Wrecker and Tow Operator Bond

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How Do I Get Bonded?

What Is a Wrecker and Tow Operator Bond?

Wreckers and tow operators have to obtain a license in a number of cities and states across the country. Providing a surety bond is a common requirement included in the process of getting your wrecker and tow operator license.

This is a type of license bond whose purpose is to ensure that you follow the law in your activities as a wrecker and tow operator. In case you fail to comply with your legal obligations, a bond claim can be brought against you. This is how harmed parties can obtain a compensation for your wrongful actions.

This surety bond, as all others, constitutes a three-party contractual agreement. Your wrecking and tow operating business is the principal. The state authority that licenses your profession is the obligee. The third entity is the surety which provides the bond.

Questions about Wrecker And Tow Operator Bond

Which states require wreckers and tow operators to get bonded?


In Nevada, the state DMV requires wreckers and tow operators to post a $50,000 surety bond.


The Washington State Department of Licensing imposes a $5,000 bond requirement on wreckers and tow operators in the state. You need to use the official bond form.

Saint Paul, Minnesota

Tow operators and wreckers in Saint Paul, Minnesota, need to provide a $10,000 to the city administration.

What is the surety bond price?

The bond amounts for wrecker and tow operator bonds vary depending on your city and state requirements. To get bonded, you have to cover a small fraction of the bond amount, which is called the bond premium. This is your actual surety bond cost.

How is your bond premium determined? The surety that you apply with has to take a close look at your personal credit score, business financials, and any liquidity and assets that you can demonstrate. By assessing these factors, it can measure the level of the bonding risk. The more stable your overall profile is, the smaller your bond price is likely to be.

Surety Bond Cost Based on Credit Score
Surety bond name Surety bond amount Above 700 Between 650-699 Between 600-649 Below 599
Washington Wrecker and Tow Operator Bond $5,000 $100 $100-$125 $125-$250 $250-$500
Saint Paul, Minnesota Wrecker and Tow Operator Bond $10,000 $100-$150 $100-$250 $250-$500 $500-$1,000
Nevada Wrecker and Tow Operator Bond $50,000 $375-$750 $500-$1,250 $1,250-$2,500 $2,500-$5,000

* This table provides a ballpark estimate of potential bond costs. Bond pricing can fluctuate over time due to a number of factors. For exact pricing, please complete an application.

Can I get bonded with bad credit?

You can get a bad credit surety bond with Lance Surety Bonds. Our Bad Credit Surety Bonds program is created for applicants with issues such as low credit scores, tax liens, bankruptcies, or civil judgements.

The risk for the surety is higher when providing bad credit bonding. Thus, the rates are slightly higher in order to compensate for it. You can expect premiums of around 5% to 10%. As we foster close relations with a number of A-rated, T-listed surety companies, we can offer you a great bonding rate, whatever your credit score is.

How do I get a wrecker and tow operator bond?

In case you would like to learn more about the way bonding works, we have prepared an in-depth How to Get Bonded page that you can consult at any time.

Have more questions or need help with your application? You can reach us at (877) 514-5146 and get assistance from our bonding experts.

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About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

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What Our Clients Have To Say?

  • Kimberlee Ables
    Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
  • Andrew Poincot
    Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
  • Margie Martinez
    We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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