call us: 877.514.5146

Illinois Contractor License Bond

  • Apply for your free Illinois contractor license bond quote
  • Top contractor license bond rates
  • Bad credit program

construction-bond.jpg

How Do I Get My Bond?

Start Your Application
Fill out the online application form

Receive Your Free Quote
You will be sent your quote in minutes

Buy Your Surety Bond
We offer secure payment options

What Is an Illinois Contractor License Bond?

A number of construction specialists in Illinois have to obtain a contractor license bond to get licensed. The bond is required by state or city authorities to ensure the legal compliance of contractors.

The Illinois contractor license bond protects the licensing body and the contractors’ customers from potential fraud and misuse on construction works. In general, it also guarantees contractors will follow relevant state and local rules. If your construction business fails to do so, you can end up with a bond claim to compensate any losses.

You can think of the Illinois contractor bond as a three-party contract, just like other surety bonds. The principal that needs to get bonded is your construction company. The authority that requires it is the obligee. The third party which provides the bonding is the surety.

Apply for a free no-obligations quote on your contractor license bond!

Frequently Asked Questions

Who needs to obtain an Illinois contractor license bond?

All Illinois plumbers are required to get a bond when applying for their license. The same requirement applies to roofing specialists in the state, who need to complete the roofing contractors license process.

As there is no general Illinois contractor license for building, the bond requirement for general construction contractors is enforced on the level of city authority. Before starting your licensing, it’s best to check with your local licensing body what its exact criteria are.

In all cases, the goal of the bond is to protect contractors’ clients. It ensures that the services provided by contractors will comply with the applicable rules, and that all contractual agreements will be met.

How much does an Illinois contractor license bond cost?

Illinois roofing contractors must post a $10,000 bond for a limited license, and a $25,000 bond for an unlimited one with the Illinois Department of Professional Regulation. Plumbing specialists have to obtain a $20,000 bond, and provide it to the Department of Public Health Environmental Health Plumbing Program.

The bond requirements across different cities in Illinois range between $5,000 and $50,000, depending on your location.

The bond premium is different from the bond amount you have to post. It’s only a fraction of it, usually in the range of 1% and 5% of the bond amount. If you need a $20,000 bond, you can expect a premium between $200 and $1,000.

llinois Contractor License Bond Cost
Bond Type Surety Bond Amount Above 700 Between 650-699 Between 600-649 Below 599
Illinois plumbing contractor bond $20,000 $150-$200 $200-$600 $600-$1,000 $1,000-$1,500
Illinois roofing contractor (limited license $10,000 $100-$150 $100-$300 $300-$500 $500-$1,000
Illinois roofing contractor (unlimited license $25,000 $188-$375 $250-$750 $625-$1,250 $1,250-$2,500
Illinois general contractor bond (varies across cities) $5,000 to $50,000 $100 to $375-$750 $100-$150 to $500-$1,250 $150-$250 to $1,250-$2,500 $250-$375 to $2,500-$5,000

How is your Illinois contractor license bond cost determined? After you apply with a surety, the surety takes a close look at your financial situation. It needs to examine your personal credit score, personal and business finances, and assets and liquidity to assess the bonding risk. Your bond price will be lower if your overall financials are solid.

If you want to get a complete overview of how your bond price is set, our surety bond cost page has all the facts.

Can I get bonded with bad credit?

For contractors with financial troubles, Lance Surety Bonds operates its Bad Credit Surety Bonds program. It’s here to allow contractors with low credit scores, tax liens, bankruptcies, or civil judgements to get the bonds they need.

The bad credit bonding rates are typically between 5% and 10%. The increased premium compensates for the higher bonding risk. With us, however, you are always guaranteed the best bonding price for your situation. We forge close connections with a number of A-rated, T-listed surety companies, so we can shop around for the strongest bond option for your case.

How do I apply for my contractor license bond?

You can apply online today for a free Illinois contractor license bond quote. After completing a full application, we’ll determine your exact bond price as well.

For more information about the bonding process, you can consult our How to Get Bonded page.

Call us at (877) 514-5146 if you have any questions. Our bonding specialists are here to help

What happens in case of a claim?

Your Illinois contractor license bond is different from insurance. It does not protect your business, but instead safeguards the interests of your customers and the licensing authorities.

If you fail to abide by applicable rules, you can face a bond claim against you. On proven cases, your bond amount can be used to compensated harmed parties. At first your surety reimburses the claimant, but you are liable to repay it fully afterwards.

Claims can cause serious problems for your contractorship. They are to be avoided, as they can even prevent you from getting bonded in the future.

How do I get an Illinois contractor license?

If you want to operate as a roofing contractor, you need to follow the licensing procedure set by the Illinois Department of Professional Regulation. For plumbing contractors, the licensing is regulated by the Department of Public Health Environmental Health Plumbing Program.

General contractors need to check with their local authorities what their exact Illinois contractor license requirements are.

START YOUR APPLICATION It's FREE. No Obligations. Approval in Minutes.

What Our Clients Have To Say?




Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Still Have Questions? Check Our FAQ Pages