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Missouri Surety Bonds

  • Every type of Missouri surety bond
  • Exclusive rates on all Missouri surety bonds
  • Bad credit program
  • Free quote on all surety bond applications
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Lance Surety Bonds is able to write all types of surety bonds required by the state of Missouri. We offer exclusive bond programs that allow us to offer the lowest rates in the nation, for standard market applicants as well as customers with less than perfect credit. We represent a large network of expert A-rated and T-listed companies and have extensive experience with underwriting surety bonds in Missouri.

If you have questions about how much your bond would cost or how to get bonded with high or low credit, browse the questions and answers section below. It offers comprehensive and extensive answers to these questions.

You can also apply for your Missouri surety bond directly, through our search tool below. Get started by finding the bond you need and clicking on the ‘Apply’ button. We will provide you with a free quote on your bond shortly after you submit your application.

If you’d rather speak to one of our surety bond experts, give us a call at (877) 514-5146! Our professionals are among the best in the industry and know all about how you can get bonded in Missouri.

Find Your Missouri Surety Bond

Contractor License (No P&P Language) Bond General Contractor License Bond City of Joplin Apply Now
Contractor License (No P&P Language) Bond City of Neosho Electrical Contractor Bond City of Neosho Apply Now
Contractor License Performance & Payment (Local) Bond Contractor License Bond (City of Dexter, MO) City of Dexter Apply Now
Contractor License Performance & Payment (State) Bond Performance Bond (Construction) Missouri Highways and Transportation Commission Apply Now
Insurance 3rd Party Administrator Bond Third Party Administrator State of Missouri Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Residential Mortgage Brokers (In Lieu of Audit) Commissioner of Finance Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Residential Mortgage Loan Broker Bond Commissoner of Finance Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Lender Commissioner of Finance Apply Now
Small Loan Companies Bond Title Loan Lenders Truman State Office Bldg. Apply Now
Small Loan Companies Bond Consumer Credit Lenders Bond in Lieu of Audit Commissioner of Finance Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Motor Vehicle Bureau - Dealer Licensing Section Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Dealer Motor Vehicle Bureau - Dealer Licensing Section Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Used Vehicle Dealer Bond (Springfield, MO) City of Springfield License Divisio Apply Now
Sport Permits Bond License Bond For Boxing, Martial Arts, Or Wrestlin Office of Athletics Apply Now
Health Spas/Health Clubs Bond Health Club Office Consumer Protection Apply Now
Health Spas/Health Clubs Bond Health Club License Bond Office of Consumer Protection Apply Now
Professional Licenses (All Other) Bond Consumer Credit Lenders Missouri Department of Finance Apply Now
Professional Licenses (All Other) Bond Service Contract Provider Bond Missouri Dept of Insurance Apply Now
Professional Licenses (All Other) Bond Sign Installation Bond (Jennings, MO) City Of Jennings Apply Now
Schools (All) Bond Proprietary School MO Coordinating Board for Higher Education Apply Now
Alcohol (Retailers) Bond Corporate Bond (Intoxicating Liquor, Wine & 5% Bee Director of Revenue Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Carter Energy Carter Energy Apply Now
Miscellaneous Taxes Bond Transient Employer Bond Missouri Department of Revenue Apply Now
Sales, Use & Consumer Tax Bond Sales & Use Tax Bond Missouri Dept of Revenue & Taxation Division Apply Now
Utility Deposit Bond The Empire District Company Empire Electric Apply Now
Utility Deposit Bond Utility Guarantee White River Valley Electric Cooperative Apply Now
Utility Deposit Bond City of Columbia, Utility Customers Bond City of Columbia Finance Dept Apply Now
Utility Deposit Bond Electrical Service Bond KCP&L Apply Now
Indemnity (Miscellaneous - Not Listed) Bond Kansas City Southern Railway Company Hauling Bond Kansas City Southern Railway Company Apply Now
Wages & Fringe Benefits Bond Painters' District Council #2 Painter's District Council #2, Saint Louis Apply Now
Wages & Fringe Benefits Bond Employer's Wage, Expense, Dues Check Off, and Vaca Insulators & Allied Workers Local No. Apply Now
Wages & Fringe Benefits Bond Pension, Welfare and Vacation Funds Bond CEMENT MASONS LOCAL 527 & CEMENT MASONS LOCAL 527 Apply Now
Wages & Fringe Benefits Bond Guaranteed Payment into Miscellaneous Benefit Fund Glaziers Local 513 Apply Now
Wages & Fringe Benefits Bond Construction Laborers' Benefit Office Wage and Wel Construction Laborers' Benefit Office Apply Now
Wages & Fringe Benefits Bond Employer Contributions to Employee Benefit Plans Sheet Metal Workers Local 36 Apply Now
Wages & Fringe Benefits Bond IUOE Local 513 Wage Contribution Payment Bond IUOE Local 513 Apply Now
Wages & Fringe Benefits Bond Wage and Welfare Funds Bond (Labors Local #110) Labors Local #110 Apply Now
Fringe Benefits Only Bond Operating Engineers Local 101 Employer Benefits Bo Operating Engineers Local 101 Apply Now
Fringe Benefits Only Bond Employer Contributions To Employee Benefit Plans Sheet Metal Workers' Local 36 Apply Now
Lottery Bond Lottery/Lotto Missouri Lottery Commission Apply Now
Money Transmitter Bond Check Issuer Director of Finance Apply Now
Appraisal Management Appraisal Management Company Bond State of Missouri Apply Now

Frequently Asked Questions

How Much Does a Surety Bond Cost in Missouri?

The cost of your Missouri surety bond is not a fixed figure. Instead, how much your bond costs depends on the type of bond you are applying for and the amount that you need to get bonded for. To provide you with a rate on your bond, sureties usually base their calculations on this amount.

Here is how surety bond cost is formed. Every surety bond has an amount. This amount is the sum that the surety will provide to obligees if there is a claim against the bond. The amounts of surety bonds are often determined by state governments, with the exception of those which are the same for all states. Contract bonds also have different amounts because they are determined for each case individually.

The quote on your premium that sureties provide you with is a percentage of that bond amount. How high or low a percentage you will be offered depends on a number of financial indicators. Most important among these is your personal credit score. Sureties take credit score always into account because it is a very direct indicator of an applicant’s financial stability.

To those applicants who have a high credit score and who, when asked, can also provide personal and business financial statements that demonstrate their stability, sureties offer so-called standard market rates. These rates are between 1%-4% of the total amount of your bond. In other words, the cost of your Missouri surety bond will be between 1% and 4% of the amount of the bond.

There are further factors that contribute to and influence the cost of your bond. Our surety bond cost guide can provide you with plenty of additional information on the topic. Make sure to have a look!

Missouri Bad Credit Surety Bonds Program

Many applicants don’t have a perfect credit score and are therefore often turned down by sureties. Yet, despite credit difficulties, bankruptcies or other issues, it is perfectly possible for such businesses to get bonded.

Lance Surety Bonds’ Bad Credit Surety Bonds program offers people who have a low credit score or no credit to get bonded. Bonding such businesses means that they can continue operating and eventually improving their credit standing. It is our desire to help businesses and we therefore offer this program to them.

Getting bonded under our bad credit program means that you will likely have to pay a slightly higher premium on your Missouri surety bond. This is necessary in order to compensate for the greater risk involved in bonding applicants with lower credit scores.

Regardless of the credit type, all our applicants are served the same and offered only the most exclusive rates on their bonds. Due to our network of partner surety bond companies in Missouri, we can find the best rates for our clients!

How to Get Bonded in Missouri

Your Missouri surety bond is just a few clicks away! To get started you need to apply online and fill in a couple of details about your and the bond you need. After that it will only take a short while before we come back to you with a free quote on your bond.

Getting bonded in Missouri is simple and by applying with us you are sure to receive one of the lowest quotes on your bond in the whole state. We know Missouri bonding requirements well and have plenty of experience bonding businesses in Missouri.

Feel free to call us at (877) 514-5146 anytime! We are available to respond to your questions, guide you through the application process and provide you with expert advice. Call us and let’s get your application process started!

Types of Missouri Surety Bonds

Almost all types of surety bond fall within three main types of categories. We underwrite all of these types of bonds for the state of Missouri. We can provide you with Missouri license bonds, Missouri contract bonds and Missouri court bonds.

License bonds are needed by those applicants who are applying for a business license and are required to get bonded. Which businesses need to get bonded before they get their permit is determined by state or federal regulations but we are able to provide bonds for all Missouri businesses who need them.

This includes Missouri auto dealers, insurance brokers, mortgage and freight brokers, contractors and many others. Missouri license bonds are the type of bonds we underwrite the most in Missouri!

Contract bonds are needed by those applicants which want to work on a construction job or participate in a bid. Most applicants for Missouri contract bonds are bonded and licensed Missouri contractors who have been asked by the project owner to get bonded.

Getting bonded is a requirement for almost all state and federal construction jobs and many private construction project owners in Missouri also request their contractors to get bonded before they can commence work.

Court bonds are needed by those applicants who either want to appeal a judgement or become fiduciaries. Usually a Missouri court will need applicants to get the relevant bonds before they can appeal a judgement in an appellate court.

Other Missouri courts will order individuals to obtain fiduciary bonds before they can assume that role in relation to someone’s property or assets in the state of Missouri.

Top Surety Bond Companies in Missouri

Lance Surety Bonds represents some of the best Missouri surety bond companies as well as across the whole country. All of the sureties we work with are licensed in all 50 states, they are A-rated and better with the ‘A.M. Best’ credit rating system and are T-listed with the U.S. Department of Treasury.

A number of the surety bond companies we work with include: Great American Insurance Company, Liberty Mutual Insurance Company and Washington International Insurance Company. By getting your bond with us, you are investing in the best financial backing possible!

Most Popular Surety Bonds in Missouri

Missouri Auto Dealer Bond

To become an auto dealer in Missouri you will first need to get bonded. Your Missouri auto dealer bond will allow you to get a license and open a dealership.

Contractor License Bond

Before you can work on a construction job in Missouri, you will need to get licensed as a contractor. One of the requirements of your license will be to get a Missouri contractor license bond.

Mortgage Broker Bond

To become a mortgage broker and negotiate mortgage terms in the state of Missouri, you will need to get a mortgage broker bond.

Mortgage Lender Bonds

To sell and service mortgages in Missouri, you will need a mortgage lender bond as part of the licensing requirements for mortgage lenders.

Freight Broker Bon

Before you can take on jobs as a Missouri freight broker you will need to get a license. One of the licensing requirements is that you obtain a Missouri freight broker bond!

Sales Tax Bonds

Sales tax bonds are needed by some businesses in Missouri. They guarantee that these businesses will pay their taxes to the government of Missouri.

About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

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