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- Lance Surety Bonds is licensed to underwrite all Iowa surety bonds
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Most Popular Surety Bonds in Iowa
Find Your Iowa Surety Bond
Freight Broker Bond (BMC-84) | N/A | FMCSA | Apply Now |
General license & permit bond (not listed) | N/A | N/A | Apply Now |
Contractor License (No P&P Language) Bond | City of Bettendorf Contractor License Bond | City of Bettendorf, Building Inspection Services | Apply Now |
Contractor License Performance & Payment (Local) Bond | License and Permit Bond (Davenport, IA) | City of Davenport, Iowa | Apply Now |
Contractor License Performance & Payment (Local) Bond | General Contractor Bond (Fort Dodge, IA) | City of Fort Dodge, IA; City Treasurer's Office | Apply Now |
Contractor License Performance & Payment (Local) Bond | Right of Way Permit Bond (Fort Dodge, IA) | City Treasurer's Office | Apply Now |
Contractor License Performance & Payment (State) Bond | Division of Labor Out of State Contractor | Iowa division of labor contractor registration | Apply Now |
Contractor License Performance & Payment (State) Bond | Contractor License Performance & Payment (State) B | Iowa Division of Labor | Apply Now |
Contractor License Performance & Payment (State) Bond | Commercial Refrigeration Bond | Plumbing & Mechanical Systems Board | Apply Now |
Debt Consolidators Bond | Credit Services Organization | Secretary of State | Apply Now |
Insurance Adjusters Bond | Insurance Adjuster Bond | Iowa Insurance Division | Apply Now |
Insurance 3rd Party Administrator Bond | Third Party Administrator | Insurance Division | Apply Now |
Mortgage Broker (1st & 2nd Mortgages) Bond | Mortgage Surety | Superintendent of Banking, Dept of Commerce | Apply Now |
Mortgage Broker (1st & 2nd Mortgages) Bond | Mortgage Broker | Superintendent of Banking, Dept of Commerce | Apply Now |
Mortgage Broker (1st & 2nd Mortgages) Bond | REGULATED LOAN LICENSE (IOWA) | Superintendent of Banking | Apply Now |
Mortgage Lender/Banker (1st & 2nd Mort.) Bond | Mortgage Banker | Superintendant of Banking, Iowa Dept of Commerce | Apply Now |
Title Insurance Agents & Escrow Officers Bond | Closing Agent | Superintendent of Banking Iowa Department | Apply Now |
Auto & Mobile Home Dealers (New & Used) Bond | Motor Vehicle Dealer | Department of Transportation | Apply Now |
Auto & Mobile Home Dealers (Used Only, No New) Bond | Motor Vehicle Dealer | Department of Transportation | Apply Now |
Sport Permits Bond | Athletic Commissioner Boxing/Wrestling/Mixed Marti | State of Iowa Athletic Commission Iowa Division of | Apply Now |
Detectives Bond | Detectives Bond | Iowa Department of Public Safety | Apply Now |
Employment Agencies Bond | Employment Agency Bond | Workforce Developmetn Division of Labor Services | Apply Now |
Professional Licenses (All Other) Bond | Purchase of Timber from Timber Growers by a Timber | DNR - FORESTRY BUREAU | Apply Now |
Professional Licenses (All Other) Bond | Licensed Service Company's Bond | Insurance Commissioner of Iowa | Apply Now |
Schools (All) Bond | Instructional School | State of Iowa | Apply Now |
Travel Agencies Bond | TRAVEL AGENCY BOND FORM | Secretary of State | Apply Now |
Alcohol (Retailers) Bond | Commerical Liquor License | Iowa Alcohlic Beverages division | Apply Now |
Utility Deposit Bond | Alliant Energy Utiltiy Bond | Alliant Energy | Apply Now |
Money Transmitter Bond | Money Transmitter Bond | State of Iowa | Apply Now |
Do you need more information about the Iowa surety bond requirements? Call our bond experts at (877)-514-5146 to learn more.
How Much Does an Iowa Surety Bond Cost?
The cost of a surety bond in Iowa depends on the bond type. For example, a $75,000 bond is required by law for auto dealers, but you are not required to pay the full bond amount. You can purchase the bond from an authorized surety company by paying a premium.
The premium ranges from 1% to 10% for all types of Iowa bonds. For example, the cost of a $75,000 auto dealer bond starts at $750 for well-qualified applicants. We provide many types of surety bonds.
The surety bond cost is based on several factors. These include the applicant’s financial assets, business experience and credit scores.
For all Iowa surety bonds, the bond premium for applicants with a 700-credit score or higher ranges from 1% to 3% of the bond amount. A premium of 3% to 5% applies to applicants with a score between 600 and 699. For a credit score of 559 or lower, the cost is 5% to 10%.
Surety Bond Cost Based on Credit Score |
||||
Surety Bond Name |
Surety Bond Amount |
Over 700 |
Between 600 - 699 |
Below 599 |
Iowa Auto Dealer Bond |
$75,000 |
$750 - $2,250 |
$2,250 - $3,750 |
$3,750 - $7,500 |
Iowa Contractor License Bond |
$5,000 |
$100 - $150 |
$150 - $250 |
$250 - $500 |
Iowa Mortgage Broker Bond |
$100,000 |
$1,000 - $3,000 |
$3,000 - $5,000 |
$5,000 - $10,000 |
Freight Broker Bond |
$75,000 |
$750 - $2,250 |
$2,250 - $3,750 |
$3,750 - $7,500 |
Iowa Credit Services Organization Bond |
$25,000 |
$250 - $750 |
$750 - $1,250 |
$1,250 - $2,500 |
Iowa Medicare Bond Dmepos Bond |
$50,000 |
$500 - $1,500 |
$1,500 - $2,500 |
$2,500 - $5,000 |
How to Get a Surety Bond in Iowa
1. Determine the Surety Bond You Need
To learn about the surety bond requirements for your needs, contact the relevant state or federal agency. For example, freight brokers can contact the FMCSA to learn more. Auto dealers can get more information by contacting the Department of Transportation.
Our friendly team is available to answer your questions and help you get the bond you need quickly.
2. Apply for Your Bond
Complete the online application to begin the process. You only need to provide basic information about the bond type and amount needed, so you can complete the form in a few minutes.
When Sandy contacted us recently, she needed a mortgage broker bond to get licensed. With a credit score below 600, she was unsure if she could get a bond. After applying online, Sandy got a quote. After paying the premium, she received the bond via email. Now, she runs a thriving business in Ames.
3. Get a Bond Quote
With numerous bond programs available, we have provided bonds to more than 99% of applicants. We have more than 10 years of experience, and we’ll identify the lowest rate possible for your needs.
We take pride in our streamlined bonding process. Most applicants receive an instant quote. For more complex situations, we’ll provide a quote within 48 hours.
4. Purchase Your Bond
The final step is to pay your Iowa bond premium. After making the payment online, you will be bonded. We will email the bond to you immediately, and we can send a paper copy in the mail if requested.
If you have any questions or encounter any difficulties, our surety bonds experts are here to help you – contact us or call us at (877) 514-5146.
Other Iowa Surety Bonds
Resources
Iowa License Info
Lance Surety Bonds is licensed to underwrite surety bonds in Iowa.
About Us
What Our Clients Have To Say?
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!