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California Foreclosure Consultant Bond

  • Get your free California foreclosure consultant bond quote online
  • Excellent bond rates
  • Bad credit program

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What Is a California Foreclosure Consultant Bond?

Foreclosure consultants in California have to obtain a Certificate of Registration from the Attorney General's Office prior to starting their legal operations in the state. One of the requirements you have to meet is to present a foreclosure consultant bond.

The surety bond is a security instrument that protects the state and your customers. It can be used as a source of compensation if a party suffers damages due to illegal actions that you may commit.

A surety bond is a contractual agreement between three entities. The principal is your foreclosure consultancy. The Attorney General’s Office is the obligee that imposes the bond requirement. The third party that provides the bond is the surety.

Frequently Asked Questions

When do I need this bond?

The California Attorney General’s Office requires all foreclosure consultants to get a Certificate of Registration. As a part of this process, you have to obtain a $100,000 surety bond and file a copy of it with the Secretary of State. The bond ensures you will comply with the Mortgage Foreclosure Consultant Law.

What is the cost of a California foreclosure consultant bond?

In order to get registered, you have to post a $100,000 bond. The actual surety bond cost that you have to pay is based on this bond amount. However, it is only a small percentage of it, called the bond premium. You can expect to pay 1% to 5% of the bond amount if your finances are in good shape.

Your exact bond price can be calculated only after you apply with a surety. It has to examine your personal credit score, business finances, liquidity, assets, and even professional experience. This is how it can assess the risk that your bonding poses. The more solid your profile is, the lower your bond premium will be.

Surety Bond Cost Based on Credit Score
Surety bond name Surety bond amount Above 700 Between 650-699 Between 600-649 Below 599
California foreclosure consultant bond $100,000 $750-$1,500 $1,000-$2,500 $2,500-$5,000 $5,000-$10,000

Can I get this surety bond with bad credit?

Yes, with Lance Surety Bonds you can get bonded even if your finances are problematic. We have designed our Bad Credit Surety Bonds program with you in mind. If you are struggling with a low credit score, tax liens, bankruptcies, or civil judgements, this program may be the right choice.

In order to compensate for the higher bonding risk, we will charge you a bond rate in the range of 5%-10%. Still, with us you are guaranteed a top bonding rate. Our close partnerships with numerous A-rated, T-listed surety companies give us access to great options at the best pricing.

How do I get bonded?

You can learn more details about the process of bonding by consulting our in-depth How to Get Bonded page.

If you have more questions, our bonding experts are here to help you. Just reach us at (877) 514-5146.

What if I get a claim against my California foreclosure consultant bond?

If you fail to follow your obligations under the California Mortgage Foreclosure Consultant Law, you may get a surety bond claim. This is how a harmed party can seek a fair reimbursement. The maximum compensation is the penal sum of your bond, which is $100,000.

According to the surety bond language, your surety may cover the claim costs initially, but you have to fully repay it. This means that a claim can lead to serious financial damages for your business. The wisest course of action is to avoid situations that can lead to one.

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About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

What Our Clients Have To Say?




Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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