Lance Surety Bonds offers all types of surety bonds throughout the nation, including Tennessee. Through solid relationships with a network of A-Rated, T-listed Tennessee surety bond companies, our agency is able to offer a variety of exclusive bond programs to all applicants, even those with bad credit. We’ll help you get bonded fast, at the best possible rate. Our bond agents are available to answer any questions you may have about Tennessee bonding requirements.
To get started, have a look at the questions and answers section below. There you will find all relevant information about Tennessee surety bonds - how much your bond will cost, how our bad credit program works and how you can get bonded.
If you’d like to apply for your Tennessee surety bond right away, you can do so by using the search tool below. Find the bond you need and simply follow the application link. Once you submit your application form we will contact you with a free quote on your bond.
If you’d rather speak to us directly, our surety bond experts are available to take your call. Give us a call at (877) 514-5146 whenever you’d like. We know all about bonding requirement in Tennessee and can guide you through the application process.
Find Your Tennessee Surety Bond
|Agricultural (Non-Livestock) Bond||Pesticides||Tennessee Department of Agriculture||Apply Now|
|Agricultural (Non-Livestock) Bond||Pest Control License Bond||Tennessee Department of Agriculture||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Metropolitan Government of Nashville and Davidson||NASHVILLE AND DAVIDSON COUNTY||Apply Now|
|Contractor License Performance & Payment (Local) Bond||City of Hendersonville Permit Bond||Hendersonville Department of Building & Codes||Apply Now|
|Contractor License Performance & Payment (State) Bond||Fire Protection Sprinkler Contractor||Board of Licensing Contractors, Dept of Commerce a||Apply Now|
|Contractor License Performance & Payment (State) Bond||Home Improvement Contractor||Dept. of Commerce & Insurance, Contractor License||Apply Now|
|Contractor License Performance & Payment (State) Bond||Memphis and Shelby County Code Enforcement Bond||Memphis & Shelby County||Apply Now|
|Investment Advisor (Blue Sky) Bond||Investment Advisor Bond||State of Tennessee Securities||Apply Now|
|Collection Agency Bond||Collection Service License Bond||Tennessee Department of commerce and Insurance||Apply Now|
|Collection Agency Bond||Collection Agency Bond||Tennessee Department of Commerce and Insurance||Apply Now|
|Collection Agency Bond||Collection Service License||Tennessee Department of Commerce||Apply Now|
|Collection Agency Bond||Credit Services Organization Bond||Director of Tennessee Division of Consumer Affairs||Apply Now|
|Professional Fund Raisers Bond||Professional Fund Raising||Division of Charitable Solicitations and Gaming||Apply Now|
|Insurance Adjusters Bond||Public Adjusters||TN Department of Commerce||Apply Now|
|Mortgage Broker (1st & 2nd Mortgages) Bond||Mortgage Broker, Lender or Servicer||Tennessee Department of Financial Institutions||Apply Now|
|Mortgage Lender/Banker (1st & 2nd Mort.) Bond||Mortgage Lender||STATE OF TENNESSEE Dept OF FINANCIAL INST.||Apply Now|
|Small Loan Companies Bond||Title Pledge Lender||Department of Financial Institutions||Apply Now|
|Small Loan Companies Bond||Industrial Loan and Thrift||State of Tennessee Dept. of Financial Institutions||Apply Now|
|Title Insurance Agents & Escrow Officers Bond||Title Insurance Producer's||Dept of Commerce and Insurance||Apply Now|
|Title Insurance Agents & Escrow Officers Bond||Title Insurance Producer's||Tennessee Department of Commerce and Insurance||Apply Now|
|Auto & Mobile Home Dealers (New & Used) Bond||Motor Vehicle Dealer||Motor Vehicle Commission||Apply Now|
|Auto & Mobile Home Dealers (New & Used) Bond||Dealer of Manufactured Homes||Motor Vehicle Commissioner||Apply Now|
|Auto & Mobile Home Dealers (Used Only, No New) Bond||Motor Vehicle Auction||Motor Vehicle Commission||Apply Now|
|Auto & Mobile Home Dealers (Used Only, No New) Bond||Motor Vehicle Dealer||Motor Vehicle Commission||Apply Now|
|Motor Vehicle (Non-Dealer, Not Listed) Bond||Motor Vehicle Auction||Motor Vehicle Commission||Apply Now|
|Motor Vehicle (Non-Dealer, Not Listed) Bond||Manufactured Home Stabilizing System Installer Bon||Tennessee Motor Vehicle Commission||Apply Now|
|Motor Vehicle (Non-Dealer, Not Listed) Bond||Modular Building Units Installer Bond||STATE FIRE MARSHAL’S OFFICE||Apply Now|
|Motor Vehicle (Non-Dealer, Not Listed) Bond||Modular Building Units Dealer Bond||State Fire Marshal's Office - Codes Enforcement||Apply Now|
|Sport Permits Bond||Professional Boxing or Combat Matches Promoter||Tennessee Athletic Commission||Apply Now|
|Health Spas/Health Clubs Bond||STATE OF TENNESSEE – HEALTH CLUB SURETY||State of Tennessee Dept of Commerce & Insurance||Apply Now|
|Employment Agencies Bond||Staff Leasing Company License or Permit Bond||Department of Commerce & Insurance||Apply Now|
|Retail Stores & Service Shops||School of Cosmetology||State Board of Cosmetology||Apply Now|
|Professional Licenses (All Other) Bond||County Public Officals||State of Tennessee, County of Shelby||Apply Now|
|Professional Licenses (All Other) Bond||Wildlife Recources Agency||Tennessee Wildlife Resources Agency||Apply Now|
|Professional Licenses (All Other) Bond||Pest Control License||Department of Agriculture||Apply Now|
|Professional Licenses (All Other) Bond||Beauty Pageant Surety Bond||Division of Consumer Affairs||Apply Now|
|Professional Licenses (All Other) Bond||Probationary Services Provider Perfromance Bond||Maury County General Session & Circuit Court||Apply Now|
|Professional Licenses (All Other) Bond||Professional Licenses (All Other) Bond||State of Tennessee Securities Division||Apply Now|
|Professional Licenses (All Other) Bond||Litigation Financier Bond||Business Services Division - Tre Hargett||Apply Now|
|Schools (All) Bond||Private School Bond (Cosmetology)||Tennessee Board of Cosmetology||Apply Now|
|Schools (All) Bond||Postsecondary Educationall Institutions Bond||Tennessee Higher Education Commission||Apply Now|
|Schools (All) Bond||Postsecondary Educationall Institutions Bond||Tennessee Higher Education Commission||Apply Now|
|Alcohol (Manufacturers, Warehouses, Wholesalers) Bond||Warehousmen, Dealers, Wholesalers, Manufacturers o||Department of Revenue||Apply Now|
|Alcohol (Retailers) Bond||Sale of Alcoholic Beverages For Consumption On Pre||State of Tennessee ABC||Apply Now|
|Alcohol (Retailers) Bond||Sale of Alcoholic Beverages For Consumption On Pre||State Tennessee||Apply Now|
|Alcohol (All Others) Bond||License For Consumption On Premises||Department of Revenue State of Tennessee||Apply Now|
|Alcohol (All Others) Bond||Alcohol (All Others) Bond||Department of Revenue||Apply Now|
|Cigar/Cigarette & Tobacco Tax Bond||TOBACCO TAX STAMP AFFIXING AGENT||Tennessee Department of Revenue||Apply Now|
|Fuel Tax (All Others, Sellers & Users) Bond||Petroleum Products and Alternative Fuels||TN Dept of Revenue||Apply Now|
|Utility Deposit Bond||Utility Deposit Bond||Clarksville Department of Electricity||Apply Now|
|Utility Deposit Bond||Electric Service Indemnity Bond (Electric Board of||Electric Board of Chattanooga||Apply Now|
|Utility Deposit Bond||Murfreesboro Electric Utility Deposit Bond||Murfreesboro Electric Department||Apply Now|
|Utility Deposit Bond||City of Cookeville Electric Dept. Utility Bond||Cookeville Electric Dept.||Apply Now|
|Utility Deposit Bond||Memphis Light, Gas & Water Div Indemnity Bond for||Memphis Light, Gas & Water Division||Apply Now|
|Utility Deposit Bond||Electric Service Furnished Bond (Davidson County,||Nashville Electric Service||Apply Now|
|Utility Deposit Bond||Utility Bond (Metro Water Services)||Metro Water Services||Apply Now|
|Lottery Bond||Lottery Retailer||Tennessee Education Lottery Corp.||Apply Now|
|Telemarketing/Phone Solicitor Bond||Professional Solicitor Bond||Tennessee Secretary of State||Apply Now|
|Appraisal Management||Appraisal Management Company Bond||TN Appraisal Commission||Apply Now|
Frequently Asked Questions
How Much Does a Surety Bond Cost in Tennessee?
Tennessee surety bonds do not have a fixed cost. How much a bond costs depends on its full amount, and on your financial standing as an applicant. Sureties take these two factors together when determining your premium rate.
All surety bonds have a bonding amount. Simply put, this amount is the financial backing that a surety bond guarantees to its obligees. Bond amounts vary greatly from state to state, even for the same type of bonds, and are determined by state governments.
Some bond amounts are fixed on a federal level but only a few. Amounts for contract bonds also vary, depending on the specific contract they are for.
To determine the rate of your Tennessee surety bond, a surety bond company will look at the bond you are applying for and at your personal credit score. Personal credit score is important to surety bond companies because it clearly shows how financially stable an applicant is. Naturally, those with a high credit score are deemed more reliable and offered a lower rate.
This rate, the so-called standard market rate, typically ranges between 1%-4% of the total amount of the bond. Some bonds applicants may need to further showcase their assets or liquidity, and present financial statements. The better and healthier these are, the better the rate the sureties can offer, and the lower of the cost of your Tennessee surety bond will be.
Want to find out even more about what influences bond cost? Our extensive surety bond cost guide has the answers.
Tennessee Bad Credit Surety Bonds Program
Applying for a surety bond with bad credit can be tough. Often, such applicants are turned down because they are deemed unsafe and risky. This means that a lot of businesses who otherwise do a great job get held up by this hurdle.
Our Bad Credit Surety Bonds program offers a way out of this situation. We want to help businesses grow, and have created a special program that allows those who have less-than-perfect credit to get bonded.
Getting your Tennessee surety bond under this program means you will have to pay a slightly higher rate, ranging between 5%-15% of the total amount of your bond. The higher rates serve to offset the risk that is present when providing bonds to applicants with a low credit score.
No matter what, we do our best to get the best possible rate for our applicants. Thanks to the expert Tennessee surety bond companies we work with, this is almost always the case.
How to Get Bonded in Tennessee
You’re just a few steps away from getting your Tennessee surety bond. To begin with your application, apply online through our secure and simple application tool. As soon as we check your application, we will offer you a free quote on your bond. If necessary, we may also ask you to provide us with some additional information. From there it’s only a matter of a short amount of time until you get your Tennessee surety bond.
Lance Surety Bonds is at your disposal. Call us at (877) 514-5146 anytime! We take pride in being one of the nation’s best surety producers. We are familiar with Tennessee bonding requirements in detail and will be able to offer you advice, guidance and information. Don’t hesitate, call us today.
Types of Tennessee Surety Bonds
We offer all types of surety bonds in Tennessee - Tennessee license bonds, Tennessee contract bonds and Tennessee court bonds. These three types include all possible types of surety bonds you may need.
License bonds are the bonds we underwrite for businesses who need to get licensed. Which businesses need to get a bond is determined by the state of Tennessee and sometimes by the federal government.
These bonds, also called license and permit bond in full or commercial bonds, guarantee that bonded individuals and businesses will comply with the regulations concerning their business license. These concern auto dealers in Tennessee, mortgage brokers and lenders, freight brokers, contractors, and many more.
Contract bonds are the bonds we underwrite for contractors when they want to participate in a bid, or are about to begin work on a project in Tennessee. Before contractors can do so, though, they also need to get licensed (and bonded) as contractors.
Bond amounts for Tennessee contract bonds depend on the contract amount, though most state and federal projects will require contractors to get bonded. This applies to many private construction projects in Tennessee as well.
Court bonds are the bonds we underwrite when an individual is requested by a Tennessee court to obtain a bond before certain legal proceedings can take place. These include appealing a judgement as well as assuming the role of fiduciary and guardian. Both these instances will often require a Tennessee court bond.
Top Surety Bond Companies in Tennessee
We work with and represent some of the best surety bond companies in Tennessee. All of our partner companies are licensed in all 50 states and have offices in many of them. All of them are A-rated and even better under the ‘A.M. Best’ credit rating system. Furthermore, all of them are T-listed with the U.S. Department of Treasury. This places them among the best companies in the surety industry.
Some of the underwriting companies we work with include the following: Washington International Insurance Company, Swiss Reinsurance American Corporation, International Fidelity Insurance Company. By getting bonded in Tennessee with us, you are choosing the best in the business.
Most Popular Surety Bonds in Tennessee
The Tennessee auto dealer bond is required before individuals can get licensed as auto dealer in the state. It guarantees that they will comply with regulations for their license.
Contractors in Tennessee need to obtain a contractor license bond before they are allowed to bid on contracts or perform on construction jobs in the state.
To become a mortgage broker in Tennessee and negotiate mortgages for your clients, you will first need to get bonded with a Tennessee mortgage broker bond.
To operate a collection agency in the state of Tennessee you will be asked to obtain a collection agency bond that guarantees that you distribute payments properly.