Insurance Broker Bonds

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    99% of Brokers Approved!
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    100% Secure Online Application
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    Lowest Bond Rates in all 50 States
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    Excellent Bad Credit Programs

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What is an Insurance Broker Bond?

Regulated by each state, insurance brokers and agents sell or negotiate insurance policies in exchange for financial compensation. Additionally, some also work with their insured customers to develop risk mitigation strategies. To legally operate, insurance agents must be licensed in the states in which they operate.

In addition to being licensed, most states require insurance brokers, whether operating as a broker company or an individual, to also become bonded. Insurance Broker Bonds ensures strict compliance with state insurance laws, and provide protection to any person or group of individuals that may have been wronged as a result of a negligent act committed by a licensed insurance agent.

Questions about Insurance Broker Bonds

How much does an Insurance Broker Bond cost?

Bond premium for insurance agent bonds is typically a fraction of the bond amount and is paid for on an annual basis. Rates are quoted as a percentage of the total bond amount, which can vary among states. For example, the insurance broker bond amount in North Carolina is $15,000, while in Illinois it can be between $2,500 and $50,000. Due to the strict licensing requirements and state regulation, these bonds are considered to be less risky than many other types of license bonds. As a result, Lance Surety is able to aggressively offer quotes to both standard market applicants as well as those with less than perfect credit.

Applicants with stellar credit typically see rates between 1 to 3% of the bond amount. Due to our exclusive high risk programs, bad credit programs rarely exceed 7.5%.

How do I get an Insurance Broker Bond?

The first step is to apply online. Our website has a state-of-the-art online application that offers instant quotes upon completion. Once you’ve received our quote, you’ll just need to pay your bond premium and provide a signed copy of the indemnity agreement, which will be emailed to you.

To learn more about the bonding process, visit our page on “How To Get Bonded”.

Do you offer bad credit programs for Insurance Brokers?

Yes, we offer a variety of exclusive bond programs for insurance agents that have less than perfect credit. We take great pride in being able to simply the bonding experience, by being able to approve over 99% of all applicants. Our bad credit applicants usually receive approvals from our company at half the rate most competitors are able to offer.

How can I lower the rate for my broker bond?

Rates for insurance broker bonds are based almost only on the personal credit of the applicant. Therefore, anything you can do to improve your credit profile, such as paying off any past due collections or tax liens, can go a long way towards lowering the price of your bond. Demonstrating that you have industry experience via a resume, or financial success through financial statements can also help to “Finding the Lowest Surety Bond Rates”.


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Find Your Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Arizona Insurance Broker Director of Insurance Apply Now
Arizona Department of Insurance Administrator Bond State of Arizona Apply Now
Arizona Health Care Card Provider Bond State of Arizona, Department of Treasury Apply Now
Arkansas Third Party Administrator Bond Arkansas Insurance Dept. License Division Apply Now
California Bond of Public Insurance Adjuster State of California Apply Now
California Insurance Adjuster Bond Producer Licensing Bureau Apply Now
California Bond for Insurance Broker Producer Licensing Bureau Apply Now
Colorado Public Adjusters Bond Colorado Division of Insurance Apply Now
Connecticut Third Party Administrators (TPA) Bond CT Dept. of Insurance Apply Now
District of Columbia Public Insurance Adjusters Bond Department of Insurance, Securities and Banking Apply Now
Florida Public Adjuster's Florida Department of Financial Services Apply Now
Florida Insurance Broker Bureau of Licensing Apply Now
Georgia Public Adjuster Georgia Insurance Commissioner Apply Now
Georgia Insurance Counselor Bond OFFICE OF INSURANCE AND SAFETY FIRE COMMISSIONER Apply Now
Georgia Third Agency Bond Office of Commissioner of Insurance Apply Now
Hawaii Public Adjuster Bond Hawaii Insurance Division Apply Now
Idaho Bond Of Public Adjuster Idaho Department of Insurance Apply Now
Illinois Insurance Broker Dept of Financial & Professional Regulation Apply Now
Illinois Preferred Provider Program Administrator IL Dept. of Insurance Apply Now
Illinois Third Party Administrator Illinois Department of Insurance Apply Now
Iowa Insurance Adjuster Bond Iowa Insurance Division Apply Now
Iowa Third Party Administrator Insurance Division Apply Now
Kentucky Financial Responsibility Office of Insurance, Agent Licensing Division Apply Now
Louisiana Public Adjusters Department of Insurance Apply Now
Louisiana Insurance 3rd Party Administrator Bond Louisiana Department of Insurance Apply Now
Maine Insurance Consultant's License Bond BUREAU OF INSURANCE Apply Now
Maine Insurance 3rd Party Administrator Bond Dept of Professional & Financial Regulations Apply Now
Maryland Automobile Insurance Fund Producer Maryland Automobile Insurance Fund Apply Now
Maryland Insurance Administration Insurance Advisor MD Insurance Commissioner Apply Now
Maryland 3rd Party Administrator Bond Maryland Department of Insurance Apply Now
Minnesota Public Adjuster Surety Bond Department of Commerce Apply Now
Mississippi Public Adjuster Mississippi Department of Insurance Apply Now
Missouri Third Party Administrator State of Missouri Apply Now
Nevada Administrators As Provided By NRS 683A Nevada Division of Insurance Apply Now
New Jersey Public Adjuster State of NJ Dept. of Banking & Insurance Apply Now
New Jersey Insurance Broker Commissioner of Banking and Insurance Apply Now
New Mexico Insurance Adjusters Surety New Mexico Public Regulatory Commission Licensing Apply Now
New York Adjusters NY Insurance Department - Licensing Bureau Apply Now
North Carolina Public Adjuster Insurance North Carolina Dept of Insurance Apply Now
North Carolina Broker Insurance Commissioner of Insurance Apply Now
Ohio Public Insurance Adjuster Ohio Superintendent of Insurance Apply Now
Ohio Electronic Individual Public Insurance Adjuster Department of Insurance, Licensing Division Apply Now
Ohio Insurance Broker Dept of Insurance Apply Now
Oklahoma Public Adjuster's Bond State of Oklahoma Insurance Commissioner Apply Now
Oklahoma Third Party Administrator's People of the State of Oklahoma Apply Now
Pennsylvania Public Adjuster Pennsylvania Insurance Department Apply Now
South Carolina Insurance Broker Dept of Insurance Apply Now
South Carolina Insurance Broker Bond Dept of Insurance Apply Now
South Carolina Insurance Administrator Bond South Carolina Department of Insurance Apply Now
South Dakota Discount Medical Plans Bond SD Dept. Labor & Regulation Division of Insuranc Apply Now
Tennessee Public Adjusters TN Department of Commerce Apply Now
Texas Public Insurance Adjuster Bond Texas Department of Insurance Apply Now
Texas Insurance Agency Department of Insurance Apply Now
Texas Discount Health Care Program Operator Texas Department of Insurance Apply Now
Utah Third Party Administrator Bond Utah Department of Insurance Apply Now
Washington Insurance Broker's Bond Insurance Commissioner Apply Now
Washington Insurance Agents/Brokers Bond State of Washington Apply Now
West Virginia Financial Conditions Division Administrators Bond West Virginia Insurance Commissioner, Financial Co Apply Now
Wisconsin Employee Benefit Plan Administrator Wisconsin Office of The Commissioner of Insurance Apply Now
Wyoming Third Party Administrator State of Wyoming Apply Now

About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

What Our Clients Have To Say?

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!