- Fast and secure online application
- All types of Kentucky surety bonds
- Exclusive program for applicants with bad credit
- Lowest rates in the country
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Most Popular Surety Bonds in Kentucky
Find Your Kentucky Surety Bond
Freight Broker Bond (BMC-84) | N/A | FMCSA | Apply Now |
General license & permit bond (not listed) | N/A | N/A | Apply Now |
Investment Advisor (Blue Sky) Bond | Investment Advisors | Department of Financial | Apply Now |
Debt Consolidators Bond | Debt Adjuster | Office of the AG - Consumer Protection Division | Apply Now |
Insurance Agents/Brokers Bond | Financial Responsibility | Office of Insurance, Agent Licensing Division | Apply Now |
Mortgage Broker (1st & 2nd Mortgages) Bond | Mortgage Loan Broker | Executive Director, Office of Financial Institutio | Apply Now |
Mortgage Lender/Banker (1st & 2nd Mort.) Bond | $250K Mortgage Loan Company | Executive Director, Office of Financial Institutio | Apply Now |
Mortgage Lender/Banker (1st & 2nd Mort.) Bond | $100K Mortgage Loan Company | Executive Director, Office of Financial Institutio | Apply Now |
Auto & Mobile Home Dealers (New & Used) Bond | Motor Vehicle Dealer | Motor Vehicle Commission | Apply Now |
Auto & Mobile Home Dealers (Used Only, No New) Bond | Motor Vehicle Dealer | Motor Vehicle Commission | Apply Now |
Motor Vehicle (Non-Dealer, Not Listed) Bond | Highway Use | Dept. of Vehicle Regulation Div. of Motor Carriers | Apply Now |
Sport Permits Bond | Boxing and Wrestling Authority Promoter | Kentucky Boxing and Wrestling Commission | Apply Now |
Health Spas/Health Clubs Bond | Health Club | Attorney General Division of Consumer Protection | Apply Now |
Professional Licenses (All Other) Bond | Precious Metals Dealer | Lexington Fayette Urban County | Apply Now |
Professional Licenses (All Other) Bond | Transient Merchant | Office of the Attorney General | Apply Now |
Professional Licenses (All Other) Bond | Appraisal Management Company | Real Estate Appraisers Board | Apply Now |
Professional Licenses (All Other) Bond | Buying Club Bond | Office of the Attorney General, Division of Consum | Apply Now |
Professional Licenses (All Other) Bond | Vacation Club Bond | Attorney General, Div. of Consumer Protection | Apply Now |
Professional Licenses (All Other) Bond | Precious Metals Dealer License Bond | City of Hardinsburg | Apply Now |
Professional Licenses (All Other) Bond | Waste Tire Registrants Bond | KY Division of Waste Management | Apply Now |
Professional Licenses (All Other) Bond | Pawnbroker License Bond | City of Hardinsburg | Apply Now |
Professional Licenses (All Other) Bond | Service Contract Provider/Obligor Performance Bond | Commonwealth of Kentucky Dept. of Insurance | Apply Now |
Professional Licenses (All Other) Bond | Performance Agreement for Waste Tire Registrants | Department for Environmental Protection | Apply Now |
Schools (All) Bond | Blanket Agent | State Board for Proprietary Education | Apply Now |
Schools (All) Bond | School | Kentucky Proprietary Board Education | Apply Now |
Transportation Brokers Bond | Vehicle License Bond | Commissioner of Finance | Apply Now |
Fuel Tax (All Others, Sellers & Users) Bond | Motor Fuel Tax Refund Permit Holder's | Department of Revenue Motor Fuels Tax Compliance | Apply Now |
Fuel Tax (All Others, Sellers & Users) Bond | Motor Fuels License | KY Dept of Revenue Motor Fuels Tax Compliance | Apply Now |
Miscellaneous Taxes Bond | KENTUCKY HIGHWAY USE | Commonwealth of Kentucky | Apply Now |
Utility Deposit Bond | City of Henderson Utility Payment Bond | City of Henderson Utility Commission | Apply Now |
Money Transmitter Bond | Deferred Deposit Service/Check Cashier | Department of Financial Institutions | Apply Now |
Telemarketing/Phone Solicitor Bond | Professional Solicitor | State of Kentucky Attorney General | Apply Now |
Telemarketing/Phone Solicitor Bond | Telemarketing Company Bond | Attorney General | Apply Now |
Appraisal Management | Appraisal Management Company Bond | Kentucky Board of Real Estate Appraisers | Apply Now |
Do you need more information about the Kentucky surety bond requirements? Call our bond experts at (877)-514-5146 to learn more.
How Much Does a Kentucky Surety Bond Cost?
A Kentucky surety bond costs from $500 to $10,000 depending on the type of bond required. A mortgage broker, for example, is required to have a $50,000 bond. An auto dealer needs a bond up to $100,000
You can purchase your required bond from a Kentucky surety company. Bonds are available at a premium price of 1% to 10% of the full bond amount required. The applicant’s financial assets, credit scores and related professional experience are taken into account when determining the premium rate.
We bond more than 99% of our applicants with a wide range of credit scores. A credit score of 700 or better qualifies for a premium rate of 1% to 3%. A 600 to 699 qualifies the applicant for a 3% to 5% premium rate. A 599 credit score or below qualifies for a 5% to 10% rate.
Surety Bond Cost Based on Credit Score |
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Surety Bond Name |
Surety Bond Amount |
Over 700 |
Between 600 - 699 |
Below 599 |
Freight Broker Bond |
$75,000 |
$750 - $2,250 |
$2,250 - $3,750 |
$3,750 - $7,500 |
Kentucky Auto Dealer Bond |
$100,000 |
$1,000 - $3,000 |
$3,000 - $5,000 |
$5,000 - $10,000 |
Kentucky Contractor Bond |
$10,000 |
$100 - $300 |
$300 - $500 |
$500 - $1,000 |
Kentucky Mortgage Broker Bond |
$50,000 |
$500 - $1,500 |
$1,500 - $2,500 |
$2,500 - $5,000 |
Kentucky Lottery Lotto Bond |
$100,000 |
$1,000 - $3,000 |
$3,000 - $5,000 |
$5,000 - $10,000 |
Kentucky Surplus Lines Broker Bond |
$50,000 |
$500 - $1,500 |
$1,500 - $2,500 |
$2,500 - $5,000 |
How to Get a Surety Bond in Kentucky
1. Research the Surety Bond You Need
Before applying for your bond, spend a couple of minutes reviewing the bond requirements in place for your trade. The Kentucky Motor Vehicle Commission, for example, is responsible for auto dealer licensing and bonds. You can learn more about freight broker bonds requirements through the FMCSA.
Additional resources are listed below for your convenience. Our bonds experts can answer your questions about surety bonds in Kentucky.
When Cindy contacted us recently, she needed to purchase a mortgage broker bond for a new business. Within minutes, she submitted the online application form and had a quote in hand. Shortly after paying the premium, she received the bond in her inbox and finalized her broker license application.
2. Apply for Your Bond Online
You can easily get started with our streamlined process by completing the online application. For over a decade, we have been Kentucky’s trusted surety company. Our friendly associates are available to help you set up your new bond.
3. Get a Bond Quote
After submitting your bond application online, you will get a fast, no-obligation quote from us. We provide free, instant quotes to most applicants. If your application is more complex, we will review it and provide a quote in less than 48 hours.
4. Make Your Payment Online
With your quote in hand, the last step is to make your bond premium payment. For your convenience, we accept online payments. Your new bond will be emailed to you, and we can also mail it, if requested.
We make it easy to get the bond you need. For assistance with your bond application and purchase, contact us or reach us by phone at (877) 514-5146.
Other Kentucky Surety Bonds
Resources
Kentucky License Info
Lance Surety Bonds is licensed to underwrite surety bonds in Kentucky.
About Us
What Our Clients Have To Say?
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!