Commercial Bonds

In alphabetical order:

Agricultural Packers Bonds - Required by the U.S. Department of Agriculture's Grain Inspection, Packers and Stockyards Administration (GIPSA) of agricultural packers, market agencies and dealers in order to protect fair trade practices, financial integrity, etc.

Alcohol Bonds - Also known as Liquor Tax Bond, these bonds are required by the federal and state government in order to manufacture, sell, ship or warehouse alcoholic beverages. They guarantee the payment of taxes collected on liquor and other alcoholic beverage sales.

ARC Bonds - Required by the Airlines Report Commission.

Auctioneer Bonds - Guarantee that auctioneers follow all state regulations governing their license. Protect people from any damages that may be caused by fraud or misrepresentation by an auctioneer.

Auto Dealer Bonds - Bonds required by each state to ensure auto dealers abide by state regulations.

Bad Credit Surety Bonds - These are not a specific type of commercial bond, but instead are programs offered for most of the commercial bonds available in the market. They are designed for applicants considered to be "high risk", due to bad credit scores (or no credit in the case of some start-ups).

Broker Bonds - The different types of Broker Bonds available are Freight Broker, Insurance Broker and Mortgage Broker Bonds.

Business Opportunity Seller Bonds - Required by most states, this type of bond guarantees that sellers of business opportunities abide by the state's respective laws, etc.

Cigarette Tax Bonds - Cigarette distributors may be required to obtain this type of bond to ensure payment of taxes.

Collection Agency Bonds - Bonds required by a governing body to ensure collection agencies operate within rules and regulations.

Contractor License Bonds - May be required by local governments for a contractor to legally operate in certain location.

Customs Bonds (U.S.) - Required by U.S. Customs & Border Protection of all importers of goods into the United States. Guarantees payment of taxes and compliance of all rules and regulations governing imports.

Debt Consolidator Bonds - Along with debt negotiator bonds, these protect debtors from fraudulent business practices by debt consolidators.

Detective Bonds - Also know as Private Investigator Bonds, these are required by most cities and states to protect clients receiving services from professional investigators.

Department of Defense (DoD) Performance Bond - Also referred to as Military Freight Bonds, these types of bonds must be obtained by all transporation brokers that wish to transport DoD freight.

DMEPOS Bonds, Medicare Bonds - Surety bonds required by the Federal Government of all suppliers of DMEPOS (Durable Medical Equipment, Prosthetics, Orthotics and Suppliers).

Mileage Tax Bonds - Closely associated with Highway Use Bonds, these guarantee the payment of taxes to the state for truck mileage.

Financial Advisor Bonds (Investment Advisor & Blue Sky Bonds) - These bonds guarantee that financial advisors, investment advisors and security dealers abide by their respective state regulations that govern their licenses.

Franchise & Ordinance Bonds - Guarantee that those licensed to grant a privilege on a public property comply with all regulations and ordinances.

Freight Broker Bonds (BMC-84) - These federally-mandated bonds must be obtained by freight brokers to ensure delivery of brokered goods. Also referred to as BMC-84 Bonds, BMC-85 Bonds, and ICC Bonds. (ICC was the old regulating body for freight brokers.)

Fuel Tax Bonds - Fuel distributors may be required to obtain this type of bond to ensure payment of taxes on fuel sold in a certain location.

Grain & Commodity Bonds - State-mandated bonds that guarantee the compliance of regulations governing dealers of grain and other commodities, to include payment to producers, etc.

Health Club Bonds - May be required by states for health clubs to legally receive payment from customers up front.

Home Dealer Bonds - Must be obtained by home dealers to guarantee their performance with off-site built homes.

Immigration Consultant Bonds - Protects persons from fraud, misrepresentation or unlawful actions by an immigration consultant.

Insurance Broker Bonds - May be required by a state department to ensure that insurance brokers within the state abide by all rules and regulations, and to guarantee their performance.

License and Permit Bonds (not listed) - Due to the very high number of bonds nationwide that fall under this category, this link will provide general information on license & permit bonds.

Liquor Tax Bonds - Bonds required to guarantee the payment of taxes collected on liquor and other alcoholic beverage sales.

Lottery and Lotto Bonds - May be required by states to ensure that state-owned lottery machines are properly operated by store owners who have them on their property.

Miscellaneous Bonds (not listed) - This link will provide information on commercial bond types that are not listed here. Due to the very high number of commercial bonds available in the current market, many are too specific to fall under one of the main categories.

Money Transmitter Bonds - These types of bonds are required by most states to guarantee that money transmitters operate within the terms of their license.

Mortgage Broker Bonds - Bonds that are required by many states to ensure that mortgage brokers operate in accordance with all pertinent rules and regulations of that particular state.

Mortgage Lender Bonds - Required by most states to ensure that mortgage brokers, or mortgage bankers, follow all pertinent state rules and regulations.

Ocean Transportation Intermediary (OTI) Bonds - Required by the Federal Maritime Commission of all ocean freight forwarders and non-vessel operating common carriers (NVOCC) doing business in the U.S.

Patient Trust Bonds - These types of bonds help prevent the misuse of any funds by a caretaker given in a patient's trust.

Payday Loan Bonds - Required by the state to ensure that payday loan companies follow all state rules and regulations in the operation of their business.

Personal Care Assistance Bonds - PCA Agency Bonds guarantee that all personal care providers comply with state statutes and rules governing PCA agencies.

Preneed Funeral Bonds - These types of bonds facilitate any pre-payment of funerals and burial agreements.

Process Server Bonds - Guarantee that process servers follow rules governing service of process (legal notice, court papers). Process servers must deliver court documents to a party in accordance with regulations.

Professional Fundraiser Bonds - Closely related to Commercial Co-Venturer Bonds, these guarantee that any professionals hired to conduct fundraisers on behalf of charitable organizations do not mismanage or misplace such funds.

Real Estate Agent/Broker Bonds - These bonds ensure that agents and brokers that handle property and funds involved with a real estate transaction are properly accounted for.

Sales Tax Bonds - Required by the government to ensure timely payment of sales tax by a company.

School Bonds - State mandated bonds for a wide array of schools that guarantee the protection of the contractual and statutory rights of students.

Seller of Travel Bonds - These types of bonds guarantee that funds collected by sellers of travel are promptly sent to the appropriate individuals.

Small Loan Company Bonds - Also known as Licensed Lender Bonds, these bonds must be obtained by small loan lenders in order to provide protection to consumers from illegal lending activities.

Surplus Lines Broker Bonds - May be required by the state government for any insurance company attempting to offer surplus lines.

Telemarketing Bonds - These types of bonds are required by the state to ensure that telemarketers, or phone solicitors, follow all rules and regulations set forth by that particular state in the conduct of their solicitation.

Title Agency Bonds - Required by the state of title agents operating in that state.

Travel Agency Bonds - See Seller of Travel Bonds.

Used Car Dealer Bonds - Bonds required by state departments to ensure used car dealers are operating in accordance with regulation, in order to protect customers.

Utility Bonds - Bonds required to ensure utility bills are paid in a timely manner.

Wage and Welfare Bonds - These types of bonds guarantee payment of dues to local unions.

Warehouse Bonds - This bond type ensures that warehouse operators properly store and handle goods and commodities stored in their warehouse.

For an overview of Commercial Surety Bonds, please click on the following link:
"Commercial Surety Bond Overview".