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North Dakota Surety Bonds

  • All types of North Dakota surety bonds
  • Lowest rates guaranteed
  • Satisfied or your money back
  • Your bond ready within two business days
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North Dakota Surety Bond Regulations

Surety bonds are a regulatory mechanism used by all states to protect third parties against loss. Most often, surety bonds are a requirement for a business that’s applying for a license, similar to getting insurance.

Unlike insurance, surety bonds are required for the protection of the state and the business’s clients, not the business itself. The bond agreement is backed by a surety, which assumes legal and financial responsibility for the actions of the bonded party (principal).

In North Dakota, there are a number of businesses that will need to get bonded prior to getting licensed. Several other circumstances may warrant a bond as well. You can look for the bond you need in the table below. But even if you can’t find it, we can still help. We offer all types of bonds in North Dakota; just call us at (877)-514-5146.

Find Your North Dakota Surety Bond

  • Market Agencies/Dealers Bond
    Roving Grain Buyer's Bond
    North Dakota Public Services COmmission
  • Agricultural (Non-Livestock) Bond
    Roving Grain Buyer's Bond
    Public Service Commission
  • Contractor License (No P&P Language) Bond
    LicenseBond
    Department of Commerce
  • Contractor License Performance & Payment (State) Bond
    Manufactured Home Installer Bond
    North Dakota Department of Commerce
  • Contractor License Third Party Liability Bond
    Contractor License Third Party Liability Bond
    Public Service Commission
  • Collection Agency Bond
    Collection Agency
    Dept of Financial Institutions, Consumer Division
  • Professional Fund Raisers Bond
    Uniform Professional Fundraiser
    Secretary of State
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Surety Bond for Money Brokers
    Dept of Financial Institutions, Consumer Division
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Mortgage Lender
    Dept of Financial Instituions, Consumer Division
  • Auto & Mobile Home Dealers (New & Used) Bond
    Motor Vehicle Dealer
    Department of Transportation - Motor Vehicle Divis
  • Auto & Mobile Home Dealers (New & Used) Bond
    Mobile Home and Manufactured Home Dealer Bond
    Department of Transportation
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Motor Vehicle Dealer
    Department of Transportation - Motor Vehicle Divis
  • Employment Agencies Bond
    Professional Employer Organization Bond
    Secretary of State
  • Itinerant Merchants Bond
    Transient Merchant
    Attorney General
  • Itinerant Merchants Bond
    Itinerant Merchants Bond
    City of Grand Forks
  • Itinerant Merchants Bond
    Itinerant Merchants Bond
    City of Mandan
  • Itinerant Merchants Bond
    Itinerant Merchants Bond
    City of Minot
  • Retail Stores & Service Shops
    Transient Merchant Bond
    Consumer Protection & Antitrust Div- Office of AG
  • Professional Licenses (All Other) Bond
    Transient Merchant
    Consumer Protection & Antitrust Div - Office of AG
  • Professional Licenses (All Other) Bond
    Deferred Presentment Service Provider Bond
    ND Department of Financial Institutions
  • Sales, Use & Consumer Tax Bond
    Sales and Tax Permit
    Office of the State Tax Commissioner
  • Auctioneer's (Net Proceeds Meet Amount) Bond
    Auctioneer
    Public Service Commission

Frequently Asked Questions

What are the different types of surety bonds in North Dakota?

Usually, you will be required to post one of the following three categories of bonds:

  • License and permit bonds are the types of bond that businesses need when applying for a license or a permit in ND. Some examples include collection agencies, money transmitters, contractors, grain buyers, and transient merchants.
  • Contract bonds may be required from a contractor bidding or performing work on a construction project. Usually, these bonds are required on large public projects, but increasingly they are also being required for P3 and private projects as well.
  • Court bonds can be required to guarantee that a third party will uphold their legal obligations in front of a court. Court bonds are also required from some individuals appointed by a court as custodians, fiduciaries, or guardians.

What’s the cost of getting bonded in North Dakota?

How much you will end up paying to get bonded depends on a number of factors. To get started, you need to know the required total value of your bond. This total value is sometimes referred to as the bond’s penal sum.

For auto dealer bonds, the total bond amount is $25,000, meaning that a claim against the dealer’s bond cannot exceed $25,000. To get bonded, the dealer needn’t pay that full amount upfront. Instead, they pay a yearly premium to the bonding company in exchanges for its backing.

Premiums depend mostly on the applicant’s FICO score. Applicants with a score of 700 may pay as little as 1% of the bond’s value, which means that a bond of $25,000 may cost just $250 a year. Premiums tend to go up as the applicant’s credit score goes down, and can reach 15% for some bonds. In most cases, however, they won’t go above 10%.

It’s important for surety bond applicants to understand the other factors that influence their premiums, so they can prepare a stronger application. These include financial statements– business or personal– as well as a resume of their experience. The business’s age is also a factor. Find out more on our “What Does a Surety Bond Cost?” page.

How do I get my North Dakota surety bond?

The application process is simple, but there are small differences based on whether you are applying for a contract bond or a license bond.

License Bond Application

All you need to do to get your license bond is submit our online application– it takes just five minutes. We’ll respond with a free bond quote based on the information you provided, and, once you purchase your bond, we’ll mail you the original bond form within two business days.

Start your surety bond application. 100% money-back guarantee!

Contract Bond Application

To apply for a contract bond simply download our application, fill it out, and send it back to us via fax or email.

You can get pre-approved for a bond line of up to $500,000. If you need a higher bond line, you must have a certified CPA prepare financial statements for the past 3 years.

Most Popular Surety Bonds in North-dakota

Auctioneer Bond

A $5,000 or a $10,000 bond is required from auctioneers and auction clerks when getting licensed in the state. The requirement is mandated by Chapter 51-05.1 of the North Dakota Century Code.

Collection Agency Bond

Collection agencies must post a $20,000 surety bond as part of their licensing application. The bond ensures compliance with Chapter 13-05 of the North Dakota Century Code.

Mobile Home Dealer Bond

Dealers of mobile and manufactured homes need to secure a $50,000 bond, required for the protection of mobile home buyers in the state.

Motor Vehicle Dealer Bond

New and used-car dealers alike are required to get bonded in order to buy and sell vehicles for profit. The amount of the bond is $25,000.

Sales and Tax Permit Bond

Retailers who make taxables sales must post a sales tax bond, which protects the state in case merchants fail to declare and pay relevant state taxes. The North Dakota Office of the State Tax Commissioner determines the amount based on the applicant’s volume of sales.

Transient Merchant Bond

To make sure they are compliant with Chapter 51-04 of the North Dakota Century Code, the North Dakota Consumer Protection and Antitrust Division requires all transient merchants to get bonded in order to legally operate in the state.

What Our Clients Have To Say?




Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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