COVID-19 Update: During this time of crisis, we are offering a temporary promotion that can help applicants get bonded for less.
Apply now or find out more.
×

Minnesota Surety Bonds

Complete Guide to getting Bonded in Minnesota

Get a Free Bond Quote!

Apply Online Get a Free Quote Buy Your Bond
Insurance brokers representing clients can apply here.
Powered by
  • All types of Minnesota surety bonds
  • Secure online application
  • Bonds by A-rated and T-listed bonding companies
  • Money-back guarantee

Watch our video

How Do I Get Bonded?

Types of Surety Bonds in Minnesota

To get a Minnesota surety bond, you will need to choose from one of the following three major bond types:

  • Commercial bonds are necessary to apply for a business license in the state - such as an auto dealer or mortgage broker license.

  • Contract bonds must be obtained when a contractor wants to bid or perform on a construction project.

  • Court bonds are requested by courts and are used in cases in which an individual wants to appeal a judgment or is appointed as a fiduciary.

Do you know what kind of bond you need to get? Simply search for your bond in the table below, complete the brief application form and request your free quote.!

Find Your Minnesota Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Agricultural (Non-Livestock) Bond Agricultural (Non-Livestock) Bond Minnesota Dept of Agriculture Apply Now
Contractor License (No P&P Language) Bond Mechanical License Bond Minnesota Department of Labor and Industry Apply Now
Contractor License Performance & Payment (Local) Bond General Contracting License Bond City of Circle Pines Apply Now
Contractor License Performance & Payment (State) Bond Electrical Contractor Bond Dept of Labor and Industry Apply Now
Contractor License Performance & Payment (State) Bond Sign Contractor Dept of Labor and Industry Apply Now
Contractor License Performance & Payment (State) Bond Mechanical $25K Dept of Labor and Industry Apply Now
Contractor License Performance & Payment (State) Bond Technology System Contractor Bond Minnesota Department of Labor and Industry Apply Now
Contractor License Performance & Payment (State) Bond Non-Minnesota Contractor's Bond State of Minnesota Apply Now
Investment Advisor (Blue Sky) Bond Investment Advisor State Of Minnesota Apply Now
Collection Agency Bond Collection Agency (Corp/LLC) Commissioner,Dept of Commerce Apply Now
Collection Agency Bond Collection Agency (Partnership) Commissioner,Dept of Commerce Apply Now
Collection Agency Bond Collection Agency (Sole Prop.) Commissioner,Dept of Commerce Apply Now
Debt Consolidators Bond Credit Service Organization Dept of Commerce - Div of Financial Institutions Apply Now
Professional Fund Raisers Bond Professional Fund Raisers Bond Office of the Attorney General Apply Now
Insurance Adjusters Bond Public Adjuster Surety Bond Department of Commerce Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Residential Mortgage Originator Dept of Commerce Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Residential Mortgage Servicer Dept of Commerce, Division of Financial Examinatio Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Lender Dept of Commerce Apply Now
Defective Title Bond Ownership and Security Intrest Bond MN Dept of Public Safety, Motor Vehicles Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Department of Public Safety - Driver and Vehicle S Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Manufactured Home Dealer Minnesota Department of Labor and Industry Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Dealer Department of Public Safety - Driver and Vehicle S Apply Now
Sport Permits Bond Promoters Bond MN Office of Combative Sports Apply Now
Health Spas/Health Clubs Bond Health, Dating or Buying Club State of Minnesota Apply Now
Auctioneers (Other than Livestock) Bond Auctioneers (Other than Livestock) Bond Hennepin County Apply Now
Auctioneers (Other than Livestock) Bond Auctioneers Bond (Dakota County, MN) Dakota County Apply Now
Detectives Bond Protective Agent for Fee Bond State of Minnesota Apply Now
Detectives Bond Private Detective or Investigator For Free Bond State of Minnesota Apply Now
Retail Stores & Service Shops (City of Anoka, MN) Liquor License Type Bond City of Anoka, MN Apply Now
Medicare & Medicaid (Home Agencies, State) Bond PCA Agency Bond Dept of Human Services Apply Now
Medicare & Medicaid (Durable Equip, State) Bond DMEPOS Bond MN Dept of Human Services Apply Now
Professional Licenses (All Other) Bond Professional Licenses (All Other) Department of Human Services, State of Minnesota Apply Now
Professional Licenses (All Other) Bond Dept. of Commerce Currency Exchange MN Department of Commerce Apply Now
Professional Licenses (All Other) Bond Fire Protection Bond State Fire Marshall Division Apply Now
Professional Licenses (All Other) Bond Bullion Coin Dealer Bond (Corporation/LLC) State of Minnesota Apply Now
Professional Licenses (All Other) Bond Franchisor Bond State Of Minnesota Apply Now
Professional Licenses (All Other) Bond Interpreter Agency Bond (U Care Minnesota) Commissioner of Human Services Apply Now
Professional Licenses (All Other) Bond Service Contract Provider Bond Minnesota Department of Commerce Apply Now
Professional Licenses (All Other) Bond Wrecker of Buildings License Bond (Class B) Licenses and Consumer Services Apply Now
Schools (All) Bond MINNESOTA DEPARTMENT OF TRANSPORTATION Department of Transportation Apply Now
Schools (All) Bond Private School Bond Minnesota Office of Higher Education Apply Now
Schools (All) Bond Commercial Driver Training School Bond MN Driver and Vehicle Services Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Alochol & Gambling Enforcement direcor Manufactors Department of Public Safety Alcohol and Gambling E Apply Now
Fuel Tax (All Others, Sellers & Users) Bond International Fuel Tax Agreement and International MN Dept of Public Safety Apply Now
Utility Deposit Bond Anoka Municipal Utility Bond anoka municipal utility (AMU) Apply Now
Auctioneer's (Net Proceeds Meet Amount) Bond (Hennepin County, MN) Auctioneer Bond Hennepin County Apply Now
Wages & Fringe Benefits Bond Fringe Benefit Bond (MCTCA) MN & ND Bricklayers and Allied Craftworkers Apply Now
Lottery Bond Lottery Bond Minnesota State Lottery Apply Now
Money Transmitter Bond Money Transmitter STATE OF MINNESOTA DEPARTMENT OF COMMERCE CURRENCY Apply Now

Do you need any additional information about getting a Minnesota surety bond? Call our bond experts at (877)-514-5146!

Questions about Surety Bonds in Minnesota

To get a surety bond in Minnesota, you simply need to follow the three brief steps below.

Apply For Your Bond

Your first step is to complete the brief online application with which you request a free quote on your bond. As part of the process, you will need to provide us with basic information such as the type of bond you need, its amount, as well as contact information.

Get a Bond Rate

Once we receive your application, we begin processing it and looking for the best possible rates at which you can get bonded. Within a short amount of time, we will be in touch with you to provide you with your quote. Getting a quote is entirely free and with no obligations attached.

Buy Your Bond

To complete the bonding process, you only need to pay your bond premium. We will then provide you with your bond via email but can also issue it on paper if you need it.

Is this your first time getting bonded? See our How to Get Bonded guide for a detailed explanation about how bonds work and why you need one.

Do you have any questions about how a bond’s cost is determined? Our detailed How Much Does a Surety Bond Cost? guide contains all the necessary information about bond rates and what influences them!

Can I Get a Minnesota Surety Bond With Bad Credit?

Yes, even if you have bad credit, you can still get bonded in Minnesota. Lance Surety Bonds bad credit surety bonds program enables us to get 99% of our applicants bonded.

We only work with A-rated and T-listed bonding companies, which means that your Minnesota surety bond will always be issued by the strongest providers. Our partnerships ensure you’re getting the same strong backing, and the same guarantee that your bond will be accepted by obligees, no matter your credit score.

Bad credit surety bond premiums are slightly higher than the standard market rate. They usually vary between 5% and 15% of the total bond amount. Our agents can give you some tips on how to reduce your premium despite your bad credit.

Most Popular Surety Bonds in Minnesota

Motor Vehicle Dealer License Surety Bond

A $50,000 bond is required by all licensed auto dealers in Minnesota. It protects the State and consumers from losses caused by a dealer’s failure to meet the obligations imposed by state laws.

Credit Service Organization Surety Bond

Minnesota’s Department of Commerce requires credit services organizations to get a $10,000 bond. The bond is for the benefit of any person suffering damages by reason of the Principal’s failure to comply with Minnesota Statutes, Sections 332.52 to 332.58.

Contractor License Bond

There are statewide as well as local bonding requirements for contractors in Minnesota. The bond makes sure contractors run their business in compliance with local, state, and federal laws.

Mortgage Broker Bond

To operate as a mortgage broker in Minnesota, you need to get bonded. These bonds range between $100,000 and $200,000, depending on the volume of closed loans.

Collection Agency Bond

Collection agencies in Minnesota must post an initial bond in the amount of $50,000. On top of that, for every $100,000 collected, an additional $5,000 is added to the bond amount.

Auctioneer Bond

To operate as an auctioneer in Minnesota, you must post a bond in an amount between $1,000 and $3,000. This bond is required on the state level but is enforced on the county level.

Investment Advisor Bond

Тhe Department of Commerce requires investment advisers operating in Minnesota to post a $25,000 bond. It ensures compliance with the Minnesota Securities Act.

Private Investigator Bond

Minnesota requires private investigators to obtain a $10,000 bond as part of their licensing process. It makes sure private investigators operate in compliance with Minnesota Statutes §326.32 to §326.339.

Additional Resources

Want to become licensed and bonded in Minnesota? See our detailed licensing guides to learn how to apply for a license:

About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more