Surety Bond Charlotte, NC

Customer Reviews

1. Start Your Application

Fill out the online application form

2. Receive Your Free Quote

You will be sent your quote in minutes

3. Buy Your Surety Bond

We offer secure payment options
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    Every type of surety bond in Charlotte
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    Lowest rates guaranteed
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    100% money-back guarantee
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    Bad credit options

Most Popular Surety Bonds in Charlotte

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Auto Dealer Bond
Auto dealers in North Carolina are required to maintain a $50,000 bond. For each additional dealership, an additional $25,000 bond is needed.
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Contractor License Bond
General contractors in North Carolina require bonds ranging from $175,000 to $1,000,000 to ensure compliance with building codes and ordinances.
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Mortgage Broker Bond
Mortgage brokers in North Carolina need a bond of $75,000 to $250,000, depending on mortgage loan volume, to secure their license.
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Collection Agency Bond
In North Carolina, both domestic and foreign collection agencies require a $10,000 bond, while alien collection agencies need a $20,000 bond.
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debt-collection
Money transmitters in North Carolina are required to post a bond between $150,000 and $250,000, based on their transmission volume.
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legal-document
Public adjusters in North Carolina must obtain a $20,000 bond to legally operate and conduct business within the state.

How Much Does a Surety Bond Cost in Charlotte?

A surety bond in Charlotte costs between $100 and $17,500 or more. For example, the Charlotte auto dealer bond requires a bond amount of $50,000, while the mortgage broker bond is set at $75,000

Instead of paying the full amount of the bond, however, you can purchase the bond through a surety company for a bond premium. Our surety company has been meeting Charlotte’s bond needs for more than a decade, and our bond premium rates are from 1% to 10% of the bond amount.

To determine your rate, we review your credit scores, financial strength and professional credentials. Bonds are available even if you have a bad credit score. We proudly issue bonds to over 99% of our customers. 

A 1% to 3% bond rate applies to applicants with a 700 credit score or higher. For a $50,000 Charlotte auto dealer bond, the cost is $500.

Surety Bond Cost Based on Credit Score

Surety Bond Name

Surety Bond Amount

Over 700

Between 600 - 699

Below 599

Auto Dealer Bond

$50,000

$500 - $1,500

$1,500 - $2,500

$2,500 - $5,000

Contractor License Bond

$175,000

$1,750 - $5,250

$5,250 - $8,750

$8,7500 - $17,500

Mortgage Broker Bond

$75,000

$750 - $2,250

$2,250 - 3,750

$3,750 - $7,500

Collection Agency Bond

$10,000

$100 - $300

$300 - $500

$500 - $1,000

Money Transmitter Bond

$150,000

$1,500 - $4,500

$4,500 - $7,500

$7,500 - $15,000

Public Adjuster Bond

$20,000

$200 - $600

$600 - $1,000

$1,000 - $2,000

* This table provides a ballpark estimate of potential bond costs. Bond pricing can fluctuate over time due to a number of factors. For exact pricing, please complete an application.

How to Get a Surety Bond in Charlotte

1. Identify the Surety Bond You Need 

Before completing the application for a Charlotte surety bond, research the requirements that apply to you. Resources links are provided below to facilitate your research. 

2. Apply For Your New Bond

After learning about the surety bond requirements that pertain to you, you are ready to apply for your new bond. It only takes a few minutes to complete the online application

3. Get a Bond Quote

We will review your surety bond application immediately. Most of our applicants receive a bond rate from us within a few minutes. If an application is complex and requires additional review, we will provide a bond rate in 48 hours or less.

4. Buy Your Bond

The final step in our quick and easy process is your bond purchase. To make the bond premium payment, use our online payment portal. We will quickly prepare the bond and email it to you. If you need a mailed copy of the bond, please let us know. 

Our bond experts take pride in providing exceptional customer service, and we are available to assist you throughout the process. Contact us online or by phone at (877) 514-5146 today.

A new customer, Matt, needed a land development bond, and he took advantage of our online application. Only minutes after completing the application, Matt was reviewing his bond rate. Soon after using the online payment portal to pay the bond premium, the bond was delivered to his email inbox.

Resources


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About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

What Our Clients Have To Say?

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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