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The Full Bonding Guide for Oregon Contractors
Applicants for residential and commercial contractor licenses and landscape contracting business licenses require an Oregon contractor license bond.
Depending on the license you are applying for, you must submit your surety bond either to the Oregon Construction Contractors Board (CCB) or the Oregon Landscape Contractors Board (LCB).
These bonds guarantee that Oregon contractors will comply with the provisions of the Oregon Revised Statutes (ORS). These are ORS Chapter 701 for commercial and residential contractors, and ORS Chapter 671 for landscape contracting businesses.
If you want to learn more about contractor’s license bonds in Oregon, continue reading the sections below.
Questions about Contractor License Bonds in Oregon
What Are the Oregon Contractor License Bond Requirements?
The amount of your bond will vary depending on the license type that you are applying for.
Bond amounts for Oregon contractor license applicants are as follows:
- Residential contractors must post a bond in an amount between $10,000 and $20,000.
- Commercial contractors are required to submit a bond in an amount between $20,000 and $75,000.
- Landscape contracting businesses must get a bond in an amount between $3,000 and $20,000
To find out what the amount of the bond you require is, see the CCB’s residential and commercial contractors’ bond requirements or the LCB’s landscape contracting business bond requirements.
Ready to get started with your application? Submit an online application form to receive a free quote on your bond!
Looking for a bond for a construction project? See our contract bond page for a full list of the different contract bonds that we can help you get.
What is the Cost of the Oregon Contractor License Bond?
Surety bond cost is equal to a percentage of the total bond amount. That percentage is determined by a number of factors. Your personal credit score has the greatest impact on your bond cost. The higher your score, the lower your cost.
Sureties also consider other aspects of your finances such as your financial statements, your fixed and liquid assets, as well as your professional experience.
To get a sense of what the cost of your surety bond will be, see the table below!
Residential Contractors | |||||
Bond Type | Surety Bond Amount | Above 700 | Between 650-699 | Between 600-649 | Below 599 |
Residential General Contractor's Limited Contractors and Developers | $20,000 | $150-$300 | $200-$600 | $500-$1,000 | $1,000-$2,000 |
Residential Specialty Contractors | $15,000 | $112-$225 | $150-$450 | $375-$750 | $750-$1,500 |
Residential Limited Contractors, Restoration Contractors, and Home Inspection Services Contractors | $10,000 | $100-$150 | $100-$300 | $250-$500 | $500-$1,000 |
Commercial Contractors | |||||
Commercial Developers, Level 2 Specialty Contractors, Level 2 General Contractors | $20,000 | $150-$300 | $200-$600 | $500-$1,000 | $1,000-$2,000 |
Level 1 Commercial Specialty Contractors | $50,000 | $375-$750 | $500-$1,500 | $1,250-$2,500 | $2,500-$5,000 |
Level 1 Commercial General Contractors | $75,000 | $560-$1,125 | $750-$2,250 | $1,875-$3,750 | $3,750-$7,600 |
Would you like to know more about how your bond premium is determined? Our detailed How Much Does a Surety Bond Cost? Guide contains all the information you need!
If you require more information about your Oregon contractor license bond, call us at (877)-514-5146 anytime!
How to Become a Licensed and Bonded Contractor in Oregon
To get a contractor license in Oregon, you need to complete the application process and meet several requirements.
There are certain differences between applying for a residential or commercial contractor license and a landscape contracting business license. In general, though, the licensing requirements include:
- Register your business entity with the Oregon Secretary of State
- Register with the state Department of Revenue and obtain an EIN from the IRS (if necessary)
- Pass a training course and exam (only for residential and commercial contractors)
- Get liability insurance and workers’ compensation insurance (if applicable)
- Obtain your Oregon contractor license bond in the required amount
- Complete and submit your contractor license application form
- Pay a licensing fee
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Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!