Ohio Title Agent Bond

Easily apply for your Ohio title agent bond online
Excellent bonding rates
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Bad credit program

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How Much Does an Ohio Title Agent Bond Cost?

An Ohio title agent bond costs between $1,500 and $15,000. The state requires title agencies to have a $150,000 surety bond to obtain and maintain the required license to do business. 

We are an authorized surety company in Ohio, offering the bond you need. Rather than paying the full $150,000 bond amount, your bond premium will typically range from 1% to 10% of the total.

The bond rate that you qualify for is based on your credit scores and the risk associated with your bond. All credit scores are considered. Applicants with a 700 credit score or higher qualify for a 1% to 3% premium rate. For example, with a 700 credit score, the cost of a $150,000 title agency bond would range from $1,500 to $4,500.

Even if you have bad credit, we offer bond solutions to meet your needs. We bond over 99% of our applicants.

Surety Bond Cost Based on Credit Score

Surety Bond Name

Surety Bond Amount

Over 700

Between 600 - 699

Below 599

Ohio Title Agent Bond

$150,000

$1,500 - $4,500

$4,500 - $7,500

$7,500 - $15,000

* This table provides a ballpark estimate of potential bond costs. Bond pricing can fluctuate over time due to a number of factors. For exact pricing, please complete an application.

How to Get an Ohio Title Agent Bond

1. Apply For Your Bond 

When you buy your title agent bond from us, you can take advantage of our fast, easy process. To get started, spend a few minutes completing the online application. Our bond specialists are available to help if you have any questions.

Troy contacted us to buy a title agent bond. He’d never purchased a bond before and did not know what to expect. With our hassle-free process, he applied and had a quote within minutes. After paying the premium online, Troy got his bond and finished applying for a state license.

2. Get Your Bond Quote

We provide bond quotes to our valued customers within minutes of receiving their application. If an application is complicated, however, it requires additional review. In these situations, we provide quotes within 48 hours.

3. Purchase Your Bond

To finalize your title agent bond purchase, make your premium payment online. With our online payment portal, this last step only takes a few minutes. Then, you will receive your bond via email. If requested, we can mail it to you as well. 

If you have questions about the bond application or your quote, we can help. Contact us online or contact us by phone at (877) 514-5146.

Title Agency Bond Requirements in Ohio

The Ohio Department of Insurance enforces title agent licensing requirements established under Ohio Administrative Code 3901. This code establishes the surety bond requirement of $150,000. The bond is required to:
 

  • Conduct a closing settlement
  • Transact escrow
  • Completing closing functions

To comply with the requirement, the principal must use the state’s bond form. The obligee is the state of Ohio. This is a continuous bond that remains in force until it is canceled by the surety. The surety must provide the oblige and the principal with a 60-day written notice to cancel the bond. 

To maintain the bond and comply with state law, the principal must make the annual premium payment. We help our customers maintain their bonds by providing an annual reminder with payment instructions.

How to Get Your Title Agent License in Ohio

The process of applying for a title agent licensing in Ohio is straightforward. Licensing is conducted through the Ohio Department of Insurance. To obtain a license, you must submit:
 

  • Proof of passing the Ohio Title Insurance exam
  • Producer Application for Title License
  • Surety bond
  • A background check

Our bond experts are happy to answer your questions about buying an Ohio title agent bond. For additional information about obtaining a title agent license, contact: 

Ohio Department of Insurance
50 W. Town St.
Third Floor, Suite 300
Columbus, OH 43215
Phone: (614) 644-2665


START YOUR APPLICATION It's FREE. No Obligations. Approval in Minutes.

About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

What Our Clients Have To Say?

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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