Kentucky Surety Bonds

Complete Guide to getting Bonded in Kentucky
Kentucky
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    Fast and secure online application
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    All types of Kentucky surety bonds
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    Exclusive program for applicants with bad credit
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    Lowest rates in the country

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Most Popular Surety Bonds in Kentucky

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A freight broker or forwarder must have a $75,000 bond to work in Kentucky.
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Auto Dealer Bond
To hold an auto dealer license in Kentucky, up to a $100,000 bond may be required.
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Contractor License Bond
Contractor bond requirements in Kentucky vary by location and trade, and they may be up to $10,000.
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Mortgage Broker Bond
Kentucky requires licensed mortgage brokers to have a $50,000 surety bond. A loan company needs a $250,000 bond.
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Collection Agency Bond
Lottery retailers in Kentucky are required to have a surety bond up to $100,000 based on sales.
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insurance-broker.svg
Kentucky requires its insurance brokers to buy and maintain a $50,000 surety bond.

Find Your Kentucky Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Freight Broker Bond (BMC-84) N/A FMCSA Apply Now
General license & permit bond (not listed) N/A N/A Apply Now
Investment Advisor (Blue Sky) Bond Investment Advisors Department of Financial Apply Now
Debt Consolidators Bond Debt Adjuster Office of the AG - Consumer Protection Division Apply Now
Insurance Agents/Brokers Bond Financial Responsibility Office of Insurance, Agent Licensing Division Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Mortgage Loan Broker Executive Director, Office of Financial Institutio Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond $250K Mortgage Loan Company Executive Director, Office of Financial Institutio Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond $100K Mortgage Loan Company Executive Director, Office of Financial Institutio Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Motor Vehicle Commission Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Dealer Motor Vehicle Commission Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Highway Use Dept. of Vehicle Regulation Div. of Motor Carriers Apply Now
Sport Permits Bond Boxing and Wrestling Authority Promoter Kentucky Boxing and Wrestling Commission Apply Now
Health Spas/Health Clubs Bond Health Club Attorney General Division of Consumer Protection Apply Now
Professional Licenses (All Other) Bond Precious Metals Dealer Lexington Fayette Urban County Apply Now
Professional Licenses (All Other) Bond Transient Merchant Office of the Attorney General Apply Now
Professional Licenses (All Other) Bond Appraisal Management Company Real Estate Appraisers Board Apply Now
Professional Licenses (All Other) Bond Buying Club Bond Office of the Attorney General, Division of Consum Apply Now
Professional Licenses (All Other) Bond Vacation Club Bond Attorney General, Div. of Consumer Protection Apply Now
Professional Licenses (All Other) Bond Precious Metals Dealer License Bond City of Hardinsburg Apply Now
Professional Licenses (All Other) Bond Waste Tire Registrants Bond KY Division of Waste Management Apply Now
Professional Licenses (All Other) Bond Pawnbroker License Bond City of Hardinsburg Apply Now
Professional Licenses (All Other) Bond Service Contract Provider/Obligor Performance Bond Commonwealth of Kentucky Dept. of Insurance Apply Now
Professional Licenses (All Other) Bond Performance Agreement for Waste Tire Registrants Department for Environmental Protection Apply Now
Schools (All) Bond Blanket Agent State Board for Proprietary Education Apply Now
Schools (All) Bond School Kentucky Proprietary Board Education Apply Now
Transportation Brokers Bond Vehicle License Bond Commissioner of Finance Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Motor Fuel Tax Refund Permit Holder's Department of Revenue Motor Fuels Tax Compliance Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Motor Fuels License KY Dept of Revenue Motor Fuels Tax Compliance Apply Now
Miscellaneous Taxes Bond KENTUCKY HIGHWAY USE Commonwealth of Kentucky Apply Now
Utility Deposit Bond City of Henderson Utility Payment Bond City of Henderson Utility Commission Apply Now
Money Transmitter Bond Deferred Deposit Service/Check Cashier Department of Financial Institutions Apply Now
Telemarketing/Phone Solicitor Bond Professional Solicitor State of Kentucky Attorney General Apply Now
Telemarketing/Phone Solicitor Bond Telemarketing Company Bond Attorney General Apply Now
Appraisal Management Appraisal Management Company Bond Kentucky Board of Real Estate Appraisers Apply Now

Do you need more information about the Kentucky surety bond requirements? Call our bond experts at (877)-514-5146 to learn more.

How Much Does a Kentucky Surety Bond Cost?

A Kentucky surety bond costs from $500 to $10,000 depending on the type of bond required. A mortgage broker, for example, is required to have a $50,000 bond. An auto dealer needs a bond up to $100,000

You can purchase your required bond from a Kentucky surety company. Bonds are available at a premium price of 1% to 10% of the full bond amount required. The applicant’s financial assets, credit scores and related professional experience are taken into account when determining the premium rate. 

We bond more than 99% of our applicants with a wide range of credit scores. A credit score of 700 or better qualifies for a premium rate of 1% to 3%. A 600 to 699 qualifies the applicant for a 3% to 5% premium rate. A 599 credit score or below qualifies for a 5% to 10% rate.

 

Surety Bond Cost Based on Credit Score

Surety Bond Name

Surety Bond Amount

Over 700

Between 600 - 699

Below 599

Freight Broker Bond

$75,000

$750 - $2,250

$2,250 - $3,750

$3,750 - $7,500

Kentucky Auto Dealer Bond

$100,000

$1,000 - $3,000

$3,000 - $5,000

$5,000 - $10,000

Kentucky Contractor Bond

$10,000

$100 - $300

$300 - $500

$500 - $1,000

Kentucky Mortgage Broker Bond

$50,000

$500 - $1,500

$1,500 - $2,500

$2,500 - $5,000

Kentucky Lottery Lotto Bond

$100,000

$1,000 - $3,000

$3,000 - $5,000

$5,000 - $10,000

Kentucky Surplus Lines Broker Bond

$50,000

$500 - $1,500

$1,500 - $2,500

$2,500 - $5,000

* This table provides a ballpark estimate of potential bond costs. Bond pricing can fluctuate over time due to a number of factors. For exact pricing, please complete an application.

How to Get a Surety Bond in Kentucky

1. Research the Surety Bond You Need

Before applying for your bond, spend a couple of minutes reviewing the bond requirements in place for your trade. The Kentucky Motor Vehicle Commission, for example, is responsible for auto dealer licensing and bonds. You can learn more about freight broker bonds requirements through the FMCSA

Additional resources are listed below for your convenience. Our bonds experts can answer your questions about surety bonds in Kentucky.

When Cindy contacted us recently, she needed to purchase a mortgage broker bond for a new business. Within minutes, she submitted the online application form and had a quote in hand. Shortly after paying the premium, she received the bond in her inbox and finalized her broker license application.

2. Apply for Your Bond Online

You can easily get started with our streamlined process by completing the online application. For over a decade, we have been Kentucky’s trusted surety company. Our friendly associates are available to help you set up your new bond.

3. Get a Bond Quote

After submitting your bond application online, you will get a fast, no-obligation quote from us. We provide free, instant quotes to most applicants. If your application is more complex, we will review it and provide a quote in less than 48 hours.

4. Make Your Payment Online

With your quote in hand, the last step is to make your bond premium payment. For your convenience, we accept online payments. Your new bond will be emailed to you, and we can also mail it, if requested. 

We make it easy to get the bond you need. For assistance with your bond application and purchase, contact us or reach us by phone at (877) 514-5146.

Other Kentucky Surety Bonds

Resources

Kentucky License Info

Lance Surety Bonds is licensed to underwrite surety bonds in Kentucky.

NPN  # 17106369


About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

What Our Clients Have To Say?

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!