• Required from home builders and developers
  • Act as protection to the city, municipality or state
  • Guarantees the completion of mandatory public improvements
  • Need to be posted along with the lot map or building permit application

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A subdivision bond is a guarantee to a city, county, or state that a principal involved in the construction of a subdivision will finance and complete mandatory public improvements. These public improvements are for the greater good of the local community and typically pertain to streets, sidewalks, curbs, gutters, sewers, and drainage systems. Subdivision bonds can be required of any developer, builder or even a landowner, in order to ensure they meet the requirements of the local authority.

When are Subdivision Bonds required?
These bonds must be posted by a developer or home builder for a local municipality or county at the time he or she wants to file a lot map or obtain a building permit.

How do they differ from “Site Improvement Bonds”?
The primary difference between subdivision bonds and site improvement bonds is that subdivision bonds are required for construction of new buildings, whereas site improvement bonds are needed when making improvements on pre-existing buildings or structures.

Interested in a FREE QUOTE? Complete our Subdivision Bond Application today!

Current Market for Subdivision Bonds: In the current subdivision bond market, bonding companies throughout the surety bond industry apply a significant amount of scrutiny when determining whether or not to approve an applicant for a bond, and in determining a suitable rate for their given level of risk. Over the years, larger, more established construction companies have been able to obtain these types of contract bonds much easier than have most of the smaller, up and coming contractors, and this is still the case today. Around the industry, subdivision bonds are currently being handled very differently by the many bonding companies out there. While rates may vary significantly, there can also be a very thin line between being approved for the bond and being left out to dry. Therefore, it is imperative that customers in need of a subdivision bond shop around to find an agent capable of pairing them up with the right bonding company.

About Our Programs: Fortunately, subdivision bonds are one of our specialties, due in large part to our connections with some of the best bonding companies in dealing with this type of contract bond. Whether you’re representing a sizable, reputable development company, or a smaller, less experienced developer, we are confident that our agency can help meet your company’s bonding needs. Our business relationships provide our agency with a unique ability to help smaller, more risky developers become bonded, when other bonding agencies may be unable to do so.

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About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

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What Our Clients Have To Say?

  • Kimberlee Ables
    Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
  • Andrew Poincot
    Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
  • Margie Martinez
    We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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