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Connecticut Contractor License Bond

  • Contractor license bond specialists
  • Top bonding rates in Connecticut
  • Secure online application
  • Bad credit program

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Connecticut Contractor License Bonds Explained

Different types of contractors in Connecticut need to go through a licensing process that ensures their compliance with city and state requirements. In many cases, this entails providing a contractor license bond.

The purpose of this bond is to safeguard the interests of your customers against potential unlawful actions you make commit as a contractor working on a construction project.

Your bond represents a three-party contract, with your business being the principal that needs the bonding. The relevant authority that requires it is the obligee, while the third party is the surety, which provides you with the bond.

Questions about Contractor License Bonds in Connecticut

Who needs this bond?

Various types of specialists across cities and municipalities in Connecticut may need to post a contractor license bond in order to launch legal operations in the state.

  • Bristol: Excavation contractor permit bond - $10,000

  • Cromwell: Drain layer bond - $5,000

  • East Windsor: Drain layer/ excavator bond - $5,000

  • Fairfield: Drain layer bond - $10,000

  • Farmington: Drain layer bond - $5,000

  • New Britain: Sidewalk and curb contractor bond - $5,000

  • Rocky Hill: Private contractor on public right of way road bond - $10,000

  • Seymour: Sanitary sewer connection bond - $10,000

  • The Metropolitan District: Sewer contractor bond - $10,000

  • Trumbull: Encroachment/ street opening contractor bond - $10,000; Sanitary sewer connection bond - $5,000

How much does the bonding cost?

The surety bond amount that you have to obtain for your license is set by your local authorities. On the basis of this amount, your bond premium is formulated as a fraction of it. Its exact sum depends on the strength of your personal and business finances.

In order to determine your surety bond cost, the surety provider has to consider some important factors, such as your personal credit score, company finances, and liquidity and assets. By doing this, it can judge how risky it will be to get you bonded. The bond premium gets lower when your overall profile is stable.

Connecticut Contractor License Bond Cost Based on Credit Score
Surety bond name Bond amount Credit Score
Above 700 Between 650-699 Between 600-649 Below 599
East Windsor drain layer/ excavator, New Britain sidewalk and curb contractor, Farmington drain layer, Cromwell drain layer, and Trumbull sanitary sewer connection bond $5,000 $100 $100-$125 $125-$250 $250-$500
Bristol excavation contractor, East Hartford drain layer, Seymour sanitary sewer connection, Rocky Hill private contractors on public right of way, Trumbull: encroachment/ street opening contractor, Fairfield drain layer, and Metropolitan District sewer contractor bond $10,000 $100-$150 $100-$250 $250-$500 $500-$1,000

* This table provides a ballpark estimate of potential bond costs. Bond pricing can fluctuate over time due to a number of factors. For exact pricing, please complete an application.

Can I get bonded with problematic finances?

It can be complicated to obtain a contractor license bond if you have bad credit or other financial issues. Lance Surety Bonds' Bad Credit Surety Bonds program is designed for applicants struggling with low credit scores, tax liens, bankruptcies, and civil judgments.

Since the bonding risk is higher, the rates for bad credit bonds are between 5%-10%. Nevertheless, you can still obtain a top bonding option with us due to our excellent partnerships with the top A-rated, T-listed surety companies.

How do I obtain the bonding?

In order to obtain a Connecticut contractor license bond, you can follow these steps:

  1. Fill out our online application form (it takes 5min)

  2. You will then receive a free, no-obligation quote

  3. The bond can be bought online straight away

  4. We will deliver to both a digital and hard copy of your bond

Would you like to explore the details of the bonding process? You can refer to our in-depth How to Get Bonded page.

For any questions you may have, or for help with your application, just call us at (877) 514-5146.

What if I receive a bond claim?

You may end up with a claim against your contractor license bond if you don't follow all applicable Connecticut laws. This is how harmed parties can seek financial compensation for the damages they have suffered. The maximum penal sum is the bond amount you have provided at the time of licensing.

The surety that bonded you will initially cover the reimbursement to the claimants on proven claims. You will need to fully repay it afterwards, as it set in the bond indemnity clause. Thus, it is best to stay away from situations that can create any claims, as they can hurt your business's reputation and finances.

Additional Resources

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About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

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What Our Clients Have To Say?

Kimberlee Ables
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Andrew Poincot
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
Margie Martinez
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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