- All types of surety bonds in Florida available
- Top surety bond rates in the state
- Fast and secure online application
- Bonding options for high-risk applicants
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Florida Surety Bonds Explained
In many situations, individuals and businesses in Florida have to obtain a surety bond. It may be needed to get your business license, to participate in construction projects as a contractor, and even in some court cases.
The bond is, in practical terms, a contract between three entities. The bonded party is the principal. The obligee is the authority requiring the bonding. The third party is the surety, which is the one providing it.
For further information about Florida surety bonds, in the sections below you can learn the essential details about the bonding process, the pricing, and options for bad credit applicants.
In case you want to go ahead and submit your bond application, you can find the exact surety bond that you need via the search tool just below.
Find Your Florida Surety Bond
Freight Broker Bond (BMC-84) | N/A | FMCSA | Apply Now |
General license & permit bond (not listed) | N/A | N/A | Apply Now |
Market Agencies/Dealers Bond | Agricultural Products Dealer Bond | Commissioner of Agriculture | Apply Now |
Market Agencies/Dealers Bond | Citrus Fruit Dealer's | Dept of Agricultural & Consumer Services | Apply Now |
Agricultural (Non-Livestock) Bond | Agricultural Products Dealer | Florida Department of Agriculture and Consumer Ser | Apply Now |
Agricultural (Non-Livestock) Bond | Agricultural Products Dealer | Florida Department of Agricultural | Apply Now |
Agricultural (Non-Livestock) Bond | CITRUS FRUIT DEALER’S | Florida Commissioner of Agriculture | Apply Now |
Agricultural (Non-Livestock) Bond | BOND OF CITRUS FRUIT DEALER (PAYMENT OF CITRUS EXC | FLORIDA DEPT OF AGRICULTURE | Apply Now |
Agricultural (Non-Livestock) Bond | BOND OF CITRUS FRUIT DEALER (PAYMENT OF CITRUS INS | FLORIDA DEPT OF CITRUS | Apply Now |
Agricultural (Non-Livestock) Bond | Fertilizer Dealer Bond | Florida Department of Agriculture and Consumer | Apply Now |
Contractor License (No P&P Language) Bond | Registered Contractor Qualifying Business | Florida Department of Business and Prof Reg. | Apply Now |
Contractor License (No P&P Language) Bond | Construction License Bond | Florida Construction Industry Licensing Board | Apply Now |
Contractor License Performance & Payment (Local) Bond | Hernando County Contractor License Bond | Hernando County Development Department | Apply Now |
Contractor License Performance & Payment (Local) Bond | Hillsborough County Contractor's Code Compliance B | Governor of The State of Florida | Apply Now |
Contractor License Performance & Payment (Local) Bond | Contractor LIcense Bond | City of Kissimmee, FL | Apply Now |
Contractor License Performance & Payment (Local) Bond | Contractor License Bond (Palm Beach County, FL) | Palm Beach County Construction Industry Lic Board | Apply Now |
Contractor License Performance & Payment (Local) Bond | (Anna Maria, FL) Public Works Bond | City of Anna Maria -Public Works Dept | Apply Now |
Contractor License Performance & Payment (State) Bond | Financially Responsible Officer | Construction Industry Licensing Board | Apply Now |
Contractor License Performance & Payment (State) Bond | Statement of Bonding Limits (Application for Trans | Dept of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | General Construction License Bond | Department of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Certified Contractor Qualifying Business (General) | Department of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Construction License Bond | Department of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Construction License Bond | Florida Dept of Business and Professional Reg | Apply Now |
Contractor License Performance & Payment (State) Bond | Certified Contractor Qualifying Business (Plumbing | Department of Business & Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Certification of Registered Contractor Bond | Dept of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Additional Business Entity Bond | Department of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Construction License Bond | Department of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Certified Contractor Bond | Florida Construction Industry Licensing Board | Apply Now |
Contractor License Performance & Payment (State) Bond | Registered Contractor Qualifying Business Bond | Department of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Statement of Bonding Limits (Change of Status of Q | Dept of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Certified Contractor as an Individual (Commerical | Dept of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Construction License Bond | Department of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Contractor License Bond (Registered Contractor as | Department of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Certified Contractor Qualifying Business (Building | Department of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Construction License Bond (Change of Status - Inac | Department of Business and Professional Regulation | Apply Now |
Contractor License Performance & Payment (State) Bond | Construction Industry Licensing Bond(Financially R | State of Florida Dept of Business and Professional | Apply Now |
Collection Agency Bond | Collection Agency | Office of Financial Regulation | Apply Now |
Debt Consolidators Bond | Credit Service Organization Bond | Division of Statutory Revision | Apply Now |
Professional Fund Raisers Bond | Professional Solicitor Bond | FL Dept. of Agricultural and Consumer Services Div | Apply Now |
Insurance Adjusters Bond | Public Adjuster's | Florida Department of Financial Services | Apply Now |
Insurance Agents/Brokers Bond | Insurance Broker | Bureau of Licensing | Apply Now |
Insurance Surplus Lines Brokers Bond | Surplus Lines Agent | Department of Financial Services State of Florida | Apply Now |
Title Insurance Agents & Escrow Officers Bond | Title Agency Bond | Florida Dept. of Financial Services | Apply Now |
Franchise Ordinance Bond | Solid Waste Material Collection Bond | City of Jacksonville | Apply Now |
Franchise Ordinance Bond | City of Jacksonville Solid Waste Disposal Service | City of Jacksonville | Apply Now |
Defective Title Bond | Title for a Motor Vehicle Bond | Department of Highway and Motor Vehicles - Division | Apply Now |
Auto & Mobile Home Dealers (New & Used) Bond | Motor Vehicle Dealer | Department of Highway and Motor Vehicles - Division | Apply Now |
Auto & Mobile Home Dealers (New & Used) Bond | Recreational Vehicle Dealer | Department of Highway and Motor Vehicles - Division | Apply Now |
Auto & Mobile Home Dealers (New & Used) Bond | Franchise Motor Vehicle Dealer | State of Florida | Apply Now |
Auto & Mobile Home Dealers (New & Used) Bond | Mobile Home Installer Bond | FL - Mobile Home Installer Bond | Apply Now |
Auto & Mobile Home Dealers (Used Only, No New) Bond | Motor Vehicle Dealer | Department of Highway and Motor Vehicles - Division | Apply Now |
Auto & Mobile Home Dealers (Used Only, No New) Bond | Recreational Vehicle Dealer | Department of Highway and Motor Vehicles - Division | Apply Now |
Auto & Mobile Home Dealers (Used Only, No New) Bond | Mobile Home Dealer | Department of Highway Safety & Motor Vehicles | Apply Now |
Motor Vehicle (Non-Dealer, Not Listed) Bond | Recreational Vehicle Manufacturer, etc. | Department of Highway and Motor Vehicles - Division | Apply Now |
Motor Vehicle (Non-Dealer, Not Listed) Bond | Yacht and Ship Broker's or Salesperson's | State of Florida, Dept of Business and Professiona | Apply Now |
Motor Vehicle (Non-Dealer, Not Listed) Bond | Private Rebuilt Vehicle Inspection Bond | Department of Highway and Motor Vehicles - Division | Apply Now |
Sport Permits Bond | Promoter | Florida State Boxing Commission | Apply Now |
Health Spas/Health Clubs Bond | Health Studio Bond | Dept of Agriculture and Consumer Services | Apply Now |
Health Spas/Health Clubs Bond | Health Studio Bond | Dept of Agriculture and Consumer | Apply Now |
Retail Stores & Service Shops | Consignment Shops | City of Boca Raton | Apply Now |
Medicare & Medicaid (Durable Equip, State) Bond | Medicaid Provider Surety | EDS Provider Enrollment, 2671 | Apply Now |
Medicare & Medicaid (All Other, State) Bond | MEDICAID PROVIDER SURETY | EDS Provider Enrollment | Apply Now |
Nursing Homes Bond | Nursing Homes Patient Trust | Agency for Health Care Administration | Apply Now |
Nursing Homes Bond | Adult Assisted Living Facility | Agency for Health Care Administration | Apply Now |
Nursing Homes Bond | Agency for Health Care Administration Bond | Agency for Health Care Administration | Apply Now |
Professional Licenses (All Other) Bond | TALENT AGENCY | Dept of Business and Professional Regulation | Apply Now |
Professional Licenses (All Other) Bond | CONTRACT POSTAL UNIT | US Postal Service - Attn: CPU Coordinator | Apply Now |
Professional Licenses (All Other) Bond | Pawnbroking | FL Dept. of Agriculture and Consumer Affairs | Apply Now |
Professional Licenses (All Other) Bond | Professional Guardian | Governor of the State of Florida | Apply Now |
Professional Licenses (All Other) Bond | Department of Health Drugs, Devices, and Cosmetics | State of Florida | Apply Now |
Professional Licenses (All Other) Bond | Drugs, Devices and Cosmetics Program | State of Florida | Apply Now |
Professional Licenses (All Other) Bond | Class I Wildlife | Florida Fish and Wildlife Conservation Commission | Apply Now |
Professional Licenses (All Other) Bond | Prescription Drug Wholesale Distributor | Department of Business and Professional Regulation | Apply Now |
Professional Licenses (All Other) Bond | Dance Studio Bond | Department of Agriculture and Consumer Services | Apply Now |
Professional Licenses (All Other) Bond | Household Moving Services Performance Bond | FL Department of Agriculture and Consumer Services | Apply Now |
Professional Licenses (All Other) Bond | Trailer Removal License | Lake County Zoning Department | Apply Now |
Professional Licenses (All Other) Bond | Acupuncture License Bond | State of Florida Board of Acupuncture | Apply Now |
Professional Licenses (All Other) Bond | Account Bond | FL Department of Transportation, Office of Comptro | Apply Now |
Professional Licenses (All Other) Bond | Waste Tire Performance Bond | Orange County Utilities Department | Apply Now |
Professional Licenses (All Other) Bond | City of Jacksonville Sign Bond | City of Jacksonville | Apply Now |
Professional Licenses (All Other) Bond | Palm Beach County Roadside Vendors Bond | Palm Beach County Engineering & Public Works | Apply Now |
Professional Licenses (All Other) Bond | Fish & Wildlife Conservation License Agent | Florida Fish and Wildlife Conservation Commission | Apply Now |
Schools (All) Bond | Private Educational Institution Bond | Florida Dept of Education | Apply Now |
Schools (All) Bond | Schools (All) Bond | Florida Dept of Education | Apply Now |
Schools (All) Bond | Traffic School Bond | Florida Department of Highway Safety and Motor V | Apply Now |
Schools (All) Bond | Nonpublic Postsecondary Education Institution Bond | Florida Department of Education | Apply Now |
Travel Agencies Bond | Seller of Travel | Agriculture and Consumer Service State of Florida | Apply Now |
Cigar/Cigarette & Tobacco Tax Bond | Division of Alcoholic Beverage and Tobacco Surety | State of Florida | Apply Now |
Fuel Tax (All Others, Sellers & Users) Bond | Fuel or Pollutants Tax Bond | Florida Dept of Revenue | Apply Now |
Sales, Use & Consumer Tax Bond | Sales and Use Tax Bond | Florida Department of Revenue | Apply Now |
Games of Chance Bond | Game Promotion Bond | Florida Department of Agriculture and Consumer Ser | Apply Now |
Games of Chance Bond | Game Promotion Bond | City Of Jacksonville, Environmental/Compliance Dep | Apply Now |
Utility Deposit Bond | Withlacoochee River Electric Cooperative | Withlacoochee River Electric Cooperative | Apply Now |
Utility Deposit Bond | Electric and/or Water Service Bond | Jacksonville Electric Authority | Apply Now |
Utility Deposit Bond | OUC Utility Deposit Bond | Orlando Utilities Commission | Apply Now |
Utility Deposit Bond | Utility Deposit Bond | Florida Power Light Company | Apply Now |
Utility Deposit Bond | Utility Deposit Guaranty Bond | Lakeland Electric | Apply Now |
Utility Deposit Bond | Hillsborough County Water and/or Wastewater Servic | Hillsborough County, FL | Apply Now |
Utility Deposit Bond | GRU Utility Bond | Gainesville Regional Utilities | Apply Now |
Utility Deposit Bond | Gulf Power Company Utility Deposit Bond | Gulf Power Company | Apply Now |
Utility Deposit Bond | Progress Energy Utility Deposit Bond | Progress Energy Florida - Credit Dept ? BAY 71 | Apply Now |
Utility Deposit Bond | Utility Payment Bond | Florida Public Utilities | Apply Now |
Utility Deposit Bond | Orlando Utility Commission Bond | City of St. Cloud,OUC | Apply Now |
Utility Deposit Bond | TECO Electric Utility Bond | Tampa Electric Company | Apply Now |
Utility Deposit Bond | Emerald Coast Utilities Authority Indemnifying Bon | Emerald Coast Utilities Authority | Apply Now |
Utility Deposit Bond | TECO Gas Bond | TECO Peoples Gas | Apply Now |
Utility Deposit Bond | Utility Services Furnished by Beaches Energy Bond | Beaches Energy Services | Apply Now |
Utility Deposit Bond | Orange County Utilities Services Bond | ORANGE COUNTY UTILITIES SERVICES | Apply Now |
Utility Deposit Bond | Sumter Electric Cooperative, Inc. Bond | Sumter Electric Cooperative, Inc. | Apply Now |
Utility Deposit Bond | Duke Energy Utility Deposit Bond | Duke Energy Florida, Inc. | Apply Now |
Utility Deposit Bond | Kissimmee Utility Authority Utility Deposit Bond | KISSIMMEE UTILITY AUTHORITY | Apply Now |
Utility Deposit Bond | City of Tallahassee Utility Deposit Bond | City of Tallahassee | Apply Now |
Utility Deposit Bond | City of Winter Park Utility Deposit Bond | City of Winter Park | Apply Now |
Utility Deposit Bond | In Lieu of Deposit Bond Utility Commission for New | Utility Commission for New Smyrna Beach | Apply Now |
Financial Guarantee (All Other) Bond | Traffic School Bond | Department of Highway Safety and Motor Vehicles | Apply Now |
Concessionaires Bond | Orlando International Airport Non-Concessionaire P | Greater Orlando Aviation Authority | Apply Now |
Indemnity (Miscellaneous - Not Listed) Bond | Public Construction Bond | City of Hollywood Florida | Apply Now |
Lottery Bond | Lottery Bond | Florida Lottery | Apply Now |
Lottery Bond | 7-11 Preformance Bond | 7- Eleven Inc | Apply Now |
Money Transmitter Bond | MONEY SERVICES BUSINESS SURETY BOND FORM | Financial Services Commission, Dept of Fin Serv | Apply Now |
Telemarketing/Phone Solicitor Bond | Telemarketing Bond | Department of Agriculture and Consumer Services | Apply Now |
Questions about Surety Bonds in Florida
How much does the bonding cost?
Your surety bond cost varies depending on what type of bond you are applying for. Some bonds, like the freight broker bond, are the same amount across the country. Others, such as contract bonds, have a different amount for every individual case.
When you apply with a surety, it determines your bond price on the basis of the bond amount which you need to provide to meet the respective requirements, and on the strength of your finances.
The actual bond cost that you have to pay is only a few percents of the bond amount, which is called the bond premium. Your bond provider has to assess your personal and business financials in order to formulate it. The most important factors that it needs to consider include your credit score, company documents, and any assets and liquidity that you showcase. Your professional experience may count in as well in some cases.
If your overall finances are in good shape, the usual bonding rates are in the range of 1%-5%. The bond premium is likely to be smaller if the perceived bonding risk is low.
To gather further information about the process of bond price formulation, make sure to consult our extensive Surety Bond Cost page.
Can I get bonded with bad credit?
Even if your credit score is low, or you're struggling with other financial issues, you can still apply for most types of Florida surety bonds. Through our Bad Credit Surety Bonds program, applicants with less than perfect credit can obtain the bonding they need.
The bad credit options are available at slightly increased prices due to the greater risk involved. Rates for high-risk applicants are between 5%-15% of the total amount. Yet, we can ensure you get a top bond cost due to our exclusive partnerships with a number of A-rated, T-listed sureties.
What is the bonding process like?
Once you submit your full application and necessary paperwork, our bonding experts team will review your application and send you a free bond quote.
In case you would like to learn more about the way bonding works, our How to Get Bonded page is a one-stop-shop for all your queries.
We are here to help with your application or further questions. Just call us at (877) 514-5146.
Who needs to get bonded in Florida?
You may need a surety bond in a wide variety of situations. However, the main bond types include license, contract, and court bonds.
License bonds are needed by individuals and businesses who wish to obtain a license as auto dealers, freight or mortgage brokers, telemarketers, and many more professions. These bonds guarantee that you will comply with applicable state regulations for your particular industry and license.
Contract bonds are often required of contractors who participate in public or private projects. Depending on the exact bond type, they guarantee that construction professionals will adhere to all relevant regulations, will complete the contracted work in time and in high quality, and will make due payments to suppliers and subcontractors.
In some cases, courts in Florida may demand court bonds. You may need such a bond if you are appointed as a fiduciary by a probate court, or if you are appealing a judgment to a higher instance.
City-Level Bonding Requirements
Most Popular Surety Bonds in Florida
Car dealers in the state have to obtain a $25,000 bond as a part of their licensing.
Freight brokers from all states need to post a $75,000 bond to launch their business in legal compliance.
To get your contractor license from the state Construction Industry Licensing Board, you need to provide a bond between $5,000 and $20,000. The amount depends on your license type.
Telephone solicitors in Florida have to get bonded. The required amount is $50,000.
Businesses that sell, manufacture or store alcohol in Florida need a bond as a guarantee they will act in accordance with applicable regulations and will pay due taxes.
Collection agencies in the state need a $50,000 bond. It ensures that they will account for all moneys which they handle.
Any entity that wants to conduct activities as an agent for a title insurance company in Florida has to post a $35,000 surety bond.
What Our Clients Have To Say?
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!
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