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Indiana Title Agency Bond

Complete Guide to Bonding for Title Agencies in Indiana

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  • Lowest rates on title agency bonds
  • Title agency bonds for all credit types
  • Bonds available in all states that require them
  • Very simple and secure application process

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How Do I Get Bonded?

What is a Title Agency Bond?

A title agency bond, or a title agent bond, is a surety bond required of title insurance agencies which guarantees that title agents or agencies will comply with a state’s regulation for title agents. Title agency bonds protect the state and the public from title agencies that mislead or misrepresent their clients, act dishonestly, or otherwise engage in activities that are not in compliance with state regulations for title agencies.

Title agency bonds, as all bonds, are a type of agreement between three parties: the principal (the title agency or agent), the obligee (the state department licensing the agency and the public) and the surety bond company that backs the bond financially.

If a title agency does not comply with state regulations and causes financial harm to an obligee, the latter may file a claim against the agency’s surety bond. In this case, the surety bond company steps in and, if necessary, compensates obligees up to the full penal sum of the bond.

In such a situation, the title agency must then compensate, or indemnify, the surety for its coverage."

Questions about Title Agency Bonds in Indiana

How much does a title agency bond cost?

Title agency bond cost is a fraction of the total amount of the bond.

Bond cost is based on this amount and is usually a small percentage of it. The exact percentage is determined by sureties when they receive an applicant’s bond application. To determine a rate, sureties look at an applicant’s personal credit score, financial statements, asset profile and other indicators. Credit score is the most important among these– the higher an applicant’s credit score, the lower their bond rate.

Applicants with high, or relatively high, scores can expect a quote that is between 1% to 3% of the total amount of their bond. In other words, if you are getting bonded in Florida, the standard market rate on your bond will vary between $350 and $1,050.

Want to know how much your bond would cost? Just submit your surety bond application and we’ll do the rest. Once we’ve processed your application we will send you a free bond quote. Quotes are entirely free of charge and have no obligations attached to them."

Can I get a title agency bond with bad credit?

Applicants who have a low credit score are often turned down, and find it hard to get bonded. Many sureties do not want to take a risk, and decline applications from low credit applicants.

However, it’s still possible to get a title agency bond with bad credit and without excessive difficulties. Lance Surety Bonds’ Bad Credit Surety Bonds program makes this possible thanks to our access to a variety of special markets, made available by the sureties we work with.

All of these are A-rated and T-listed surety bond companies, which means that your bond is issued by some of the best companies in the country, at only a slightly higher rate. Under this program you can expect to pay a rate that ranges between 4% to 7.5% of the total bond amount.

Whether you get a rate under this program or a standard market rate, we at Lance Surety Bonds are always looking for the best and lowest rates for our clients. And we never make compromises with the quality of the bonds we provide."

How do I get my title agency bond?

To obtain a title agency bond, apply online through our application tool. Your application will be processed, and we will contact you within a short amount of time with a quote on your bond.

Call us at (877)-514-5146 anytime if you have any questions about your bond. Lance Surety Bonds’ experts have extensive experience in the surety bond industry, and will be able to help you out."

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About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

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What Our Clients Have To Say?

  • Kimberlee Ables
    Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
  • Andrew Poincot
    Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
  • Margie Martinez
    We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!

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