types of surety bonds you may be required to post in Connecticut:

  • License Bonds: Also known as commercial bonds, these are the most frequently required type of bonds in all states. Certain businesses need them before they can get a license or a permit to operate in Connecticut. The purpose of license bonds is to protect consumers and local governments.
  • Construction Bonds: Also known as contract bonds, are required from contractors who work on certain public (and sometimes private) projects. Their purpose is to protect the investment of the project owner and ensure the project is completed on time and per the contract.
  • Court Bonds: These types of bonds are relatively less frequently required. A Connecticut court may mandate that you obtain a court bond under some circumstances, e.g., if you are appointed fiduciary to somebody’s assets or property, or if you wish to appeal a court decision to a higher instance.

Lance Surety Bonds can help you obtain all three category of bonds.

Most Popular Surety Bonds in Connecticut

Motor Vehicle Dealer Bonds

The state DMV mandates a $50,000 bond amount for Motor Vehicle Dealers, a $10,000 bond for Leasing or Rental Companies, and a $5,000 amount for Motor Vehicle Repairers. These bonds are required in order to compliance with all regulations and provisions pertaining to the principal’s respective license.

Consumer Collection Agency Bond

A $25,000 bond required by the Commissioner of Banking. It is mandated of all consumer collection agencies licensed in the state to ensure the faithful accounting for all funds entrusted to them.

Mortgage Licensee Bonds

The Banking Commissioner of Connecticut requires that all Mortgage Brokers, Mortgage Lenders and Mortgage Loan Originators secure a surety bond to guarantee compliance with the provisions of their respective license. The same bond form is currently used for all Mortgage Licensees, as the appropriate license will need to be checked off.

Professional Fundraiser Bond

If you execute fundraising campaigns for charitable organizations, you need this surety bond to ensure proper management of collected funds.

Alcohol Bond

Alcoholic beverage distributors need to have an alcohol tax bond for either $500 or $2000, depending on the gallons of wine sold.

Debt Negotiator Bond

The state’s Banking Commissioner requires this $40,000 bond be posted by all licensed debt consolidators in Connecticut. The bond ensures that all negotiators will faithfully perform any and all written agreements.

What Our Clients Have To Say?

Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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