Florida Public Adjuster Bond

1. Apply For Your Bond

It only takes a few minutes to apply for your public adjuster bond in Florida. Many of our customers receive their bond on the same day that they apply. The first step is to fill out the online application.

Finn wanted to submit his public adjuster license application right away, so he recently took advantage of our quick, three-step process. He was pleased to get a bond quote almost immediately after applying, and he wrapped up his bond purchase by making the payment online on the same day.

2. Get Your Bond Quote

Our customers typically receive a bond quote within a few minutes after they submit their application. If an application is complex, it may require greater review. For these situations, a bond quote is available within 48 hours.

3. Purchase Your Bond

The last step in our easy process is to pay for your surety bond conveniently through our online payment portal. Once payment is received, your bond will be prepared and emailed. We are also happy to mail your bond, if requested. 

Our friendly bond specialists are proud to help you set up the Florida surety bond you need. If you require assistance, contact us online or by phone at (877) 514-5146.

Under Florida Statute 626, public adjusters must obtain a business license to work in the state. The Statute also establishes the licensing requirements, including the requirement for a $50,000 surety bond. The surety bond’s obligee is the Florida Department of Financial Services.

The bond’s purpose is to provide financial compensation to claimants in the event of unfair business practices or fraud committed by the adjuster. Bond claims should be filed with the surety. 

The Florida public adjuster license bond remains in force until canceled. The surety must file a 30-day written notice with the department and provide notice to the licensee to cancel the bond. 

The bond must be maintained while the license is active and for one year after the license termination date. To maintain the bond, the licensee must pay the annual premium to the surety company. To assist you with this, we will contact you annually with renewal instructions.

The Florida Department of Financial Services is responsible for public adjuster licensing and renewals. To obtain the proper license to work as a public adjuster in Florida, you must submit:
 

• Application
• $50,000 surety bond
• A passing score on the licensing exam
• Proof of continuing education, for a license renewal
• Fingerprints
• A background check
• $50 fee

If you have questions about the public adjuster license requirements in Florida, please contact:

Florida Department of Financial Services
200 E. Gaines Street
Tallahassee, FL 32399
Phone: (877) 693-5236