Payday Loan Bonds

Get a Free Bond Quote!

Apply Online Get a Free Quote Buy Your Bond
Insurance brokers representing clients can apply here.
Powered by
  • Experts in Payday Loan Bonds
  • Lowest rates in all 50 states
  • Get approved in just minutes!
  • Bad credit? No problem!

Watch our video

How Do I Get Bonded?

First, what is a “Payday Loan”?
Throughout the country, payday loans make up the newest and fastest growing form of short-term lending. A payday loan is a small short-term loan that is intended to manage the borrowers’ cash-flow gaps between paydays. These are generally done without credit checks and are generally not against a prearranged line of credit. The maturity date usually coincides with the borrower’s next payday hence the name.

Payday Loan Bond – Definition: Payday Loan Bonds guarantee that any loan company that has issued a payday loan will follow all rules and regulations set forth by their state of operation. The bond is posted in order to protect individuals harmed by any violations.

Ready to begin the bonding process? Complete our online applications for free Payday Loan Bond quote.

Current Market for Payday Loan Bonds: Due to some isolated bad business practices by some loan companies in the payday loan industry, some bonding companies and agencies approach this type of surety bond with caution. While many bonding companies are only willing to provide financial backing in exchange for high rates, there are some out there who believe that entire payday loan industry should not suffer as a result of questionable tactics by a relatively small number of loan companies. Some bonding companies are very willing to write bonds at competitive rates for principals who qualify. It is important for you to work with an agency that can help you find such rates, and ultimately save money.

About Our Programs: While we offer programs with very competitive rates for qualifying applicants, we also offer different programs with higher rates for those who currently have credit problems, or are otherwise considered “high risk”. If you fall into this latter category, we likely will be able to help you qualify for a bond through one of our Bad Credit Surety Bond Programs.

START YOUR APPLICATION It's FREE. No Obligations. Approval in Minutes.

About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

Still Have Questions? Check Our FAQ Pages

What Our Clients Have To Say?

  • Kimberlee Ables
    Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
  • Andrew Poincot
    Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
  • Margie Martinez
    We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

As Featured In