Lance Surety Bonds is a surety bonds agency with a strong background in providing all types of Virginia surety bonds, regardless of the applicant’s background or credit score. We can offer the lowest possible rates, because we only work with A-rated and T-listed surety companies known for their trustworthiness and financial strength.
We make it easy for you to choose the Virginia surety bond you need. Simply locate it in the table below. All you have to do is click the Apply Now button and you will be redirected to our online application. Below the table, we answer some of the most frequently questions people have about surety bonds in the state.
If you need a better understanding of how surety bonds work, and what they mean to your business, consult our “What is a Surety Bond?” page. Have more questions? Don’t hesitate to call us at (877)-514-5146 if you encounter any difficulties.
Find Your Virginia Surety Bond
| Freight Broker Bond (BMC-84) | N/A | FMCSA | Apply Now |
| General license & permit bond (not listed) | N/A | N/A | Apply Now |
| Contractor License Performance & Payment (Local) Bond | Contractor License Performance & Payment (Local) B | Prince William County, Dept of Development Svcs, B | Apply Now |
| Debt Consolidators Bond | Credit Service Business | Dept of Agriculture & Consumer Services | Apply Now |
| Professional Fund Raisers Bond | Professional Fund Raiser | Commonwealth of Virginia | Apply Now |
| Insurance Surplus Lines Brokers Bond | Surplus Lines Insurance Broker Bond | Commonwealth of Virginia | Apply Now |
| Mortgage Broker (1st & 2nd Mortgages) Bond | Mortgage Broker | State Corporate Commission, Bureau of Financial Ins | Apply Now |
| Mortgage Broker (1st & 2nd Mortgages) Bond | Mortgage Loan Originator Bond | State Corp Commission | Apply Now |
| Mortgage Lender/Banker (1st & 2nd Mort.) Bond | Mortgage Lender | Bureau of Financial Institutions | Apply Now |
| Small Loan Companies Bond | Motor Vehicle Title Lender | State Corporation Commission | Apply Now |
| Small Loan Companies Bond | Loan Company Bond | BUREAU OF FINANCIAL INSTITUTIONS | Apply Now |
| Title Insurance Agents & Escrow Officers Bond | Title Insurance Settlement Agent | Bureru of Insurance | Apply Now |
| Auto & Mobile Home Dealers (New & Used) Bond | Motor Vehicle Dealer | Motor Vehicle Dealer Board | Apply Now |
| Auto & Mobile Home Dealers (New & Used) Bond | Motorcycle, Trailer or T&M Vehicle Dealer | Department of Motor Vehicles | Apply Now |
| Auto & Mobile Home Dealers (Used Only, No New) Bond | Motor Vehicle Dealer | Motor Vehicle Dealer Board | Apply Now |
| Motor Vehicle (Non-Dealer, Not Listed) Bond | Passenger Carrier/Broker | Department of Motor Vehicles | Apply Now |
| Motor Vehicle (Non-Dealer, Not Listed) Bond | Extended Service Contract Provider/Obligor | Vehicle Investment Protection, Inc. | Apply Now |
| Motor Vehicle (Non-Dealer, Not Listed) Bond | Household Goods Carrier | Commonwealth of Virginia | Apply Now |
| Sport Permits Bond | Boxing and Wrestling Event Bond | Dept of Professional and Occupational Regulation | Apply Now |
| Health Spas/Health Clubs Bond | Health Spa | Dept of Agriculture and Consumer Services | Apply Now |
| Health Spas/Health Clubs Bond | Health Club Bond | Dept of Agriculture and Consumer Services | Apply Now |
| Auctioneers (Other than Livestock) Bond | DPOR Auctioneer Bond | Commonwealth of Virginia | Apply Now |
| Detectives Bond | Private Security Services Bond | Dept. of Criminal Justice Services | Apply Now |
| Medicare & Medicaid (Home Agencies, State) Bond | Home Care Organization | Department of Health | Apply Now |
| Nursing Homes Bond | Home Care Organization Bond | Virginia Department of Health | Apply Now |
| Professional Licenses (All Other) Bond | LICENSE BOND( Fairfax County) | Fairfax County, VA | Apply Now |
| Professional Licenses (All Other) Bond | PRECIOUS METALS & GEM DEALER | Loudoun County | Apply Now |
| Professional Licenses (All Other) Bond | Precious Metal and Gem Dealer's | The County of Amelia Virginia. | Apply Now |
| Professional Licenses (All Other) Bond | Special Conservator of the Peace | VA Department of Criminal Justice Services | Apply Now |
| Professional Licenses (All Other) Bond | Competitive Local Exchange Service | Virigina Corporate Comisson | Apply Now |
| Professional Licenses (All Other) Bond | Land Use Permit | Commonwealth of Virginia Dept of Transportation | Apply Now |
| Professional Licenses (All Other) Bond | Food Truck Vendor | Prince William County Board of County Supervisors | Apply Now |
| Professional Licenses (All Other) Bond | Pawnbrokers Bond | Town of Abingdon | Apply Now |
| Professional Licenses (All Other) Bond | Secondhand Dealer Bond | Norfolk Police Department | Apply Now |
| Professional Licenses (All Other) Bond | Loudoun County Septic Tank Cleaner License Bond | LOUDOUN COUNTY HEALTH DEPARTMENT | Apply Now |
| Professional Licenses (All Other) Bond | City of Virginia Beach Admissions Tax Bond | City of Virginia Beach | Apply Now |
| Professional Licenses (All Other) Bond | County of Mecklenburg Precious Metals and Gems Dea | County of Mecklenburg | Apply Now |
| Professional Licenses (All Other) Bond | Admissions Tax Bond | City of Virginia Beach | Apply Now |
| Professional Licenses (All Other) Bond | (City of Staunton) Pawn Broker Bond | City of Staunton | Apply Now |
| Professional Licenses (All Other) Bond | City of Staunton | City of Staunton | Apply Now |
| Professional Licenses (All Other) Bond | (City of Newport News, VA) Pawnbroker Bond | City of Newport News, Virginia | Apply Now |
| Professional Licenses (All Other) Bond | Franchisor's Bond | Division of Securities and Retail Franchising | Apply Now |
| Professional Licenses (All Other) Bond | Precious Metals Dealer Bond (North Chesterfield Co | North Chesterfield County | Apply Now |
| Schools (All) Bond | Driver Training School | Department of Motor Vehicles | Apply Now |
| Schools (All) Bond | State Council School | State Council of Higher Education for Virginia | Apply Now |
| Travel Agencies Bond | Travel Club | VA Dept. of Agriculture and Consumer Svcs, Office | Apply Now |
| Alcohol (Manufacturers, Warehouses, Wholesalers) Bond | Malt Beverage Manufacturer, Bottler or Wholesaler | Department of Alcohol Beverage Control | Apply Now |
| Alcohol (Manufacturers, Warehouses, Wholesalers) Bond | Wholesale Wine Distributor's Bond (Individual or P | Department of Alcohol Beverage Control | Apply Now |
| Alcohol (Manufacturers, Warehouses, Wholesalers) Bond | Wholesale Wine Distributor Bond (Corporation Form) | Department of Alcohol Beverage | Apply Now |
| Fuel Tax (All Others, Sellers & Users) Bond | (Lion Petroleum Inc) Fuel Supplier Bond | Lion Petroleum, Inc. | Apply Now |
| Sales, Use & Consumer Tax Bond | Meal Tax Bond (City Of Norfolk) | City Of Norfolk | Apply Now |
| Sales, Use & Consumer Tax Bond | Tax Bond | Virginia Dept of Taxation | Apply Now |
| Sales, Use & Consumer Tax Bond | Meal Tax Bond (City of Norfolk) | City of Norfolk | Apply Now |
| Sales, Use & Consumer Tax Bond | Food & Beverage Tax Bond (City of Hampton) | City of Hampton | Apply Now |
| Sales, Use & Consumer Tax Bond | Meal Tax Bond (City of Portsmouth) | City of Portsmouth | Apply Now |
| Sales, Use & Consumer Tax Bond | Meal Tax Bond (City of Norfolk) | City of Norfolk | Apply Now |
| Utility Deposit Bond | Electric Services Bond | Dominion Virginia Power | Apply Now |
| Utility Deposit Bond | Electric Services Bond | Dominion North Carolina Power | Apply Now |
| Utility Deposit Bond | Dept. of Public Utilities, City of Richmond Utilit | Richmond Public Utilities | Apply Now |
| Fringe Benefits Only Bond | International Brotherhood of Electrical Workers an | IBEW Local 666 | Apply Now |
| Lottery Bond | Lottery Retailer Surety Bond | State Lottery Department | Apply Now |
| Money Transmitter Bond | Money Order Sales and Money Transmission Bond | State Corporation Commission | Apply Now |
| Telemarketing/Phone Solicitor Bond | Professional Solicitor Form 105 | Dept of Agriculture & Consumer Affairs | Apply Now |
| Appraisal Management | Appraisal Management Company Bond | Virginia Real Estate Board | Apply Now |
Questions about Surety Bonds in Virginia
How much does a surety bond cost in Virginia?
The price you end up paying to obtain a surety bond depends on two numbers. The total bond amount is a sum determined by the state, or other authority governing your bond. It signifies the maximum amount a bond holder might be ordered to pay, if a claimant files a successful claim against them. The total bond amount is determined on a state, local, or municipal level, and is different for each surety bond.
Business owners are not required to pay the full bond amount in order to get bonded. Instead, they pay what is called a bond premium in exchange for the surety underwriting the bond. The surety assumes a risk when underwriting each bond, meaning that lower-risk candidates will pay the lowest premiums.
The main way in which sureties measure what risks an applicant poses is their personal credit score. Good credit score usually means premiums of between 1% and 4%.
Surety bond companies, however, will also consider additional factors, such as financial strength and resumé. Check out our “What Does a Bond Cost? page to get even more insights into what you can expect to pay for your surety bond.
Can I get a Virginia surety bond with bad credit?
We discussed how your risk level is the main predictor of your premium. Some sureties may be unwilling to get an applicant bonded if they have bad credit or other credit issues, because they feel they are assuming a risk that’s too high. Others will write the bond, but will raise the applicant’s premium significantly to compensate for the risk.
Lance Surety Bonds works with America’s strongest bond providers, meaning that we can help applicants get bonded in nearly all cases. Premiums for an applicant with bad credit will go up to between 5% and 15% of the total bond amount.
How to get bonded in Virginia
The process of getting bonded isn’t complicated at all. Lance Surety Bonds offers an easy way to submit your application online. It takes no more than a few minutes and after you submit it you will get a bond quote based on your credit score.
Shortly after you submit your application, we will contact you to let you know what further documentation we need to make your application complete. When everything is completed, we will send you the original copy of the bond, which you can use as necessary.
For any questions that may arise, call our surety agents at (877)-514-5146
Types of Surety Bonds in Virginia
It’s important to point out that not all surety bonds serve the same purpose. Based on their intended purpose, surety bonds are separated into three distinct categories:
License bonds, or license and permit bonds as they are sometimes called, are an important requirement for many businesses as a prerequisite to obtaining a license. Once a business is bonded, a claim can be filed against them if they violate the bond agreement, which in most cases is set to protect the clients of the business.
Construction bonds (also referred to as contract bonds) can be required when a contractor works in a public project in Virginia. They make sure taxpayer money are protected in case the contractor defaults on or breaches the contract. In some cases, private projects may also require construction bonds. There are several different types of construction bonds that may be required all at once, so be sure to learn more about them.
Court bonds, the third category, are necessary under different scenarios. Appeal bonds, for example, might be required if you are appealing a court judgement. An individual who is appointed fiduciary or guardian by a probate court, might also have to get a court bond to guarantee proper and honest conduct.
Lance Surety Bonds has expertise when it comes to all three types of surety bonds, and we guarantee that your bond will always be accepted by the obligee or we refund your money.
Most Popular Surety Bonds in Virginia
Both new and used car dealers need to accompany their license applications with a valid dealer bond.
To ensure compliance with state and federal regulations, Virginia mortgage brokers need to post this type of surety bond.
Required from contractors in several cities and counties who need to get licensed before they can accept work.
Required from travel agents to make sure all funds they receive from bookings are transferred as intended.
Ensures that money transmitters do not commit fraud related to funds made available to them by customers.
Required of lottery retailers to guarantee compliance with state regulations pertaining to the lottery industry.
Virginia oil and gas operators have to provide a bond between $25,000 and $200,000, depending on the number of wells.
About Us
