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Michigan Surety Bonds

  • All types of surety bonds in Michigan
  • Lowest rates on Michigan surety bonds
  • We accept all credit types
  • Secure and simple application process
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How Do I Get My Bond?

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Lance Surety Bonds offers instant online quotes for most types of Michigan bonds, regardless of the owner’s personal credit. We represent some of the top surety bond companies in the country, all of which are A-rated and T-listed. We are experts on the state of Michigan’s rules and regulations for surety bonds, and can offer you every type of bond.

Applying online for a Michigan surety bond with us is secure, fast and very simple. Our surety bond experts have extensive experience and you are assured high quality service and support.

Questions about Surety Bonds in Michigan

How Much Does a Surety Bond Cost in Michigan?

The cost of a surety bond in Michigan largely depends on whether you are obtaining a license, contract or court bond. Some surety bond amounts are fixed in all states, while others are determined individually for each case, and are guided by state regulations.

The total surety bond amount is not the same as the surety bond cost. The cost, or premium, which you have to pay to get your bond is only a fraction of the total bond amount. How high your premium will be is determined by a number of criteria.

The most important among these is your personal credit score. Applicants with a high personal credit score are usually offered a lower rate on their premium. Such applicants receive premiums at standard market rates, which means between 1%-4% of the total bond amount.

Other criteria, such as personal and business financials, how long you have been in business, and your industry experience are also taken into account when determining your Michigan surety bond premium. Have a look at our surety bond cost page for detailed information on how premiums are determined.

Michigan Bad Credit Surety Bonds Program

Lance Surety Bonds also offers the possibility to applicants with less than perfect credit to obtain bonds. Through our Bad Credit Surety Bonds program applicants which would otherwise be deemed ‘high risk’ can still receive a bond.

Due to the greater risk involved in bonding such applicants, premium rates under this program are slightly higher. These range between 5%-15% of the total amount. Through our Bad Credit Surety Bonds program, we can offer a personalized strategy for high-risk applicants to get bonded, and get their business back on track.

How to Get Bonded in Michigan

Ready to get your bond? All you need to do is apply online. You will then receive a ‘no obligations’ free quote on your Michigan surety bond. When you are ready to proceed, simply follow the directions and submit any additional documentation that is needed.

Our application process is fast, secure and reliable and your rate will be sourced only from among professional surety bond companies. If you have any additional questions about Michigan surety bonds or how to get bonded just call us at (877)-514-5146. We will be happy to provide you with assistance or respond to any questions you have.

Types of Michigan Surety Bonds

We underwrite every type of Michigan surety bond: license and permit bonds, contract bonds and court bonds.

License bonds are usually required by states as part of the licensing process of certain professionals and businesses. Mortgage brokers, car dealers, real estate agents, telemarketers and others need to obtain such bonds. Michigan license bonds are meant to protect the public and state if a business does not follow state rules and regulations.

Contractors working on public and many private construction projects will need to obtain contract bonds in Michigan. Contract bonds are meant to protect the owner of a construction project in the state in case the contractor defaults on their obligations. They also protect the public on public construction projects and assure that contractors work according to the standards and requirements governing their license.

Appellate and probate courts in Michigan may request that appellants or fiduciaries obtain court bonds.

Use the Michigan surety bonds search tool below to find the bond you need and begin your application straight away. If you need help or more information, give us a call at (877)-514-5146. We will be happy to help you out!

Most Popular Surety Bonds in Michigan

Michigan Auto Dealer Bond

To become licensed and open your own car dealership in Michigan, you need to acquire this bond.

Freight Broker Bond

This bond protects the public and the state of Michigan, and guarantees that you will comply with rules and regulations governing your license.

Contractor License Bond

You need to post this bond when applying for a contractor license in Michigan. It guarantees that you will comply with regulations for contractors.

Collection Agency Bond

If you want to act as a collection agency licensed by the state of Michigan, you need to obtain this bond. It ensures faithful accounting of all moneys collected upon accounts entrusted to the licensee.

Mortgage Broker Bond

This bond ensures compliance by any principal engaging in the business of a mortgage broker, lender or servicer.

School Bond

Required for driver education providers, school of cosmetology and others. They serve as a protection of students’ contractual and statutory rights.

Find Your Michigan Surety Bond

  • Contractor License (No P&P Language) Bond
    Residential Builder and/or Residential maintenance
    Michigan Dept. of Licensing and regulatory Affairs
  • Contractor License (No P&P Language) Bond
    Security Alarm Contractor Bond
    Dept of Licensing and Regulatory Affairs
  • Contractor License Performance & Payment (State) Bond
    Residential Builder and/or Residential Maintenance
    Dept of Licensing & Regulatory Affairs Lic. Div.
  • Excess Weight, Other Highway & Street Permit Bond
    Uniform Bond
    City of Detroit,County of Wayne, State of Michigan
  • Collection Agency Bond
    Collection Agency
    Bureau of Commercial Services, Licensing Division
  • Collection Agency Bond
    Non-Depository Sales Finance Company and/or Out-O
    Department of Insurance and Financial Services
  • Collection Agency Bond
    Depository Financial Institution - Sales Finance C
    Department of Insurance and Financial Services
  • Professional Fund Raisers Bond
    Uniform Professional Fund Raiser Surety Bond
    Departent of Attorney General-Charitable Trust Sec
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Mortgage Lender
    OFIR
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    First Mortgage Broker, Lender, and/or Servicer Bon
    Office of Financial and Insurance Services
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Mortgage Loan Originator - Individual
    Office of Financial and Insurance Regulation
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Mortgage Loan Originator - Company
    OFIR Consumer Finance Section
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    SECOND Mortgage Broker, Lender, and/or Servicer
    Commissioner, Office of Financial & insruance
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Bond - FIRST Mortgage Broker, Lender, and/or Servi
    Office of Financial and Insurance Services
  • Mortgage Broker (2nd Mortgages Only) Bond
    Second Mortgage Broker, Lender, and/or Servicer
    Office of Financial and Insurance Regulation
  • Defective Title Bond
    Vehicle Uniform Bond
    Michigan Department of State
  • Defective Title Bond
    Manufactured Home Uniform Bond
    State of Michigan
  • Auto & Mobile Home Dealers (New & Used) Bond
    Uniform Vehicle Dealer
    Department of State
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Motor Vehicle Dealer
    Department of State
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Uniform Manufactured Housing Retailer's Bond
    Michigan - Department of State
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Uniform Manufactured Housing Retailer's Consumer D
    Dept of Licensing and Regulatory Affairs
  • Sport Permits Bond
    Unarmed Combat License Bond
    MI Department of Licensing and regulatory Affairs
  • Detectives Bond
    Security Guard Agency
    Dept. of Licensing and Regulatory Affiars
  • Detectives Bond
    Professional Investigator or Professional Investig
    Michigan Department of Energy, Labor and Economic
  • Employment Agencies Bond
    Professional Employer Organization Bond
    State of Michigan
  • Professional Licenses (All Other) Bond
    Information Purchaser's Uniform Surety Bond
    Michigan Department of State
  • Professional Licenses (All Other) Bond
    Deferred Presentment Service Provider Bond
    State of Michigian
  • Professional Licenses (All Other) Bond
    Alarm Business Bond
    Michigan Dept of Licensing and Regulatory Affairs
  • Professional Licenses (All Other) Bond
    Door to Door Sales Bond (City of Lansing, MI)
    City of Lansing
  • Schools (All) Bond
    Driver Education Provider
    Michigan Department of State
  • Schools (All) Bond
    Office of Postsecondary Services - Proprietary Sch
    Mich Dept Energy, Labor, Economic Growth
  • Schools (All) Bond
    School of Cosmetology
    State of Michigan-Board of Cosmetology
  • Schools (All) Bond
    Basic Driver Improvement Course Sponsor Bond
    Michigan Department of State
  • Alcohol (Manufacturers, Warehouses, Wholesalers) Bond
    MLCC Non-Retail License
    Michigan Liquor Control Commission
  • Alcohol (Retailers) Bond
    Retailer or Applicant for Retail License Bond
    MLCC - MICHIGAN LIQUOR CONTROL COMMISSION
  • Alcohol (Retailers) Bond
    Special License for Sale of Beer, Wine, and Spirit
    MI Department of Licensing and Regulatory Affairs
  • Utility Deposit Bond
    Bond Guaranteeing Payment of Utility Bills
    Consumers Energy
  • Money Transmitter Bond
    Money Transmission Services Provider Bond
    Office of Financial Services

Still Have Questions? Check Our FAQ Pages

What Our Clients Have To Say?




Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!