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Tennessee Surety Bonds

  • All types of Tennessee surety bonds
  • 100% money-back guarantee
  • Fast and secure online applications
  • Bonding options for all credit types
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Tennessee Surety Bonds Explained

Whether you're running a business that has to get licensing, bidding on a construction project, or appealing a court case in Tennessee, you may be required by various authorities to provide a surety bond.

In essence, a surety bond is a contract between you or your company as the principal, and two other parties. The obligee is the entity requiring the bonding, while the surety is the one providing it.

You can gather detailed information about Tennessee surety bonds in the sections below. They will give you insights about how much your bond will cost, how our bad credit program works, and how you can get bonded.

If you'd like to apply for your bond right away, you can do so by using the search tool below. Once you submit your application form, we will contact you with a free quote on your bond.

Find Your Tennessee Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Agricultural (Non-Livestock) Bond Pesticides Tennessee Department of Agriculture Apply Now
Agricultural (Non-Livestock) Bond Pest Control License Bond Tennessee Department of Agriculture Apply Now
Contractor License Performance & Payment (Local) Bond Metropolitan Government of Nashville and Davidson NASHVILLE AND DAVIDSON COUNTY Apply Now
Contractor License Performance & Payment (Local) Bond City of Hendersonville Permit Bond Hendersonville Department of Building & Codes Apply Now
Contractor License Performance & Payment (State) Bond Fire Protection Sprinkler Contractor Board of Licensing Contractors, Dept of Commerce a Apply Now
Contractor License Performance & Payment (State) Bond Home Improvement Contractor Dept. of Commerce & Insurance, Contractor License Apply Now
Contractor License Performance & Payment (State) Bond Memphis and Shelby County Code Enforcement Bond Memphis & Shelby County Apply Now
Investment Advisor (Blue Sky) Bond Investment Advisor Bond State of Tennessee Securities Apply Now
Collection Agency Bond Collection Service License Bond Tennessee Department of commerce and Insurance Apply Now
Collection Agency Bond Collection Agency Bond Tennessee Department of Commerce and Insurance Apply Now
Collection Agency Bond Collection Service License Tennessee Department of Commerce Apply Now
Collection Agency Bond Credit Services Organization Bond Director of Tennessee Division of Consumer Affairs Apply Now
Professional Fund Raisers Bond Professional Fund Raising Division of Charitable Solicitations and Gaming Apply Now
Insurance Adjusters Bond Public Adjusters TN Department of Commerce Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Mortgage Broker, Lender or Servicer Tennessee Department of Financial Institutions Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Mortgage Lender STATE OF TENNESSEE Dept OF FINANCIAL INST. Apply Now
Small Loan Companies Bond Title Pledge Lender Department of Financial Institutions Apply Now
Small Loan Companies Bond Industrial Loan and Thrift State of Tennessee Dept. of Financial Institutions Apply Now
Title Insurance Agents & Escrow Officers Bond Title Insurance Producer's Dept of Commerce and Insurance Apply Now
Title Insurance Agents & Escrow Officers Bond Title Insurance Producer's Tennessee Department of Commerce and Insurance Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Motor Vehicle Commission Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Dealer of Manufactured Homes Motor Vehicle Commissioner Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Auction Motor Vehicle Commission Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Dealer Motor Vehicle Commission Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Motor Vehicle Auction Motor Vehicle Commission Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Manufactured Home Stabilizing System Installer Bon Tennessee Motor Vehicle Commission Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Modular Building Units Installer Bond STATE FIRE MARSHAL’S OFFICE Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Modular Building Units Dealer Bond State Fire Marshal's Office - Codes Enforcement Apply Now
Sport Permits Bond Professional Boxing or Combat Matches Promoter Tennessee Athletic Commission Apply Now
Health Spas/Health Clubs Bond STATE OF TENNESSEE – HEALTH CLUB SURETY State of Tennessee Dept of Commerce & Insurance Apply Now
Employment Agencies Bond Staff Leasing Company License or Permit Bond Department of Commerce & Insurance Apply Now
Retail Stores & Service Shops School of Cosmetology State Board of Cosmetology Apply Now
Professional Licenses (All Other) Bond County Public Officals State of Tennessee, County of Shelby Apply Now
Professional Licenses (All Other) Bond Wildlife Recources Agency Tennessee Wildlife Resources Agency Apply Now
Professional Licenses (All Other) Bond Pest Control License Department of Agriculture Apply Now
Professional Licenses (All Other) Bond Beauty Pageant Surety Bond Division of Consumer Affairs Apply Now
Professional Licenses (All Other) Bond Probationary Services Provider Perfromance Bond Maury County General Session & Circuit Court Apply Now
Professional Licenses (All Other) Bond Professional Licenses (All Other) Bond State of Tennessee Securities Division Apply Now
Professional Licenses (All Other) Bond Litigation Financier Bond Business Services Division - Tre Hargett Apply Now
Schools (All) Bond Private School Bond (Cosmetology) Tennessee Board of Cosmetology Apply Now
Schools (All) Bond Postsecondary Educationall Institutions Bond Tennessee Higher Education Commission Apply Now
Schools (All) Bond Postsecondary Educationall Institutions Bond Tennessee Higher Education Commission Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Warehousmen, Dealers, Wholesalers, Manufacturers o Department of Revenue Apply Now
Alcohol (Retailers) Bond Sale of Alcoholic Beverages For Consumption On Pre State of Tennessee ABC Apply Now
Alcohol (Retailers) Bond Sale of Alcoholic Beverages For Consumption On Pre State Tennessee Apply Now
Alcohol (All Others) Bond License For Consumption On Premises Department of Revenue State of Tennessee Apply Now
Alcohol (All Others) Bond Alcohol (All Others) Bond Department of Revenue Apply Now
Cigar/Cigarette & Tobacco Tax Bond TOBACCO TAX STAMP AFFIXING AGENT Tennessee Department of Revenue Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Petroleum Products and Alternative Fuels TN Dept of Revenue Apply Now
Utility Deposit Bond Utility Deposit Bond Clarksville Department of Electricity Apply Now
Utility Deposit Bond Electric Service Indemnity Bond (Electric Board of Electric Board of Chattanooga Apply Now
Utility Deposit Bond Murfreesboro Electric Utility Deposit Bond Murfreesboro Electric Department Apply Now
Utility Deposit Bond City of Cookeville Electric Dept. Utility Bond Cookeville Electric Dept. Apply Now
Utility Deposit Bond Memphis Light, Gas & Water Div Indemnity Bond for Memphis Light, Gas & Water Division Apply Now
Utility Deposit Bond Electric Service Furnished Bond (Davidson County, Nashville Electric Service Apply Now
Utility Deposit Bond Utility Bond (Metro Water Services) Metro Water Services Apply Now
Lottery Bond Lottery Retailer Tennessee Education Lottery Corp. Apply Now
Telemarketing/Phone Solicitor Bond Professional Solicitor Bond Tennessee Secretary of State Apply Now
Appraisal Management Appraisal Management Company Bond TN Appraisal Commission Apply Now

Questions about Surety Bonds in Tennessee

What is the surety bond cost?

The cost of your Tennessee surety bond depends on the bond amount that you are required to obtain by relevant authorities, as well as on your financial standing as an applicant.

To determine your bond premium, your surety has to consider the bond you are applying for and at your personal and business finances. The most important criteria that shape your bond cost include your credit score, assets or liquidity, and business finances.

The better and healthier these factors are, the lower the cost of your surety bond can get. The typical premiums for applicants with solid finances are in the range of 1%-5%.

Want to find out even more about what influences your bond cost? Our extensive surety bond cost guide has the answers.

Is it possible to get bonded with bad credit?

Applicants with problematic finances often stumble into difficulties when trying to get bonded. That's why we are running a special Bad Credit Surety Bonds program that allows you to get bonded even if you have less-than-perfect credit.

Getting your bond under this program means you will have to pay a slightly higher rate, ranging between 5%-15% of the total amount of your bond. This serves to offset the increased bonding risk.

Still, we are able to offer you the best possible rates due to our exclusive partnerships with numerous A-rated, T-listed surety companies.

How to get bonded?

As soon as we check your application and documents, we will offer you a free quote on your bond. Shortly after, you can obtain your bond.

You can learn more about how the bonding process works on our How to Get Bonded page.

For further information, Lance Surety Bonds' experts are available to help you. You can reach us at (877) 514-5146.

Who Needs to Get Bonded in Tennessee

There are three main types of surety bonds that you may need in Tennessee: license bonds, contract bonds, and court bonds.

License bonds may be needed in case you have to get licensed with a local, state, or federal authorities. They guarantee that bonded individuals and businesses will comply with the regulations concerning their business license. Some professionals who need to get license bonds include auto dealers, mortgage brokers and lenders, freight brokers, contractors, and many more.

Contract bonds are often necessary for contractors who want to participate in a bid for a public or private contract, or are about to begin work on a project. The most common types include bid bonds, payment bonds, and performance bonds.

Court bonds may be required by a Tennessee court before certain legal proceedings can take place. These include appealing a judgement, as well as assuming the role of a fiduciary and guardian.

Most Popular Surety Bonds in Tennessee

Tennessee Auto Dealer Bond

A $50,000 auto dealer bond is required before individuals can get licensed as auto dealers in the state. It guarantees that they will comply with regulations for their license.

Contractor License Bond

Contractors in various cities and counties in Tennessee need to obtain a contractor license bond before they are allowed to bid on contracts or perform on construction jobs in the state.

Tennessee Mortgage Broker Bond

To become a mortgage broker in the state, you will first need to get a $90,000 mortgage broker bond.

Collection Agency Bonds

To operate a collection agency, you will be asked to obtain a collection agency bond between $15,000 and $25,000. It guarantees that you distribute payments properly.

Freight Broker Bond

All freight brokers in the U.S. have to get a $75,000 freight broker bond.

Mortgage Lender Bond

If you want to originate and sell mortgages in the state, you will need to get a $200,000 mortgage lender bond.

About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

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