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South Dakota Surety Bonds

  • Free bond quote within minutes
  • 100% money back guarantee
  • All types of South Dakota surety bonds
  • A-rated and T-listed bonding companies
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How Do I Get My Bond?

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If this is the first time you’ve heard about surety bonds, you probably have a lot of questions. You may be required to post a surety bond as an individual, or to get a license or a permit for your business. Regardless of the occasion, Lance Surety Bonds can help you obtain the bond you need. Our surety bonds are issued only by the strongest A-rated and T-listed bonding companies, giving you the confidence that you are getting the lowest rates by the strongest, most trusted providers.

The table below can help you find the surety bond you need, and apply for it directly by clicking the Apply Now button. You’ll be redirected to our online application and upon submission, you’ll get your free bond quote. If you have any questions or issues, call us at (877)-514-5146.

If you want to learn more about surety bonds, check out our What is a Surety Bond? page, or explore the sections below the table.

Find Your South Dakota Surety Bond

  • Investment Advisor (Blue Sky) Bond
    Uniform Surety Bond
    Division of Securities
  • Insurance Agents/Brokers Bond
    Discount Medical Plans Bond
    SD Dept. Labor & Regulation Division of Insuranc
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Mortgage Company Bond
    Division of Banking, State of South Dakota
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Mortgage Lender
    Division of Banking
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    MORTGAGE LENDER
    DIVISION OF BANKING
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Money Lender Bond
    Division of Banking
  • Auto & Mobile Home Dealers (New & Used) Bond
    Vehicle Dealer
    Division of Motor Vehicles
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Vehicle Dealer
    Division of Motor Vehicles
  • Sales, Use & Consumer Tax Bond
    South Dakota Department of Revenue & Regulation Un
    South Dakota Department Of Revenue and Regulations
  • Appraisal Management
    Appraisal Management Company Registration Bond
    Department of Labor and Regulation

Frequently Asked Questions

How much does a surety bond cost in South Dakota?

You can calculate the price of the South Dakota surety bond you need in just a few steps. The first thing you need to know is the total bond amount required. Each surety bond has a different bond amount determined on a state level, which refers to the maximum coverage the bond can offer to potential claimants.

Once you know this amount, you can calculate the bond premium, i.e., the price you are required to pay. This price is determined by the bonding company which will underwrite the surety bond. The bonding company looks into your credit report and financials before they give you a quote. Bond quote mostly depend on the applicant’s credit score. Good credit applicants (a FICO score of 700 or above) pay the standard market rate of between 1% and 4% of the total bond amount.

There are other factors that can also affect your bond premium– learn all about it on our What Does a Surety Bond Cost? page.

Are bad credit surety bonds available in South Dakota?

The reason credit score is important to bonding companies is because it the best way for them to measure the risk involved in underwriting a surety bond for a particular applicant. For this reason, certain surety bonds can be hard to obtain if you have bad credit.

With this predicament in mind, Lance Surety Bonds has developed an exclusive bad credit surety bonds program, to help applicants with credit issues get bonded. Our success rate is 99% and the only instances where you will be denied a bond are an open bankruptcy or a late child support payment.

Bond premiums for bad credit applicants are in the range of 5% to 15%.

How can I get bonded in South Dakota?

Using our online application is the easiest and fastest way to get bonded in South Dakota. After you tell us your credit score and what bond you need, we’ll give you a free quote and contact you to complete your application.

Bond processing dates vary by type of bond. However, we always make sure to issue your bond as quickly as possible, and send you the original by mail.

Got any questions about our online application? Call us at (877)-514-5146 to let us know how we can help!

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Most Popular Surety Bonds in South-dakota

Motor Vehicle Dealer Bond

The South Dakota Department of Transportation requires all dealers to post a $25,000 surety bond. The bond is required in order to protect any person damaged from a dealer’s failure to comply with the state provisions regulating vehicle dealers.

Mortgage Broker Bonds

The SD Department of Financial Institutions requires this bond be obtained by mortgage brokers operating in the state. The specific penal sum will be determined by the obligee.

Mortgage Lender Bonds

Mortgage lenders and bankers in South Dakota need to obtain this surety bond to guarantee compliance with state laws. It also safeguards the interests of people wishing to get a mortgage.

Lottery Bond

The lottery bond guarantees the holder of the bond will comply with applicable laws and regulations. It extends protection to the public against dishonest acts.

Freight Broker Bonds

According to federal law, freight brokers in all states need to be licensed and maintain an active $75,000 freight broker bond, which offers protection to shippers and carriers.

Insurance Broker Bond

To operate legally in South Dakota, insurance brokers and agents need to be bonded. The surety bond offers protection to people who have become victims of fraudulent or dishonest business practices.

What Our Clients Have To Say?




Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Still Have Questions? Check Our FAQ Pages