Tennessee Surety Bonds

Complete Guide to getting Bonded in Tennessee
Tennessee
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    All types of Tennessee surety bonds
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    100% money-back guarantee
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    Fast and secure online applications
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    Bonding options for all credit types

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Most Popular Surety Bonds in Tennessee

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A $75,000 surety bond is required for freight brokers and forwarders to work in Tennessee.
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Auto Dealer Bond
An auto dealer must have a $50,000 surety bond to obtain and maintain the required state license.
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Contractor License Bond
To work as a licensed contractor in Tennessee, a $500,000 to $1,000,000 surety bond is required depending on the monetary limit requested.
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Mortgage Broker Bond
Mortgage brokers in Tennessee are required to have a $90,000 surety bond to do business.
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Health Club Bond
Health club businesses operating in Tennessee are required to hold a $25,000 surety bond.
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Credit Services Organization
A $100,000 surety bond is required for a credit services business to operate in Tennessee.

Find Your Tennessee Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Freight Broker Bond (BMC-84) N/A FMCSA Apply Now
General license & permit bond (not listed) N/A N/A Apply Now
Agricultural (Non-Livestock) Bond Pesticides Tennessee Department of Agriculture Apply Now
Agricultural (Non-Livestock) Bond Pest Control License Bond Tennessee Department of Agriculture Apply Now
Contractor License Performance & Payment (Local) Bond Metropolitan Government of Nashville and Davidson NASHVILLE AND DAVIDSON COUNTY Apply Now
Contractor License Performance & Payment (Local) Bond City of Hendersonville Permit Bond Hendersonville Department of Building & Codes Apply Now
Contractor License Performance & Payment (State) Bond Fire Protection Sprinkler Contractor Board of Licensing Contractors, Dept of Commerce a Apply Now
Contractor License Performance & Payment (State) Bond Home Improvement Contractor Dept. of Commerce & Insurance, Contractor License Apply Now
Contractor License Performance & Payment (State) Bond Memphis and Shelby County Code Enforcement Bond Memphis & Shelby County Apply Now
Investment Advisor (Blue Sky) Bond Investment Advisor Bond State of Tennessee Securities Apply Now
Collection Agency Bond Collection Service License Bond Tennessee Department of commerce and Insurance Apply Now
Collection Agency Bond Collection Agency Bond Tennessee Department of Commerce and Insurance Apply Now
Collection Agency Bond Collection Service License Tennessee Department of Commerce Apply Now
Collection Agency Bond Credit Services Organization Bond Director of Tennessee Division of Consumer Affairs Apply Now
Professional Fund Raisers Bond Professional Fund Raising Division of Charitable Solicitations and Gaming Apply Now
Insurance Adjusters Bond Public Adjusters TN Department of Commerce Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Mortgage Broker, Lender or Servicer Tennessee Department of Financial Institutions Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Lender STATE OF TENNESSEE Dept OF FINANCIAL INST. Apply Now
Small Loan Companies Bond Title Pledge Lender Department of Financial Institutions Apply Now
Small Loan Companies Bond Industrial Loan and Thrift State of Tennessee Dept. of Financial Institutions Apply Now
Title Insurance Agents & Escrow Officers Bond Title Insurance Producer's Dept of Commerce and Insurance Apply Now
Title Insurance Agents & Escrow Officers Bond Title Insurance Producer's Tennessee Department of Commerce and Insurance Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Motor Vehicle Commission Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Dealer of Manufactured Homes Motor Vehicle Commissioner Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Auction Motor Vehicle Commission Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Dealer Motor Vehicle Commission Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Motor Vehicle Auction Motor Vehicle Commission Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Manufactured Home Stabilizing System Installer Bon Tennessee Motor Vehicle Commission Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Modular Building Units Installer Bond STATE FIRE MARSHAL’S OFFICE Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Modular Building Units Dealer Bond State Fire Marshal's Office - Codes Enforcement Apply Now
Sport Permits Bond Professional Boxing or Combat Matches Promoter Tennessee Athletic Commission Apply Now
Health Spas/Health Clubs Bond STATE OF TENNESSEE – HEALTH CLUB SURETY State of Tennessee Dept of Commerce & Insurance Apply Now
Employment Agencies Bond Staff Leasing Company License or Permit Bond Department of Commerce & Insurance Apply Now
Retail Stores & Service Shops School of Cosmetology State Board of Cosmetology Apply Now
Professional Licenses (All Other) Bond County Public Officals State of Tennessee, County of Shelby Apply Now
Professional Licenses (All Other) Bond Wildlife Recources Agency Tennessee Wildlife Resources Agency Apply Now
Professional Licenses (All Other) Bond Pest Control License Department of Agriculture Apply Now
Professional Licenses (All Other) Bond Beauty Pageant Surety Bond Division of Consumer Affairs Apply Now
Professional Licenses (All Other) Bond Probationary Services Provider Perfromance Bond Maury County General Session & Circuit Court Apply Now
Professional Licenses (All Other) Bond Professional Licenses (All Other) Bond State of Tennessee Securities Division Apply Now
Professional Licenses (All Other) Bond Litigation Financier Bond Business Services Division - Tre Hargett Apply Now
Schools (All) Bond Private School Bond (Cosmetology) Tennessee Board of Cosmetology Apply Now
Schools (All) Bond Postsecondary Educationall Institutions Bond Tennessee Higher Education Commission Apply Now
Schools (All) Bond Postsecondary Educationall Institutions Bond Tennessee Higher Education Commission Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Warehousmen, Dealers, Wholesalers, Manufacturers o Department of Revenue Apply Now
Alcohol (Retailers) Bond Sale of Alcoholic Beverages For Consumption On Pre State of Tennessee ABC Apply Now
Alcohol (Retailers) Bond Sale of Alcoholic Beverages For Consumption On Pre State Tennessee Apply Now
Alcohol (All Others) Bond License For Consumption On Premises Department of Revenue State of Tennessee Apply Now
Alcohol (All Others) Bond Alcohol (All Others) Bond Department of Revenue Apply Now
Cigar/Cigarette & Tobacco Tax Bond TOBACCO TAX STAMP AFFIXING AGENT Tennessee Department of Revenue Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Petroleum Products and Alternative Fuels TN Dept of Revenue Apply Now
Utility Deposit Bond Utility Deposit Bond Clarksville Department of Electricity Apply Now
Utility Deposit Bond Electric Service Indemnity Bond (Electric Board of Electric Board of Chattanooga Apply Now
Utility Deposit Bond Murfreesboro Electric Utility Deposit Bond Murfreesboro Electric Department Apply Now
Utility Deposit Bond City of Cookeville Electric Dept. Utility Bond Cookeville Electric Dept. Apply Now
Utility Deposit Bond Memphis Light, Gas & Water Div Indemnity Bond for Memphis Light, Gas & Water Division Apply Now
Utility Deposit Bond Electric Service Furnished Bond (Davidson County, Nashville Electric Service Apply Now
Utility Deposit Bond Utility Bond (Metro Water Services) Metro Water Services Apply Now
Lottery Bond Lottery Retailer Tennessee Education Lottery Corp. Apply Now
Telemarketing/Phone Solicitor Bond Professional Solicitor Bond Tennessee Secretary of State Apply Now
Appraisal Management Appraisal Management Company Bond TN Appraisal Commission Apply Now

Do you need more information about the Tennessee surety bond requirements? Call our bond experts at (877)-514-5146 to learn more.

How Much Does a Tennessee Surety Bond Cost?

A Tennessee surety bond costs between $250 and $100,000, depending on the trade. The required bond amount for a contractor license, for example, may be up to $1 million. The bond amount for a Tennessee auto dealer is $50,000.

Rather than pay the full amount of the required bond, you can purchase your bond at a premium rate from an authorized Tennessee surety company. The premium rate is 1% to 10% of the mandated bond amount. The rate is based on multiple factors, including the applicant’s credit, assets and experience. 

Surety bond applicants who have a 700 credit score or better will receive a 1% to 3% premium rate. With a credit score of 600 to 699, the bond premium rate will be 3% to 5%. A 5% to 10% rate applies for a credit score of 599 or lower. 

Surety Bond Cost Based on Credit Score

Surety Bond Name

Surety Bond Amount

Over 700

Between 600 - 699

Below 599

Freight Broker Bond

$75,000

$750 - $2,250

$2,250 - $3,750

$3,750 - $7,500

Tennessee Auto Dealer Bond

$50,000

$500 - $1,500

$1,500 - $2,500

$2,500 - $5,000

Tennessee Contractor Bond

$500,000 - $1,000,000

$10,000 - $30,000

$30,000 - $50,000

$50,000 - $100,000

Tennessee Mortgage Broker Bond

$50,000

$500 - $1500

$1,500 - $2,500

$2,500 - $5,000

Tennessee Health Club Bond

$25,000

$250 - $750

$750 - $1,250

$1,250 - $2,500

Tennessee Credit Services Business Bond

$100,000

$1,000 - $3,000

$3,000 - $5,000

$5,000 - $10,000

* This table provides a ballpark estimate of potential bond costs. Bond pricing can fluctuate over time due to a number of factors. For exact pricing, please complete an application.

How to Get a Surety Bond in Tennessee

1. Research the Surety Bond You Need

Based on the trade, federal, state and local authorities may establish surety bond requirements. The FMCSA, for example, is the authority for freight forwarders and brokers. The Tennessee Department of Finance is responsible for mortgage broker licensing and bond requirements. 

Additional resources are listed below. Our surety bond experts have more than a decade of experience, and we can answer your questions about Tennessee bonds.

2. Apply for Your Bond Online

No matter what type of Tennessee surety bond you need, the first step in our quick and easy process is to fill out the online application. This straightforward form asks for information about your bond type, bond amount, and other relevant details.

Robert recently contacted us with plans to apply for a contractor license. While he was unsure if he could qualify for a bond with his credit score, he received an instant quote from us after applying online. Robert paid the bond premium and quickly received the bond in his inbox.

3. Get a Bond Quote

Our clients never wait long to get a quote for the surety bond they need. In most cases, our clients receive an immediate premium quote. For more complex applications, we will provide a quote within 48 hours.

4. Make Your Premium Payment Online

You can easily finalize your purchase by making the bond premium payment online. Soon after doing so, you will receive the bond by email. We can also mail the bond to you, if requested.

Our surety bond experts are committed to providing you with a fast, no-stress process. If you run into a challenge or have questions, please contact us or reach us by phone at (877) 514-5146.

Other Tennessee Surety Bonds

Resources

Tennessee License Info

Lance Surety Bonds is licensed to underwrite surety bonds in Tennessee.

License Number # 2269023


About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

What Our Clients Have To Say?

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!