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Insurance Broker Bonds

  • 99% of Brokers Approved!
  • 100% Secure Online Application
  • Lowest Bond Rates in all 50 States
  • Excellent Bad Credit Programs

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How Do I Get My Bond?

Start Your Application
Fill out the online application form

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What is an Insurance Broker Bond?

Regulated by each state, insurance brokers and agents sell or negotiate insurance policies in exchange for financial compensation. Additionally, some also work with their insured customers to develop risk mitigation strategies. To legally operate, insurance agents must be licensed in the states in which they operate.

In addition to being licensed, most states require insurance brokers, whether operating as a broker company or an individual, to also become bonded. Insurance Broker Bonds ensures strict compliance with state insurance laws, and provide protection to any person or group of individuals that may have been wronged as a result of a negligent act committed by a licensed insurance agent.

Questions about Insurance Broker Bonds

How much does an Insurance Broker Bond cost?

Bond premium for insurance agent bonds is typically paid for on an annual basis. Rates are quoted as a percentage of the total bond amount. Due to strict licensing requirements and state regulation, these bonds are considered to be less risky than many other types of license bonds. As a result, Lance Surety is able to aggressively offer quotes to both standard market applicants as well as those with less than perfect credit.

Applicants with stellar credit typically see rates between 1 to 3% of the bond amount. Due to our exclusive high risk programs, bad credit programs rarely exceed 7.5%.

How do I get an Insurance Broker Bond?

The first step is to apply online. Our website has a state-of-the-art online application that offers instant quotes upon completion. Once you’ve received our quote, you’ll just need to pay your bond premium and provide a signed copy of the indemnity agreement, which will be emailed to you.

To learn more about the bonding process, visit our page on “How To Get Bonded”.

Do you offer bad credit programs for Insurance Brokers?

Yes, we offer a variety of exclusive bond programs for insurance agents that have less than perfect credit. We take great pride in being able to simply the bonding experience, by being able to approve over 99% of all applicants. Our bad credit applicants usually receive approvals from our company at half the rate most competitors are able to offer.

How can I lower the rate for my broker bond?

Rates for insurance broker bonds are based almost only on the personal credit of the applicant. Therefore, anything you can do to improve your credit profile, such as paying off any past due collections or tax liens, can go a long way towards lowering the price of your bond. Demonstrating that you have industry experience via a resume, or financial success through financial statements can also help to “Finding the Lowest Surety Bond Rates”.

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Find Your Surety Bond

  • Arizona
    Insurance Broker
    Director of Insurance
  • Arizona
    Department of Insurance Administrator Bond
    State of Arizona
  • Arizona
    Health Care Card Provider Bond
    State of Arizona, Department of Treasury
  • Arkansas
    Third Party Administrator Bond
    Arkansas Insurance Dept. License Division
  • California
    Bond of Public Insurance Adjuster
    State of California
  • California
    Insurance Adjuster Bond
    Producer Licensing Bureau
  • California
    Bond for Insurance Broker
    Producer Licensing Bureau
  • Colorado
    Public Adjusters Bond
    Colorado Division of Insurance
  • Connecticut
    Third Party Administrators (TPA) Bond
    CT Dept. of Insurance
  • District of Columbia
    Public Insurance Adjusters Bond
    Department of Insurance, Securities and Banking
  • Florida
    Public Adjuster's
    Florida Department of Financial Services
  • Florida
    Insurance Broker
    Bureau of Licensing
  • Georgia
    Public Adjuster
    Georgia Insurance Commissioner
  • Georgia
    Insurance Counselor Bond
    OFFICE OF INSURANCE AND SAFETY FIRE COMMISSIONER
  • Georgia
    Third Agency Bond
    Office of Commissioner of Insurance
  • Hawaii
    Public Adjuster Bond
    Hawaii Insurance Division
  • Idaho
    Bond Of Public Adjuster
    Idaho Department of Insurance
  • Illinois
    Insurance Broker
    Dept of Financial & Professional Regulation
  • Illinois
    Preferred Provider Program Administrator
    IL Dept. of Insurance
  • Illinois
    Third Party Administrator
    Illinois Department of Insurance
  • Iowa
    Insurance Adjuster Bond
    Iowa Insurance Division
  • Iowa
    Third Party Administrator
    Insurance Division
  • Kentucky
    Financial Responsibility
    Office of Insurance, Agent Licensing Division
  • Louisiana
    Public Adjusters
    Department of Insurance
  • Louisiana
    Insurance 3rd Party Administrator Bond
    Louisiana Department of Insurance
  • Maine
    Insurance Consultant's License Bond
    BUREAU OF INSURANCE
  • Maine
    Insurance 3rd Party Administrator Bond
    Dept of Professional & Financial Regulations
  • Maryland
    Automobile Insurance Fund Producer
    Maryland Automobile Insurance Fund
  • Maryland
    Insurance Administration Insurance Advisor
    MD Insurance Commissioner
  • Maryland
    3rd Party Administrator Bond
    Maryland Department of Insurance
  • Minnesota
    Public Adjuster Surety Bond
    Department of Commerce
  • Mississippi
    Public Adjuster
    Mississippi Department of Insurance
  • Missouri
    Third Party Administrator
    State of Missouri
  • Nevada
    Administrators As Provided By NRS 683A
    Nevada Division of Insurance
  • New Jersey
    Public Adjuster
    State of NJ Dept. of Banking & Insurance
  • New Jersey
    Insurance Broker
    Commissioner of Banking and Insurance
  • New Mexico
    Insurance Adjusters Surety
    New Mexico Public Regulatory Commission Licensing
  • New York
    Adjusters
    NY Insurance Department - Licensing Bureau
  • North Carolina
    Public Adjuster Insurance
    North Carolina Dept of Insurance
  • North Carolina
    Broker Insurance
    Commissioner of Insurance
  • Ohio
    Public Insurance Adjuster
    Ohio Superintendent of Insurance
  • Ohio
    Electronic Individual Public Insurance Adjuster
    Department of Insurance, Licensing Division
  • Ohio
    Insurance Broker
    Dept of Insurance
  • Oklahoma
    Public Adjuster's Bond
    State of Oklahoma Insurance Commissioner
  • Oklahoma
    Third Party Administrator's
    People of the State of Oklahoma
  • Pennsylvania
    Public Adjuster
    Pennsylvania Insurance Department
  • South Carolina
    Insurance Broker
    Dept of Insurance
  • South Carolina
    Insurance Broker Bond
    Dept of Insurance
  • South Carolina
    Insurance Administrator Bond
    South Carolina Department of Insurance
  • South Dakota
    Discount Medical Plans Bond
    SD Dept. Labor & Regulation Division of Insuranc
  • Tennessee
    Public Adjusters
    TN Department of Commerce
  • Texas
    Public Insurance Adjuster Bond
    Texas Department of Insurance
  • Texas
    Insurance Agency
    Department of Insurance
  • Texas
    Discount Health Care Program Operator
    Texas Department of Insurance
  • Utah
    Third Party Administrator Bond
    Utah Department of Insurance
  • Washington
    Insurance Broker's Bond
    Insurance Commissioner
  • Washington
    Insurance Agents/Brokers Bond
    State of Washington
  • West Virginia
    Financial Conditions Division Administrators Bond
    West Virginia Insurance Commissioner, Financial Co
  • Wisconsin
    Employee Benefit Plan Administrator
    Wisconsin Office of The Commissioner of Insurance
  • Wyoming
    Third Party Administrator
    State of Wyoming

Still Have Questions? Check Our FAQ Pages

What Our Clients Have To Say?

Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!