Florida Financially Responsible Officer License: Full Guide (2023)

Published: Jan 6, 2022
florida financially responsible officer


Construction contractors in Florida often need to appoint a financially responsible officer (FRO) for their business. The appointed person has to obtain a Florida financially responsible officer license from the state Department of Business and Professional Regulation. 

The application procedure entails that you provide a number of documents that showcase your suitability for the position of a FRO. This ensures your legal compliance. 

In the sections below, you can get acquainted with the requirements for becoming a FRO for a Florida construction company. 

Meet the Florida Financially Responsible Officer License Requirements

For construction companies in the state of Florida, the financially responsible officer often has final approval authority on all business matters. Then this person has to obtain a license for a FRO from state authorities. 

The requirements for FROs are set by the Construction Industry Licensing Board at the Florida Department of Business and Professional Regulation. It ensures that licensees comply with Title XXXII, Chapter 489 of the Florida Statutes.

Necessary Documents

florida financially responsible officerIn order to apply for a Florida financially responsible officer, you have to supply the following:

  • Information about the construction business that is related to the applying FRO
  • Personal information about the FRO applicant
  • Background questions related to criminal convictions, bankruptcies, or revoked licenses, and explanations about any items on the list
  • Electronic fingerprinting for the FRO applicant 
  • Signed Affirmation of Written Declaration  

Provide a Surety Bond 

One of the most important requirements that you have to fulfill to become a FRO for a construction company in Florida is to post a surety bond. It works as a safety mechanism that protects the state and your customers and ensures your legal compliance. 

The amount of the Florida financially responsible officer bond that you have to post is $100,000. You have to provide it on the official form, which is a part of the application.

The licensing process entails that you pay a bond premium, which is a fraction of the required bond amount. It depends on the strength of your personal and business finances. The most important indicators that shape the price include your credit score, as well as other financial factors such as fixed and liquid assets. The stronger these factors are, the lower your premium can get. 

Applicants with a solid financial profile usually get rates between 0.75% and 5%.

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Complete the License Application

You have to fill in the Application for Financially Responsible Officer Form (CILB 8). 

Once you have collected all necessary documents, you have to submit the full package online or on paper via mail to:

Division of Professions

Construction Industry Licensing Board

2601 Blair Stone Road

Tallahassee, FL 32399-0791 

License and Registration Fees

You need to pay a $200 fee, so that you can obtain your licensing as a FRO in Florida. 


Have more questions about the Florida financially responsible officer license and bonding process? You can call us at 877.514.5146.

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Robin Kix

Robin Kix is currently the Renewal Department Manager. Since joining Lance Surety in 2014, she has helped thousands of businesses throughout the nation remain compliant at the federal, state and local level. She has significant experience supporting commercial bond lines, particularly in the automobile, transportation and construction industries. Robin and her team work together to create a positive customer service experience at the time of every policy renewal, whether that be finding the best pricing or offering additional assistance.