Car Wash Bond

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How Do I Get Bonded?

What is a car wash bond?

Car wash bonds are a type of surety bond, set in place by some states in order to guarantee that car washes give their employees all earned wages, as well as interest and fringe benefits. In this aspect, car wash bonds are similar to wage and welfare bonds.

Like all other surety bonds, car wash bonds are essentially a three-party contractual agreement. The car wash is the principal of the bond, the state (or other regulatory agency) is the obligee, while the surety is the bonding company, which underwrites the bond. If the principal breaks the agreement, a claim can be made against their bond. If a court decides the claim is valid, the bonding company and the car wash are jointly responsible for reimbursing the claimant.

Lance Surety Bonds offers the best rates on the most reliable car wash bonds on the market. Our surety bond experts can help with personalized advice on your application. You can begin your online application now, or keep reading below for some commonly-asked questions.

If you need any assistance on our part, simply call us at (877) 514-5146 and let us know how we can help.

Questions about Car Wash Bond

How much does a car wash bond cost?

It’s important to know that all surety bonds have a total value, which does not refer to the sum that principals are required to pay to get bonded. Instead, it is the maximum protection that the car wash bond offers if an employee files a successful claim.

The total value of the bond is determined by the obligee. For example, a California car wash bond is valued at $150,000, while New York City may require anywhere between $150,000 and $30,000 based on the number of employees. If the car wash signs a bona fide agreement with a labor organization representing the employees, the total bond amount can be as low as $30,000.

What car washes pay to get bonded is known as the bond premium. Bond premiums can be as little as 0.75% - 2.5% of the bond amount for applicants with good credit.

What if I have bad credit? Can I still get a car wash bond?

Getting bonded with bad credit can be more difficult, because sureties read the information in your credit report to determine your likelihood of triggering a claim.

For this reason, we offer the bad credit surety bonds program. Through it, you can still get bonded, at rates normally varying between 2.5% and 10% of the total bond amount. Our experts can help you build a strong application, so you get the lowest premium as possible. Some factors, such as industry experience or a strong financial profile, can help reduce your premium.

For more tips like these, be sure to check out our What Does a Surety Bond Cost? page.

How do I apply for a car wash bond?

We offer a secure and easy-to-use online application thanks to which you can apply for your surety bond in just minutes. We will contact you shortly after you submit your application to help you complete it.

Our processing times are fast, so you can expect your bond form by mail soon after payment.

What happens if there is a claim against my bond?

As we mentioned, car wash bonds ensure that car wash owners pay wages and benefits in full. Failure to do so can lead to a claim against your bond. Successful claims need to be reimbursed by the principal in full.

We always advise bond principals to stay out of claims, as they can be costly, time-consuming, and make it harder to get bonded in the future.

However, claims can still be made against you even if you were not in the wrong. In that case, the surety that provided your bond will hear both sides of the story, and they may help you fight the claim in court. It’s always advisable to keep communication with the claimant well-documented in order to build a strong court case.

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About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

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What Our Clients Have To Say?

  • Kimberlee Ables
    Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
  • Andrew Poincot
    Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
  • Margie Martinez
    We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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