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Pennsylvania Health Club Bond

  • Your Pennsylvania health club bond is a few clicks away
  • Great bonding options
  • Bad credit program available

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What Is a Pennsylvania Health Club Bond?

If you’d like to operate a health club in Pennsylvania, you need to register with the state Public Protection Division at the Attorney General’s Office. In order to obtain your Pennsylvania health club registration, you will need to obtain a health club bond.

This bond aims to safeguard the interests of your clients and the general public. It is required in order to guarantee they will not suffer damages in case you go out of business, or engage in any unlawful activities. A bond claim can be made by harmed parties to seek a financial compensation.

Just like bonds in other states, your Pennsylvania surety bond is a three-party contractual agreement. The principal is your health club. The Office of the Attorney General is the obligee where you need to present the bond. The surety is the bond provider.

Frequently Asked Questions

Who needs to obtain this bond?

Anybody who wants to run a health club in Pennsylvania has to register with the Public Protection Division. This is how you get allowed to operate in the state. One of the requirements you have to meet is to post a surety bond. It ensures your compliance with the Pennsylvania Health Club Act. The bond amount you need to obtain depends on the length of the membership options that you present to your clients.

How much does the health club bond cost?

You need to obtain a $50,000 health club bond if you offer contracts lasting less than 12 months. In case your contracts are between 12 and 24 months, the bond amount should be $100,000. For contracts above 24 months, you’ll need a $200,000 bond.

The bond amount is what is required from you by the state authorities. It is not the same as your bond premium, which is your actual bond cost. It is often between 1% and 5% of the bond amount if your finances are in good shape.

Surety Bond Cost Based on Credit Score
Surety bond name Surety bond amount Above 700 Between 650-699 Between 600-649 Below 599
For contracts below 12 months $50,000 $375-$750 $500-$1,250 $1,250-$2,500 $2,500-$5,000
For contracts between 12 and 24 months $100,000 $750-$1,500 $1,000-$$2,500 $2,500-$5,000 $5,000-$10,000
For contracts above 24 months $200,000 $1,500-$3,000 $2,000-$5,000 $5,000-$10,000 $10,000-$20,000

The precise surety bond cost that you have to cover depends on a number of factors. Your personal credit score and business finances, as well as assets and liquidity are in the spotlight. Your surety needs to examine them carefully in order to assess the bonding risk. The lower it is, the lower your bond premium is likely to be.

What if I have problematic finances?

For health club owners with low credit scores, tax liens, bankruptcies, or civil judgements, getting bonded can be tough. That’s why Lance Surety Bonds runs its Bad Credit Surety Bonds program.

The bad credit bond rates are in the range of 5% to 10%. They compensate for the increased bonding risk. As we collaborate with a number of A-rated, T-listed surety companies, we are still able to offer you a top bonding rate irrespectively of your credit score.

How do I apply for bonding?

Do you want to get more details about how bonding works? Here is our How to Get Bonded page which will provide you with a thorough overview.

Don’t hesitate to call us at (877) 514-5146. We can help out if you have questions about the bonding process and your application.

How are bond claims handled for health clubs?

Your health club bond protects your clients in case your business goes into bankruptcy, or if you fail to follow the contracts you have signed or the requirements you need to meet under the Health Club Act. An affected party can file a claim against your bond and thus seek reimbursement up to the penal sum of your bond.

On proven claims, your surety may first repay the claimant in order to ensure a fast compensation. You are liable to cover all costs, however. This means that bond claims can be quite problematic for your business, so it’s best to avoid them.

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About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

What Our Clients Have To Say?




Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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