call us: 877.514.5146

North Dakota Surety Bonds

  • All types of North Dakota surety bonds
  • Lowest rates guaranteed
  • Satisfied or your money back
  • Your bond ready within two business days
northdakota.png

How Do I Get My Bond?

Start Your Application


Fill out the online application form

Receive Your Free Quote


You will be sent your quote in minutes

Buy Your Surety Bond


We offer secure payment options

North Dakota Surety Bond Regulations

Surety bonds are a regulatory mechanism used by all states to protect third parties against loss. Most often, surety bonds are a requirement for a business that’s applying for a license, similar to getting insurance.

Unlike insurance, surety bonds are required for the protection of the state and the business’s clients, not the business itself. The bond agreement is backed by a surety, which assumes legal and financial responsibility for the actions of the bonded party (principal).

In North Dakota, there are a number of businesses that will need to get bonded prior to getting licensed. Several other circumstances may warrant a bond as well. You can look for the bond you need in the table below. But even if you can’t find it, we can still help. We offer all types of bonds in North Dakota; just call us at (877)-514-5146.

Find Your North Dakota Surety Bond

Market Agencies/Dealers Bond Roving Grain Buyer's Bond North Dakota Public Services COmmission Apply Now
Agricultural (Non-Livestock) Bond Roving Grain Buyer's Bond Public Service Commission Apply Now
Contractor License (No P&P Language) Bond LicenseBond Department of Commerce Apply Now
Contractor License Performance & Payment (State) Bond Manufactured Home Installer Bond North Dakota Department of Commerce Apply Now
Contractor License Third Party Liability Bond Contractor License Third Party Liability Bond Public Service Commission Apply Now
Collection Agency Bond Collection Agency Dept of Financial Institutions, Consumer Division Apply Now
Professional Fund Raisers Bond Uniform Professional Fundraiser Secretary of State Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Surety Bond for Money Brokers Dept of Financial Institutions, Consumer Division Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Lender Dept of Financial Instituions, Consumer Division Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Department of Transportation - Motor Vehicle Divis Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Mobile Home and Manufactured Home Dealer Bond Department of Transportation Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Dealer Department of Transportation - Motor Vehicle Divis Apply Now
Employment Agencies Bond Professional Employer Organization Bond Secretary of State Apply Now
Itinerant Merchants Bond Transient Merchant Attorney General Apply Now
Itinerant Merchants Bond Itinerant Merchants Bond City of Grand Forks Apply Now
Itinerant Merchants Bond Itinerant Merchants Bond City of Mandan Apply Now
Itinerant Merchants Bond Itinerant Merchants Bond City of Minot Apply Now
Retail Stores & Service Shops Transient Merchant Bond Consumer Protection & Antitrust Div- Office of AG Apply Now
Professional Licenses (All Other) Bond Transient Merchant Consumer Protection & Antitrust Div - Office of AG Apply Now
Professional Licenses (All Other) Bond Deferred Presentment Service Provider Bond ND Department of Financial Institutions Apply Now
Sales, Use & Consumer Tax Bond Sales and Tax Permit Office of the State Tax Commissioner Apply Now
Auctioneer's (Net Proceeds Meet Amount) Bond Auctioneer Public Service Commission Apply Now

Frequently Asked Questions

What are the different types of surety bonds in North Dakota?

Usually, you will be required to post one of the following three categories of bonds:

  • License and permit bonds are the types of bond that businesses need when applying for a license or a permit in ND. Some examples include collection agencies, money transmitters, contractors, grain buyers, and transient merchants.
  • Contract bonds may be required from a contractor bidding or performing work on a construction project. Usually, these bonds are required on large public projects, but increasingly they are also being required for P3 and private projects as well.
  • Court bonds can be required to guarantee that a third party will uphold their legal obligations in front of a court. Court bonds are also required from some individuals appointed by a court as custodians, fiduciaries, or guardians.

What’s the cost of getting bonded in North Dakota?

How much you will end up paying to get bonded depends on a number of factors. To get started, you need to know the required total value of your bond. This total value is sometimes referred to as the bond’s penal sum.

For auto dealer bonds, the total bond amount is $25,000, meaning that a claim against the dealer’s bond cannot exceed $25,000. To get bonded, the dealer needn’t pay that full amount upfront. Instead, they pay a yearly premium to the bonding company in exchanges for its backing.

Premiums depend mostly on the applicant’s FICO score. Applicants with a score of 700 may pay as little as 1% of the bond’s value, which means that a bond of $25,000 may cost just $250 a year. Premiums tend to go up as the applicant’s credit score goes down, and can reach 15% for some bonds. In most cases, however, they won’t go above 10%.

It’s important for surety bond applicants to understand the other factors that influence their premiums, so they can prepare a stronger application. These include financial statements– business or personal– as well as a resume of their experience. The business’s age is also a factor. Find out more on our “What Does a Surety Bond Cost?” page.

How do I get my North Dakota surety bond?

The application process is simple, but there are small differences based on whether you are applying for a contract bond or a license bond.

License Bond Application

All you need to do to get your license bond is submit our online application– it takes just five minutes. We’ll respond with a free bond quote based on the information you provided, and, once you purchase your bond, we’ll mail you the original bond form within two business days.

Start your surety bond application. 100% money-back guarantee!

Contract Bond Application

To apply for a contract bond simply download our application, fill it out, and send it back to us via fax or email.

You can get pre-approved for a bond line of up to $500,000. If you need a higher bond line, you must have a certified CPA prepare financial statements for the past 3 years.

Most Popular Surety Bonds in North Dakota

Auctioneer Bond

A $5,000 or a $10,000 bond is required from auctioneers and auction clerks when getting licensed in the state. The requirement is mandated by Chapter 51-05.1 of the North Dakota Century Code.

Collection Agency Bond

Collection agencies must post a $20,000 surety bond as part of their licensing application. The bond ensures compliance with Chapter 13-05 of the North Dakota Century Code.

Mobile Home Dealer Bond

Dealers of mobile and manufactured homes need to secure a $50,000 bond, required for the protection of mobile home buyers in the state.

Motor Vehicle Dealer Bond

New and used-car dealers alike are required to get bonded in order to buy and sell vehicles for profit. The amount of the bond is $25,000.

Sales and Tax Permit Bond

Retailers who make taxables sales must post a sales tax bond, which protects the state in case merchants fail to declare and pay relevant state taxes. The North Dakota Office of the State Tax Commissioner determines the amount based on the applicant’s volume of sales.

Transient Merchant Bond

To make sure they are compliant with Chapter 51-04 of the North Dakota Century Code, the North Dakota Consumer Protection and Antitrust Division requires all transient merchants to get bonded in order to legally operate in the state.

As Featured In