Commercial Bonds
For an overview of Commercial Surety Bonds, please click on the following link:"Commercial Surety Bond Overview".
Click on the below bonds to find out how to get bonded:
ARC Bonds - Required by the Airlines Report Commission.
Auto Dealer Bonds - Bonds required by each state to ensure auto dealers abide by state regulations.
Bad Credit Surety Bonds - These are not a specific type of commercial bond, but instead are programs offered for most of the commercial bonds available in the market. They are designed for applicants considered to be "high risk", due to bad credit scores (or no credit in the case of some start-ups).
Broker Bonds - The different types of Broker Bonds available are Freight Broker, Insurance Broker and Mortgage Broker Bonds.
Cigarette Tax Bonds - Cigarette distributors may be required to obtain this type of bond to ensure payment of taxes.
Collection Agency Bonds - Bonds required by a governing body to ensure collection agencies operate within rules and regulations.
Contractor License Bonds - May be required by local governments for a contractor to legally operate in certain location.
DMEPOS Bonds, Medicare Bonds - Surety bonds required by the Federal Government of all suppliers of DMEPOS (Durable Medical Equipment, Prosthetics, Orthotics and Suppliers).
Freight Broker Bonds (BMC-84) - These federally-mandated bonds must be obtained by freight brokers to ensure delivery of brokered goods. Also referred to as BMC-84 Bonds, BMC-85 Bonds, and ICC Bonds. (ICC was the old regulating body for freight brokers.)
Fuel Tax Bonds - Fuel distributors may be required to obtain this type of bond to ensure payment of taxes on fuel sold in a certain location.
Health Club Bonds - May be required by states for health clubs to legally receive payment from customers up front.
Home Dealer Bonds - Must be obtained by home dealers to guarantee their performance with off-site built homes.
Insurance Broker Bonds - May be required by a state department to ensure that insurance brokers within the state abide by all rules and regulations, and to guarantee their performance.
License and Permit Bonds (not listed) - Due to the very high number of bonds nationwide that fall under this category, this link will provide general information on license & permit bonds.
Liquor Tax Bonds - Bonds required to guarantee the payment of taxes collected on liquor and other alcoholic beverage sales.
Lottery and Lotto Bonds - May be required by states to ensure that state-owned lottery machines are properly operated by store owners who have them on their property.
Miscellaneous Bonds (not listed) - This link will provide information on commercial bond types that are not listed here. Due to the very high number of commercial bonds available in the current market, many are too specific to fall under one of the main categories.
Money Transmitter Bonds - These types of bonds are required by most states to guarantee that money transmitters operate within the terms of their license.
Mortgage Broker Bonds - Bonds that are required by many states to ensure that mortgage brokers operate in accordance with all pertinent rules and regulations of that particular state.
Mortgage Lender Bonds - Required by most states to ensure that mortgage brokers, or mortgage bankers, follow all pertinent state rules and regulations.
Patient Trust Bonds - These types of bonds help prevent the misuse of any funds by a caretaker given in a patient’s trust.
Payday Loan Bonds - Required by the state to ensure that payday loan companies follow all state rules and regulations in the operation of their business.
Preneed Funeral Bonds - These types of bonds facilitate any pre-payment of funerals and burial agreements.
Sales Tax Bonds - Required by the government to ensure timely payment of sales tax by a company.
Seller of Travel Bonds - These types of bonds guarantee that funds collected by sellers of travel are promptly sent to the appropriate individuals.
Surplus Lines Broker Bonds - May be required by the state government for any insurance company attempting to offer surplus lines.
Telemarketing Bonds - These types of bonds are required by the state to ensure that telemarketers, or phone solicitors, follow all rules and regulations set forth by that particular state in the conduct of their solicitation.
Title Agency Bonds - Required by the state of title agents operating in that state.
Used Car Dealer Bonds - Bonds required by state departments to ensure used car dealers are operating in accordance with regulation, in order to protect customers.
Utility Bonds - Bonds required to ensure utility bills are paid in a timely manner.
Wage and Welfare Bonds - These types of bonds guarantee payment of dues to local unions.