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North Dakota Contractor Bond

  • Experts in bonding contractors
  • Lowest rates on the market
  • Fast turnaround
  • Secure online application

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North Dakota Contractor Bonding Requirements

Water well contractors in the state of North Dakota– as well as some contractors in Grand Forks– are required by state law to get bonded before they are given a license.

The purpose of these contractor license bonds is to ensure that contractors perform work in accordance with applicable regulations and local building codes. If a contractor is found to be in violation of the terms of the bond, an affected party can seek compensation from the bonding company which signed their bond.

Make sure that you’re aware of all the regulations that pertain to your trade in order to steer clear of bond claims. Even though the surety may initially provide compensation to a claimant, you are ultimately the party that’s legally and financially responsible for the claim.

Apply for your contractor license bond today and lock your rate for 90 days!

Want to learn more about contractor bonds in North Dakota? Look for your question in the sections below, or simply call us at (877)-514-5146!

Frequently Asked Questions

Which contractor classifications require a contractor license bond?

Water well contractors across North Dakota are required to get bonded, while the city of Grand Forks has a bonding requirement for the following contractor classifications:

  • Building
  • Mechanical
  • Moving
  • Plumbing
  • Sign Hanger
  • Excavator

How much does a North Dakota contractor bond cost?

Contractor license bond amounts in North Dakota are relatively low compared to other states. Grand Forks moving contractors need a $1,000 bond, all other contractors need a $5,000 bond, and water well contractors– a bond of $15,000.

These amounts refer to the penal sum of the bond, i.e. the maximum a contractor can be liable for if they violate the terms of their bond. To find out your actual cost, you should submit an application. Or, you can get a rough estimate from the table below:

Expected Premiums Based on Credit Score
Bond Type Surety Bond Amount Above 700 Between 650-699 Between 600-649 Below 599
Grand Forks Building, Excavator, Mechanical, Plumbing and Sign Hanger Contractor Bonds $1,000 $100 $100 $100 $100
Grand Forks Building, Excavator, Mechanical, Plumbing and Sign Hanger Contractor Bonds $5,000 $100 $100-$150 $150-$250 $250-$500
Water Well Contractor Bond $15,000 $125-$250 $150-$450 $375-$750 $750-$1,500

As you can see, your personal credit score is very important for your surety application. The reason is simple: bonding companies assume minimum risk for each bond. Your score is taken as a way to measure that risk, so the lower it is, the higher your premium.

To learn more on the topic, check out our surety bond cost page.

What if my credit score is very low?

A low credit score will affect your premium, and it can go as high as 10%. However, credit score alone won’t stop you from getting bonded, unless it’s in combinations with other red flags in your credit report such as an open bankruptcy or late child support payments.

In 99% of cases, applicants successfully get bonded through our bad credit surety bonds program, without the need for co-signers or posting collateral. Moreover, our agents can help you with your application so you can get as low a premium as possible.

What is the application process like?

To get your North Dakota contractor bond, all you have to do is submit our online application. Our agents will contact you with your personal bond quote. We have the necessary bond forms on file, and we even do most of the paperwork for you, to save you time and hassle.

What else should you expect? It’s a standard practice to sign an indemnity agreement with the bonding company, which is its guarantee that it will receive compensation in case it has to cover a claim for you.

Apply for a free no-obligations quote on your contractor license bond!

After we’ve processed all of the paperwork, your bond will be issued in as little as one or two business days. For any questions, you can always consult our experts at (877)-514-5146.

How are claims handled?

You should make sure you are aware of all laws, rules and regulations that apply to your trade, and to the particular project you are working on. Otherwise, you risk becoming liable for sums up to the total amount of your surety bond.

For Grand Forks contractors, you can find specific information on the city’s website. As for water well contractors, the bond form states that you need to comply with the provision of North Dakota Century Code Chapter 43-35.

If you are notified of a valid claim, you will be given a timeframe within which you must pay the claim, or you risk getting into a lawsuit with your surety. However, if you’re certain the claim has no valid ground, you can provide proof to your surety and get legal assistance from them.

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What Our Clients Have To Say?




Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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