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Nebraska Surety Bonds

Complete Guide to getting Bonded in Nebraska

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  • We offer all types of Nebraska surety bonds
  • Lowest possible rate
  • Bad credit applicants can get bonded too
  • Fast turnaround: 1-2 business days

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How Do I get Bonded

Overview of Bonding Requirements in Nebraska

Compared to most other states, there are relatively few surety bond requirements in Nebraska. Surety bonds can be required from businesses when they apply for a license, from construction contractors working on some public projects, or from individuals who appeal a court decision.

A typical surety bond agreement involves three sides:

  • An obligee (requires the bond)
  • A principal (posts the bond)
  • A surety (backs the bond agreement)

The role of the surety is to make guarantees to the obligee that the principal will act in accordance with the bond agreement, or face legal consequences. A third party which suffers loss from the principal can file a claim and seek recourse.

You can apply for your bond using the bond below. Even if you don’t find your on our list, that doesn’t mean we can’t get you bonded. Simply call us at (877)-514-5146.

Find Your Nebraska Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Investment Advisor (Blue Sky) Bond Bureau of Securities Bond Nebraska Department of Banking and Finance Apply Now
Check Sellers Bond Delayed Deposit Services Business Bond Nebraska Department of Banking & Finance Apply Now
Collection Agency Bond Collection Agency License Bond NE Collection Agency Licensing Board Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Mortgage Originator Director, Dept of Banking and Finance Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Banker Dept of Banking and Finance Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Banker Dept. of Banking and Finance Apply Now
Title Insurance Agents & Escrow Officers Bond Escrow Agents Bond state of Nebraska Apply Now
Auto & Mobile Home Dealers (New & Used) Bond 50K Motor Vehicle Dealer Motor Vehicle Industry Licensing Board Apply Now
Auto & Mobile Home Dealers (New & Used) Bond 25K Motor Vehicle Dealer Motor Vehicle Industry Licensing Board Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Dealer ($50K) Motor Vehicle Industry Licensing Board Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Dealer ($25K) Motor Vehicle Industry Licensing Board Apply Now
Professional Licenses (All Other) Bond Wholesale Drug Distributor Dept. of Health and Human Services Apply Now
Schools (All) Bond Private Postsecondary Career School Bond Nebraska Department of Education Apply Now
Schools (All) Bond Approved Training Agency Bond Nebraska Department of Health & Human Services Apply Now
Schools (All) Bond Training Agency Bond Department of Health and Human Services Apply Now
Alcohol (Retailers) Bond Alcoholic Liquor Tax Bond Nebraska Liquor Control Commission Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Motor Fuels Tax Bond Nebraska Dept of Revenue Apply Now
Lottery Bond Nebraska Lottery Retailer Nebraska Department of Revenu Apply Now
Appraisal Management Appraisal Management Company Bond Real Estate Appraisers Board Apply Now

Questions about Surety Bonds in Nebraska

What are the different types of bonds in Nebraska?

Based on their purpose, there are three main categories of surety bonds:

  • License bonds is the largest category. As their name suggests, license bonds are required from businesses wishing to get licensed in Nebraska. Such businesses include collection agencies, lotteries, investment advisors, auto dealers and others.
  • Contract bonds are required when a company wants to bid and perform work on a large public project. Private project owners, however, can also require surety bonds in certain cases.
  • Court bonds are required from court decision appellants or individuals appointed as fiduciaries.

What’s the cost of Nebraska surety bonds?

How much you surety bond will cost depends on a variety of factors. To start, you need to know to know your bond’s total amount first. A bond’s total amount, or penal sum, determines the maximum compensation the bond’s principal may owe in case of claim.

The total amount for license bonds is determined by a state agency based on an estimate of an expected claim rate for the whole industry. Some bonds, however, are determined on a case-by-case basis depending on the applicant’s finances, net worth, and other information.

For contract bonds, the total amount is usually a certain percentage of the contract’s cost. For large public projects, it can even be 100% of the contract price.

Bond applicants pay for these bonds in premiums, which, in most cases, are annual or biannual for license bonds and typically range between 1% and 4% if the applicant has good credit. For contract bonds a number of factors may be considered: financial strength, the type of work required, credit score, the contractor’s experience and others.

Find out more on our What Does a Surety Bond Cost? Page.

Information for applicants with bad credit

99% of applicants for license bonds will have no problem getting bonded, despite a low credit score. Some exceptions are those with an open bankruptcies or late child support payments. For most bad-credit applicants, the only difference is usually a higher premium. A co-signer or collateral is usually not required.

Currently, because of the very high risk involved in construction projects, bad credit programs do not exist for contract bonds. You can find more information on our page dedicated to bad credit surety bonds.

How do I get a surety bond in Nebraska?

Whether you need a license bond or contract bond, you can quickly fill out our online application and we’ll get in touch with you with a free bond quotes within minutes.

Apply for your surety bond today and lock your rate for 90 days!

Most Popular Surety Bonds in Nebraska

Bureau of Securities Bond (Investment Adviser Bond)

A $25,000 is required from investment advisers and broker-dealers to ensure compliance with Securities Act of Nebraska, Section 8.

Mortgage Originator Bond

Mortgage loan originators must hold a bond in amounts between $100,000 and $200,00 in order to get licensed in the state.

Motor Vehicle Dealer Bond

Automobile, motorcycle, trailer and wholesale dealers must post a $50,000 bond, acting as protection to vehicle buyers in the state.

Liquor Tax Bond

The Nebraska Liquor Control Commission requires that applicants for several license types, obtain a surety bond before they can obtain a permit.

Appraisal Management Company Bond

A $25,000 surety bond is required from appraisal management companies in Nebraska. The bond acts as a protection to their clients and ensures that these companies comply with the relevant provision outlined in the Nebraska Revised Statutes.

Contractor License Bond

Contractor in Omaha with classifications A, B, C, D and E, are required to have a $10,000 contractor license bond when getting licensed.

Collection Agency Bond

In order to get a Nebraska collection agency license entities are required to post a surety bond between $5,000 and $15,000, based on the number of solicitors in the agency, but it cannot exceed $100,000.

Money Transmitter Bond

Obtaining a Nebraska money transmitter license requires posting a $100,000 surety bond. The Department may increase it up to $250,000 if it sees it as necessary for a particular applicant.

About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

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