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Tennessee Surety Bonds

  • Tennessee surety bonds at exclusive rates
  • Every type of Tennessee surety bond
  • Bonds by A-rated and T-listed companies
  • Bonds for all credit types
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Lance Surety Bonds offers all types of surety bonds throughout the nation, including Tennessee. Through solid relationships with a network of A-Rated, T-listed Tennessee surety bond companies, our agency is able to offer a variety of exclusive bond programs to all applicants, even those with bad credit. We’ll help you get bonded fast, at the best possible rate. Our bond agents are available to answer any questions you may have about Tennessee bonding requirements.

To get started, have a look at the questions and answers section below. There you will find all relevant information about Tennessee surety bonds - how much your bond will cost, how our bad credit program works and how you can get bonded.

If you’d like to apply for your Tennessee surety bond right away, you can do so by using the search tool below. Find the bond you need and simply follow the application link. Once you submit your application form we will contact you with a free quote on your bond.

If you’d rather speak to us directly, our surety bond experts are available to take your call. Give us a call at (877) 514-5146 whenever you’d like. We know all about bonding requirement in Tennessee and can guide you through the application process.

Find Your Tennessee Surety Bond

  • Agricultural (Non-Livestock) Bond
    Pesticides
    Tennessee Department of Agriculture
  • Agricultural (Non-Livestock) Bond
    Pest Control License Bond
    Tennessee Department of Agriculture
  • Contractor License Performance & Payment (Local) Bond
    Metropolitan Government of Nashville and Davidson
    NASHVILLE AND DAVIDSON COUNTY
  • Contractor License Performance & Payment (Local) Bond
    City of Hendersonville Permit Bond
    Hendersonville Department of Building & Codes
  • Contractor License Performance & Payment (State) Bond
    Fire Protection Sprinkler Contractor
    Board of Licensing Contractors, Dept of Commerce a
  • Contractor License Performance & Payment (State) Bond
    Home Improvement Contractor
    Dept. of Commerce & Insurance, Contractor License
  • Contractor License Performance & Payment (State) Bond
    Memphis and Shelby County Code Enforcement Bond
    Memphis & Shelby County
  • Investment Advisor (Blue Sky) Bond
    Investment Advisor Bond
    State of Tennessee Securities
  • Collection Agency Bond
    Collection Service License Bond
    Tennessee Department of commerce and Insurance
  • Collection Agency Bond
    Collection Agency Bond
    Tennessee Department of Commerce and Insurance
  • Collection Agency Bond
    Collection Service License
    Tennessee Department of Commerce
  • Collection Agency Bond
    Credit Services Organization Bond
    Director of Tennessee Division of Consumer Affairs
  • Professional Fund Raisers Bond
    Professional Fund Raising
    Division of Charitable Solicitations and Gaming
  • Insurance Adjusters Bond
    Public Adjusters
    TN Department of Commerce
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Mortgage Broker, Lender or Servicer
    Tennessee Department of Financial Institutions
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Mortgage Lender
    STATE OF TENNESSEE Dept OF FINANCIAL INST.
  • Small Loan Companies Bond
    Title Pledge Lender
    Department of Financial Institutions
  • Small Loan Companies Bond
    Industrial Loan and Thrift
    State of Tennessee Dept. of Financial Institutions
  • Title Insurance Agents & Escrow Officers Bond
    Title Insurance Producer's
    Dept of Commerce and Insurance
  • Title Insurance Agents & Escrow Officers Bond
    Title Insurance Producer's
    Tennessee Department of Commerce and Insurance
  • Auto & Mobile Home Dealers (New & Used) Bond
    Motor Vehicle Dealer
    Motor Vehicle Commission
  • Auto & Mobile Home Dealers (New & Used) Bond
    Dealer of Manufactured Homes
    Motor Vehicle Commissioner
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Motor Vehicle Auction
    Motor Vehicle Commission
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Motor Vehicle Dealer
    Motor Vehicle Commission
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Motor Vehicle Auction
    Motor Vehicle Commission
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Manufactured Home Stabilizing System Installer Bon
    Tennessee Motor Vehicle Commission
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Modular Building Units Installer Bond
    STATE FIRE MARSHAL’S OFFICE
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Modular Building Units Dealer Bond
    State Fire Marshal's Office - Codes Enforcement
  • Sport Permits Bond
    Professional Boxing or Combat Matches Promoter
    Tennessee Athletic Commission
  • Health Spas/Health Clubs Bond
    STATE OF TENNESSEE – HEALTH CLUB SURETY
    State of Tennessee Dept of Commerce & Insurance
  • Employment Agencies Bond
    Staff Leasing Company License or Permit Bond
    Department of Commerce & Insurance
  • Retail Stores & Service Shops
    School of Cosmetology
    State Board of Cosmetology
  • Professional Licenses (All Other) Bond
    County Public Officals
    State of Tennessee, County of Shelby
  • Professional Licenses (All Other) Bond
    Wildlife Recources Agency
    Tennessee Wildlife Resources Agency
  • Professional Licenses (All Other) Bond
    Pest Control License
    Department of Agriculture
  • Professional Licenses (All Other) Bond
    Beauty Pageant Surety Bond
    Division of Consumer Affairs
  • Professional Licenses (All Other) Bond
    Probationary Services Provider Perfromance Bond
    Maury County General Session & Circuit Court
  • Professional Licenses (All Other) Bond
    Professional Licenses (All Other) Bond
    State of Tennessee Securities Division
  • Professional Licenses (All Other) Bond
    Litigation Financier Bond
    Business Services Division - Tre Hargett
  • Schools (All) Bond
    Private School Bond (Cosmetology)
    Tennessee Board of Cosmetology
  • Schools (All) Bond
    Postsecondary Educationall Institutions Bond
    Tennessee Higher Education Commission
  • Schools (All) Bond
    Postsecondary Educationall Institutions Bond
    Tennessee Higher Education Commission
  • Alcohol (Manufacturers, Warehouses, Wholesalers) Bond
    Warehousmen, Dealers, Wholesalers, Manufacturers o
    Department of Revenue
  • Alcohol (Retailers) Bond
    Sale of Alcoholic Beverages For Consumption On Pre
    State of Tennessee ABC
  • Alcohol (Retailers) Bond
    Sale of Alcoholic Beverages For Consumption On Pre
    State Tennessee
  • Alcohol (All Others) Bond
    License For Consumption On Premises
    Department of Revenue State of Tennessee
  • Alcohol (All Others) Bond
    Alcohol (All Others) Bond
    Department of Revenue
  • Cigar/Cigarette & Tobacco Tax Bond
    TOBACCO TAX STAMP AFFIXING AGENT
    Tennessee Department of Revenue
  • Fuel Tax (All Others, Sellers & Users) Bond
    Petroleum Products and Alternative Fuels
    TN Dept of Revenue
  • Utility Deposit Bond
    Utility Deposit Bond
    Clarksville Department of Electricity
  • Utility Deposit Bond
    Electric Service Indemnity Bond (Electric Board of
    Electric Board of Chattanooga
  • Utility Deposit Bond
    Murfreesboro Electric Utility Deposit Bond
    Murfreesboro Electric Department
  • Utility Deposit Bond
    City of Cookeville Electric Dept. Utility Bond
    Cookeville Electric Dept.
  • Utility Deposit Bond
    Memphis Light, Gas & Water Div Indemnity Bond for
    Memphis Light, Gas & Water Division
  • Utility Deposit Bond
    Electric Service Furnished Bond (Davidson County,
    Nashville Electric Service
  • Utility Deposit Bond
    Utility Bond (Metro Water Services)
    Metro Water Services
  • Lottery Bond
    Lottery Retailer
    Tennessee Education Lottery Corp.
  • Telemarketing/Phone Solicitor Bond
    Professional Solicitor Bond
    Tennessee Secretary of State
  • Appraisal Management
    Appraisal Management Company Bond
    TN Appraisal Commission

Frequently Asked Questions

How Much Does a Surety Bond Cost in Tennessee?

Tennessee surety bonds do not have a fixed cost. How much a bond costs depends on its full amount, and on your financial standing as an applicant. Sureties take these two factors together when determining your premium rate.

All surety bonds have a bonding amount. Simply put, this amount is the financial backing that a surety bond guarantees to its obligees. Bond amounts vary greatly from state to state, even for the same type of bonds, and are determined by state governments.

Some bond amounts are fixed on a federal level but only a few. Amounts for contract bonds also vary, depending on the specific contract they are for.

To determine the rate of your Tennessee surety bond, a surety bond company will look at the bond you are applying for and at your personal credit score. Personal credit score is important to surety bond companies because it clearly shows how financially stable an applicant is. Naturally, those with a high credit score are deemed more reliable and offered a lower rate.

This rate, the so-called standard market rate, typically ranges between 1%-4% of the total amount of the bond. Some bonds applicants may need to further showcase their assets or liquidity, and present financial statements. The better and healthier these are, the better the rate the sureties can offer, and the lower of the cost of your Tennessee surety bond will be.

Want to find out even more about what influences bond cost? Our extensive surety bond cost guide has the answers.

Tennessee Bad Credit Surety Bonds Program

Applying for a surety bond with bad credit can be tough. Often, such applicants are turned down because they are deemed unsafe and risky. This means that a lot of businesses who otherwise do a great job get held up by this hurdle.

Our Bad Credit Surety Bonds program offers a way out of this situation. We want to help businesses grow, and have created a special program that allows those who have less-than-perfect credit to get bonded.

Getting your Tennessee surety bond under this program means you will have to pay a slightly higher rate, ranging between 5%-15% of the total amount of your bond. The higher rates serve to offset the risk that is present when providing bonds to applicants with a low credit score.

No matter what, we do our best to get the best possible rate for our applicants. Thanks to the expert Tennessee surety bond companies we work with, this is almost always the case.

How to Get Bonded in Tennessee

You’re just a few steps away from getting your Tennessee surety bond. To begin with your application, apply online through our secure and simple application tool. As soon as we check your application, we will offer you a free quote on your bond. If necessary, we may also ask you to provide us with some additional information. From there it’s only a matter of a short amount of time until you get your Tennessee surety bond.

Lance Surety Bonds is at your disposal. Call us at (877) 514-5146 anytime! We take pride in being one of the nation’s best surety producers. We are familiar with Tennessee bonding requirements in detail and will be able to offer you advice, guidance and information. Don’t hesitate, call us today.

Types of Tennessee Surety Bonds

We offer all types of surety bonds in Tennessee - Tennessee license bonds, Tennessee contract bonds and Tennessee court bonds. These three types include all possible types of surety bonds you may need.

License bonds are the bonds we underwrite for businesses who need to get licensed. Which businesses need to get a bond is determined by the state of Tennessee and sometimes by the federal government.

These bonds, also called license and permit bond in full or commercial bonds, guarantee that bonded individuals and businesses will comply with the regulations concerning their business license. These concern auto dealers in Tennessee, mortgage brokers and lenders, freight brokers, contractors, and many more.

Contract bonds are the bonds we underwrite for contractors when they want to participate in a bid, or are about to begin work on a project in Tennessee. Before contractors can do so, though, they also need to get licensed (and bonded) as contractors.

Bond amounts for Tennessee contract bonds depend on the contract amount, though most state and federal projects will require contractors to get bonded. This applies to many private construction projects in Tennessee as well.

Court bonds are the bonds we underwrite when an individual is requested by a Tennessee court to obtain a bond before certain legal proceedings can take place. These include appealing a judgement as well as assuming the role of fiduciary and guardian. Both these instances will often require a Tennessee court bond.

Top Surety Bond Companies in Tennessee

We work with and represent some of the best surety bond companies in Tennessee. All of our partner companies are licensed in all 50 states and have offices in many of them. All of them are A-rated and even better under the ‘A.M. Best’ credit rating system. Furthermore, all of them are T-listed with the U.S. Department of Treasury. This places them among the best companies in the surety industry.

Some of the underwriting companies we work with include the following: Washington International Insurance Company, Swiss Reinsurance American Corporation, International Fidelity Insurance Company. By getting bonded in Tennessee with us, you are choosing the best in the business.

Most Popular Surety Bonds in Tennessee

Tennessee Auto Dealer Bond

The Tennessee auto dealer bond is required before individuals can get licensed as auto dealer in the state. It guarantees that they will comply with regulations for their license.

Contractor License Bond

Contractors in Tennessee need to obtain a contractor license bond before they are allowed to bid on contracts or perform on construction jobs in the state.

Mortgage Broker Bonds

To become a mortgage broker in Tennessee and negotiate mortgages for your clients, you will first need to get bonded with a Tennessee mortgage broker bond.

Collection Agency Bonds

To operate a collection agency in the state of Tennessee you will be asked to obtain a collection agency bond that guarantees that you distribute payments properly.

Freight Broker Bond

In order to operate as a freight broker in the state of Tennessee you need to get a $75,000 freight broker bond.

Mortgage Lender Bond

Those wishing to operate as mortgage lenders in Tennessee and originate and sell mortgages, will need to get bonded with a mortgage lender bond.

What Our Clients Have To Say?




Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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