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Mobile Home Dealer Bond

  • Your free mobile home dealer bond quote is a step away
  • Mobile home dealer bonds for all US states
  • Bad credit bonding available
  • Quick online application

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What Is a Mobile Home Dealer Bond?

Mobile home dealer bonds, which are a type of license bonds, are required from dealers of manufactured homes in many states. They are a prerequisite for obtaining a mobile home dealer license.

Just like other kinds of surety bonds, home dealer bonds safeguard the interests of the state and its citizens, from fraud and misuse by bonded individuals and businesses. In this case, they guarantee dealer’s compliance with state regulations and their obligations under signed contracts.

The bond is a three-party contractual agreement. Your business is the principal, the obligee is the entity requiring the bond, and the surety is the bond provider. If you transgress applicable rules, an affected party can file a claim on your bond. Proven claims can hit your finances hard, since all the costs will be eventually covered by you. That’s why it’s wise to avoid them.

Ready to get your mobile home dealer bond? You can identify the relevant bond in your state in the table at the end of the page.

Can’t find the bond you need? Call us at (877) 514-5146 - our bonding experts are here to help!

Questions about Home Dealer Bonds

Who needs to obtain a mobile home dealer bond?

In numerous states, such as Texas, Arizona, Florida and Oklahoma, if you want to operate as a dealer of manufactured homes, you need to get a mobile home dealer bond. It’s one of the steps in obtaining your dealer license.

In some cases, there is a differentiation between mobile home manufacturers, installers, contractors, and brokers, and mobile home dealers or retailers. Different licenses and bonds are required accordingly.

However, the goal of all types of mobile home bonds is to guarantee that businesses producing, installing, selling, or exchanging mobile homes will abide by state regulations and will deliver quality services to their customers. Any proven fraudulent activities can be sanctioned under the bond statute.

How much does a mobile home dealer bond cost?

The amount of the mobile home dealer bond that you need to post depends on your state requirements. The usual bond amounts vary between $5,000 and $50,000.

Your surety bond cost depends on the bond amount that is asked from you. However, you do not need to provide the whole sum, but only a percentage of it, which is called the bond premium. If your finances are in good shape and you qualify for the standard bonding market, you can expect a rate between 1% and 3%.

When you apply for your home dealer bond, your surety needs to take a close look at your personal and business profile. Your credit score, business financials, and professional expertise are all factors considered in formulating your bond price. That’s how the surety assesses the risk involved in backing your business. Your bond premium will be lower if your financials are stable.

You can find some of the most popular mobile home dealer bonds across the country, together with estimations of their price according to your credit score.

Surety Bond Cost Based on Credit Score
Surety Bond Name Surety Bond Amount Above 700
Florida and Arizona Home Dealer Bond $25,000 $188-$375
Alabama or Louisiana Manufactured Home Retailer Bond $50,000 $375-$750
Idaho manufactured Home Manufacturer Bond $20,000 $150-$300

Can I get a mobile home dealer bond with bad credit?

Even if your finances are far from perfect, you may still have an opportunity to get bonded with our Bad Credit Program. Here at Lance Surety Bonds, we are aware of the difficulties that bad credit applicants face when trying to get the bond they need. That’s why we’re here to help.

Our program offers bond premiums of 4%-10% for applicants with low credit scores, liens, past bankruptcies, or civil judgments. The slightly higher percentage compensates for the higher risk. Nevertheless, with us you can be sure you are getting the best rates on the market. Due to our excellent relations with numerous A-rated, T-listed surety companies, we can shop around for you and choose the best bond option for your case. Plus, your bond is still secured by the same top bond providers.

How do I get my mobile home dealer bond?

The process of obtaining your mobile home dealer bond is straightforward. Just apply online today for your free, no-obligations bond quote. Once you submit a full application together with all needed documentation, we will deliver your exact bond price in no time.

For a full overview of how bonding works, our How to Get Bonded page is a great resource to consult.

Need clarification, or have questions about your bonding? Just call us at (877) 514-5146 and our bonding experts will be happy to help.

START YOUR APPLICATION It's FREE. No Obligations. Approval in Minutes.

What Our Clients Have To Say?

Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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