Iowa Surety Bonds

Complete Guide to getting Bonded in Iowa
Iowa
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Most Popular Surety Bonds in Iowa

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Freight brokers and forwarders in Iowa are required to post a $75,000 surety bond.
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Auto Dealer Bond
Iowa requires new and used dealers to post a $75,000 bond to obtain and maintain their license.
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Contractor License Bond
The bond requirement for contractors varies by trade and city or county, and many bonds must be $5,000 or higher.
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Mortgage Broker Bond
A $100,000 mortgage broker bond is required for new license applicants and license renewals.
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Credit Services Organization
Credit services organizations in Iowa must have a $25,000 surety bond to do business.
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Health Club Bond
The $50,000 Medicare Bond (DMEPOS Bond) is required for Medicare suppliers of durable medical equipment and supplies.

Find Your Iowa Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Freight Broker Bond (BMC-84) N/A FMCSA Apply Now
General license & permit bond (not listed) N/A N/A Apply Now
Contractor License (No P&P Language) Bond City of Bettendorf Contractor License Bond City of Bettendorf, Building Inspection Services Apply Now
Contractor License Performance & Payment (Local) Bond License and Permit Bond (Davenport, IA) City of Davenport, Iowa Apply Now
Contractor License Performance & Payment (Local) Bond General Contractor Bond (Fort Dodge, IA) City of Fort Dodge, IA; City Treasurer's Office Apply Now
Contractor License Performance & Payment (Local) Bond Right of Way Permit Bond (Fort Dodge, IA) City Treasurer's Office Apply Now
Contractor License Performance & Payment (State) Bond Division of Labor Out of State Contractor Iowa division of labor contractor registration Apply Now
Contractor License Performance & Payment (State) Bond Contractor License Performance & Payment (State) B Iowa Division of Labor Apply Now
Contractor License Performance & Payment (State) Bond Commercial Refrigeration Bond Plumbing & Mechanical Systems Board Apply Now
Debt Consolidators Bond Credit Services Organization Secretary of State Apply Now
Insurance Adjusters Bond Insurance Adjuster Bond Iowa Insurance Division Apply Now
Insurance 3rd Party Administrator Bond Third Party Administrator Insurance Division Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Mortgage Surety Superintendent of Banking, Dept of Commerce Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Mortgage Broker Superintendent of Banking, Dept of Commerce Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond REGULATED LOAN LICENSE (IOWA) Superintendent of Banking Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Banker Superintendant of Banking, Iowa Dept of Commerce Apply Now
Title Insurance Agents & Escrow Officers Bond Closing Agent Superintendent of Banking Iowa Department Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Department of Transportation Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Dealer Department of Transportation Apply Now
Sport Permits Bond Athletic Commissioner Boxing/Wrestling/Mixed Marti State of Iowa Athletic Commission Iowa Division of Apply Now
Detectives Bond Detectives Bond Iowa Department of Public Safety Apply Now
Employment Agencies Bond Employment Agency Bond Workforce Developmetn Division of Labor Services Apply Now
Professional Licenses (All Other) Bond Purchase of Timber from Timber Growers by a Timber DNR - FORESTRY BUREAU Apply Now
Professional Licenses (All Other) Bond Licensed Service Company's Bond Insurance Commissioner of Iowa Apply Now
Schools (All) Bond Instructional School State of Iowa Apply Now
Travel Agencies Bond TRAVEL AGENCY BOND FORM Secretary of State Apply Now
Alcohol (Retailers) Bond Commerical Liquor License Iowa Alcohlic Beverages division Apply Now
Utility Deposit Bond Alliant Energy Utiltiy Bond Alliant Energy Apply Now
Money Transmitter Bond Money Transmitter Bond State of Iowa Apply Now

Do you need more information about the Iowa surety bond requirements? Call our bond experts at (877)-514-5146 to learn more.

How Much Does an Iowa Surety Bond Cost?

The cost of a surety bond in Iowa depends on the bond type. For example, a $75,000 bond is required by law for auto dealers, but you are not required to pay the full bond amount. You can purchase the bond from an authorized surety company by paying a premium. 

The premium ranges from 1% to 10% for all types of Iowa bonds. For example, the cost of a $75,000 auto dealer bond starts at $750 for well-qualified applicants. We provide many types of surety bonds.

The surety bond cost is based on several factors. These include the applicant’s financial assets, business experience and credit scores. 

For all Iowa surety bonds, the  bond premium for applicants with a 700-credit score or higher ranges from 1% to 3% of the bond amount. A premium of 3% to 5% applies to applicants with a score between 600 and 699. For a credit score of 559 or lower, the cost is 5% to 10%. 

Surety Bond Cost Based on Credit Score

Surety Bond Name

Surety Bond Amount

Over 700

Between 600 - 699

Below 599

Iowa Auto Dealer Bond

$75,000

$750 - $2,250

$2,250 - $3,750

$3,750 - $7,500

Iowa Contractor License Bond

$5,000

$100 - $150

$150 - $250

$250 - $500

Iowa Mortgage Broker Bond

$100,000

$1,000 - $3,000

$3,000 - $5,000

$5,000 - $10,000

Freight Broker Bond

$75,000

$750 - $2,250

$2,250 - $3,750

$3,750 - $7,500

Iowa Credit Services Organization Bond

$25,000

$250 - $750

$750 - $1,250

$1,250 - $2,500

Iowa Medicare Bond Dmepos Bond

$50,000

$500 - $1,500

$1,500 - $2,500

$2,500 - $5,000

* This table provides a ballpark estimate of potential bond costs. Bond pricing can fluctuate over time due to a number of factors. For exact pricing, please complete an application.

How to Get a Surety Bond in Iowa

1. Determine the Surety Bond You Need

To learn about the surety bond requirements for your needs, contact the relevant state or federal agency. For example, freight brokers can contact the FMCSA to learn more. Auto dealers can get more information by contacting the Department of Transportation

Our friendly team is available to answer your questions and help you get the bond you need quickly. 

2. Apply for Your Bond

Complete the online application to begin the process. You only need to provide basic information about the bond type and amount needed, so you can complete the form in a few minutes.

When Sandy contacted us recently, she needed a mortgage broker bond to get licensed. With a credit score below 600, she was unsure if she could get a bond. After applying online, Sandy got a quote. After paying the premium, she received the bond via email. Now, she runs a thriving business in Ames.

3. Get a Bond Quote

With numerous bond programs available, we have provided bonds to more than 99% of applicants. We have more than 10 years of experience, and we’ll identify the lowest rate possible for your needs. 

We take pride in our streamlined bonding process. Most applicants receive an instant quote. For more complex situations, we’ll provide a quote within 48 hours.

4. Purchase Your Bond

The final step is to pay your Iowa bond premium. After making the payment online, you will be bonded. We will email the bond to you immediately, and we can send a paper copy in the mail if requested. 

If you have any questions or encounter any difficulties, our surety bonds experts are here to help you – contact us or call us at (877) 514-5146.

Other Iowa Surety Bonds

Resources

Iowa License Info

Lance Surety Bonds is licensed to underwrite surety bonds in Iowa.

License Number # 1002341499


About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

What Our Clients Have To Say?

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!