1. Start Your Application
2. Receive Your Free Quote
3. Buy Your Surety Bond
Most Popular Surety Bonds in Charlotte
How Much Does a Surety Bond Cost in Charlotte?
A surety bond in Charlotte costs between $100 and $17,500 or more. For example, the Charlotte auto dealer bond requires a bond amount of $50,000, while the mortgage broker bond is set at $75,000
Instead of paying the full amount of the bond, however, you can purchase the bond through a surety company for a bond premium. Our surety company has been meeting Charlotte’s bond needs for more than a decade, and our bond premium rates are from 1% to 10% of the bond amount.
To determine your rate, we review your credit scores, financial strength and professional credentials. Bonds are available even if you have a bad credit score. We proudly issue bonds to over 99% of our customers.
A 1% to 3% bond rate applies to applicants with a 700 credit score or higher. For a $50,000 Charlotte auto dealer bond, the cost is $500.
Surety Bond Cost Based on Credit Score |
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Surety Bond Name |
Surety Bond Amount |
Over 700 |
Between 600 - 699 |
Below 599 |
Auto Dealer Bond |
$50,000 |
$500 - $1,500 |
$1,500 - $2,500 |
$2,500 - $5,000 |
Contractor License Bond |
$175,000 |
$1,750 - $5,250 |
$5,250 - $8,750 |
$8,7500 - $17,500 |
Mortgage Broker Bond |
$75,000 |
$750 - $2,250 |
$2,250 - 3,750 |
$3,750 - $7,500 |
Collection Agency Bond |
$10,000 |
$100 - $300 |
$300 - $500 |
$500 - $1,000 |
Money Transmitter Bond |
$150,000 |
$1,500 - $4,500 |
$4,500 - $7,500 |
$7,500 - $15,000 |
Public Adjuster Bond |
$20,000 |
$200 - $600 |
$600 - $1,000 |
$1,000 - $2,000 |
How to Get a Surety Bond in Charlotte
1. Identify the Surety Bond You Need
Before completing the application for a Charlotte surety bond, research the requirements that apply to you. Resources links are provided below to facilitate your research.
2. Apply For Your New Bond
After learning about the surety bond requirements that pertain to you, you are ready to apply for your new bond. It only takes a few minutes to complete the online application.
3. Get a Bond Quote
We will review your surety bond application immediately. Most of our applicants receive a bond rate from us within a few minutes. If an application is complex and requires additional review, we will provide a bond rate in 48 hours or less.
4. Buy Your Bond
The final step in our quick and easy process is your bond purchase. To make the bond premium payment, use our online payment portal. We will quickly prepare the bond and email it to you. If you need a mailed copy of the bond, please let us know.
Our bond experts take pride in providing exceptional customer service, and we are available to assist you throughout the process. Contact us online or by phone at (877) 514-5146 today.
A new customer, Matt, needed a land development bond, and he took advantage of our online application. Only minutes after completing the application, Matt was reviewing his bond rate. Soon after using the online payment portal to pay the bond premium, the bond was delivered to his email inbox.
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What Our Clients Have To Say?
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!